How much is renters insurance in Yerington, NV

Why you can trust Insure.com

Quality Verified

At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.

Your renters insurance premium could be higher or lower depending on the coverage and liability limits you select. Purchasing renters insurance is a good idea, as it helps protect your personal property from damage or loss due to events like fire, smoke, theft and vandalism.

After carefully evaluating renters insurance companies, we’ve compiled a list of the most affordable insurers for Yerington renters. Keep reading to learn which insurers offer the lowest rates in Yerington

Key Takeaways

The average cost of renters insurance in Yerington is $231 annually or $19 monthly.
The cheapest option for renters in Yerington is CSAA Insurance (AAA), offering coverage at $12 per month.
Renters can reduce their insurance costs by taking advantage of discounts, such as discounts for installing a security system or bundling policies.

What is the average cost of renters insurance per month in Yerington?

On average, renters in Yerington pay $19 per month for renters insurance, which is $2 less than the state average of $21. The policy includes $40,000 in personal property, $100,000 in liability protection and a $1,000 deductible.

The cost of renters insurance in Yerington varies depending on your carrier and the coverage limit you select. Renters in Yerington typically pay $15 monthly for $20,000 in personal property coverage and a $1,000 deductible. If you decide to increase your coverage to $40,000, you’ll see an increase of $4 more in your monthly premium.

You’ll need to decide on the coverage that best fits your needs and budget. However, choosing higher coverage limits is a good idea if you own valuable items like jewelry, electronics, or furniture.

How much is renters insurance in Yerington by deductible?

The average cost of renters insurance in Yerington is $200 annually for a $500 deductible and $20,000 in personal property coverage

The deductible is the amount you pay out-of-pocket before your insurance kicks in. If you raise your deductible, your premiums will decrease. For example, if you maintain $20,000 in personal property coverage but increase your deductible from $500 to $1,000, you’ll save $19 every year on your insurance.

Here are the renters insurance premiums for different personal property coverage and deductible amounts.

Deductible	$20000 personal property	$40000 personal property	$60000 personal property
$500	$200	$257	$314
$1,000	$181	$231	$280

Read our guide to know what does renters insurance cover.

Who offers cheap renters insurance in Yerington?

Your search for affordable renters insurance ends here.

CSAA Insurance (AAA) has the lowest rates in Yerington, with an annual premium of $12 per month. Based on Insure.com data study, State Farm and American Family also offer cheap rates.

After