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Travelers auto insurance review and ratings 2025

Travelers auto insurance is No. 1 among national carriers in Insure.com’s Best Car Insurance Companies ranking for 2025 with 4.64 stars out of 5. Customers grade it highly for cheap rates and a high renewal rate.
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Our take

Travelers took the top spot in our 2025 Best Insurance Companies auto insurance ranking among national carriers. In a survey of insurance customers conducted as part of the ranking, Travelers scored well for ease of service and renewal rates. It also has the highest possible AM Best score of A++ (Superior), a sign of financial stability, and a low complaint volume.

In addition, Travelers has cheaper rates than many competitors, helping it earn a spot as one of Insure.com’s top picks for auto insurance with 4.64 stars out of 5. 

Below is Insure.com’s review of the company. It’s based on third-party metrics and an in-depth survey of insurance customers. Find the full methodology here.

Travelers
Travelers Ratings
Overall Rating: 4.64
Average Premium: 4.51
NAIC: 0.52
Customer Satisfaction: 4.31
AM Best Rating: A++
Effective date:

Pros and Cons

Pros:
  • High renewal rate
  • Cheap insurance rates
  • Available in all 50 states and Washington, D.C.
Cons:
  • Customers are less satisfied with the company’s discounts
  • Low satisfaction rate for auto/home bundling

How much Travelers costs

Travelers has cheaper rates than many competitors, with an average monthly premium of $134 for full coverage. Nationwide is a bit cheaper at $129 per month, and regional carrier Erie has an even lower monthly rate of $123, but Travelers is cheaper than Allstate ($209), Farmers ($199) and State Farm ($165).

Company Monthly premium
Allstate$209
American Family$142
Amica$185
Auto-Owners$129
Erie$123
Farmers$199
Geico$147
Nationwide$129
Progressive$166
State Farm$165
Travelers$134
USAA*$115

*USAA is only available to military community members and their families.

How Travelers scores for customer satisfaction

Nearly eight in 10 Travelers customers graded it highly for customer satisfaction. National competitors fared better in this category than Travelers, with Geico at 90%, Allstate at 85% and State Farm at 92%.

CompanyCustomer satisfaction
Travelers78%
Geico90%
Nationwide85%

How Travelers scores on ease of service

Eighty-eight percent of customers were pleased with Travelers’ ease of service, saying they are either satisfied or highly satisfied. State Farm and Geico scored higher in this category, both earning 93%. In this year’s survey, most companies scored in the 80th and 90th percentiles for ease of service.

CompanyCustomers satisfied with ease of service
Travelers88%
Amica97%
Nationwide86%

How Travelers scores on policy offerings

Eighty-eight percent of customers surveyed said they were either satisfied or highly satisfied with the company’s policy offerings. Most auto insurers were in the 80th percentile for their policy offerings, and Travelers did well in this category.

CompanyCustomers satisfied with policy offerings
Travelers88%
Progressive85%
Liberty Mutual79%

Would current customers recommend Travelers to others?

Customers would overwhelmingly recommend Travelers to their friends and relatives. Eighty-five percent of Travelers customers said they’d tell others about the company, which is a solid score. Nationwide was the heavy hitter in this category with a score of 96%, while Geico, Farmers, Liberty Mutual and Allstate all were at 88% for customer recommendations.

CompanyCustomers who would recommend the company
Travelers85%
Nationwide96%
Safeco72%

How trustworthy is Travelers?

Most of its customers find Travelers to be a trustworthy auto insurance company. In the survey, 88% of customers said they trusted the company. Amica (97%) and State Farm (93%) dominated this category.

CompanyTrustworthiness
Travelers88%
State Farm93%
Safeco83%

Do Travelers customers plan to renew?

Most of the Travelers customers in our survey said they plan to renew their auto insurance. Travelers’ 97% score was incredibly high, although most auto insurance customers surveyed said they’d renew with their insurer.

CompanyCustomers who plan to renew 
Travelers97%
Nationwide93%
State Farm92%

How Travelers scores on claims handling

Three out of four Travelers customers rated it highly for claims handling. Farmers dominated the claims handling category with a satisfaction score of 94%, although most companies were in the 70th to 80th percentile.

Company Claims handling
Travelers 78%
Farmers 94%
State Farm 88%

How Travelers scores on digital experience

Travelers ranked in the middle for this category with a score of 79%. Nationwide was the top scorer with 96%, and Progressive had 89% satisfaction with digital experience.

Company Digital experience
Travelers 79%
Nationwide 96%
State Farm 83%

How Travelers scores on discounts

Discounts was Travelers’ weakest category. However, most insurers only scored in the 60th percentile in this category. Outliers on the high end were Nationwide, with 86% of customers satisfied with its discounts, and Amica with 80% discount satisfaction.

Company Discounts
Travelers 52%
Nationwide 86%
Geico 64%

How Travelers scores for bundling home and auto policies

For bundling home and auto policies, 70% of its customers gave it high marks, behind competitors such as Nationwide (92%), Allstate (79%) and Geico (82%).

Company Bundling
Travelers 70%
Nationwide 92%
Progressive 88%

Travelers vehicle insurance coverages

  • Car
  • Motorcycle 
  • Boat and yacht

Travelers additional insurance policies

  • Home 
  • Condo 
  • Renters
  • Landlord 
  • Umbrella 
  • Jewelry and valuable items 
  • Wedding events 
  • Travel 
  • Pet 
  • Flood

Travelers car insurance options

  • Liability coverage 
  • Collision coverage 
  • Personal injury protection
  • Uninsured/underinsured coverage
  • Comprehensive 
  • Medical payments 
  • Loan/lease gap insurance 
  • Roadside assistance 
  • Accident forgiveness 
  • Rental coverage 
  • New car replacement 
  • Limited rideshare coverage (not available in all states)

Travelers car insurance discounts

  • Multi-policy 
  • Multi-car 
  • Safe driver 
  • New car 
  • Good discount 
  • Continuous insurance 
  • EFT
  • Pay in full 
  • Good payer
  • Student away at school 
  • Homeownership discount 
  • Hybrid/electric car insurance 
  • Early quote discount 
  • Driver training discount

States where Travelers offers coverage

Graph
Table
States where Travelers offers coverage
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington D.C.
West Virginia
Wisconsin
Wyoming
AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY
Available
Not available

Company background

Travelers

Travelers is one of the largest insurance companies in America. With over 30,000 employees, it has offices in all 50 states and operates in Europe, Asia and South America. Originally founded in Minnesota, Travelers is now headquartered in New York.

Resources & Methodology

Methodology

In the fall of 2024, Insure.com surveyed more than 1,750 insurance consumers (1,199 people with auto insurance). Online market research company Slice MR conducted the survey. Respondents were asked to name their auto insurer and then grade it in the following categories:

  • Customer satisfaction
  • Ease of service
  • Policy offerings
  • Claims satisfaction
  • Digital experience (website/app)
  • Discounts offered
  • Fair rate increases over time
  • Insurance for young drivers/teenagers
  • Insurance for college students
  • Insurance for senior drivers
  • Insurance for drivers with tickets or accidents
  • Auto and home bundling

The percentage of respondents who said they were satisfied or very satisfied with their insurer is presented in the results.

We then asked respondents to provide a yes or no response to indicate their agreement with the following statements:

  • I plan to renew with my current auto insurance company
  • I would recommend my auto insurance company to others
  • I trust my auto insurance company

The percentage of respondents who said yes is presented in the results.The editors compiled the survey results and then selected – based on the number of survey responses – the top companies for further evaluation.

They then collected AM Best data, which measure financial strength, and National Association of Insurance Commissioners’ complaint data, which ranks a company by the number of customer complaints it receives. The Insure.com team identified the NAIC codes of each underwriting company for each carrier and calculated a weighted average complaint index, weighted by the annual written premium. The associated NAIC complaint index score was used in the calculations.

They also collected insurance rate data from Quadrant Information Services. With the help of Prof. David Marlett, Ph.D., Managing Director of the Brantley Risk and Insurance Center at Appalachian State University, the editors created a rating system to determine which insurance companies were best in each sector. For auto insurers, we took the following and gave each a weight.

  • Survey: 40% of the total score (10% customer satisfaction, 10% recommended, 10% renewal rate and 10% claims handling)
  • AM Best: 25% of total score
  • Annual premium: 20% of total score
  • NAIC: 15% of total score

Each insurer was awarded between half a star and 5 stars. No company in the ranking received less than half a star in any category, and 5 stars was the most any insurer could receive.

author image
Laura Longero
Executive Editor

 
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Laura is an insurance expert with more than 15 years of experience educating people about personal finance topics and helping consumers navigate the complexities of auto insurance. She writes and edits for QuinStreet’s CarInsurance.com, Insurance.com and Insure.com. Prior to joining QuinStreet, she worked as a reporter and editor at the USA Today Network.

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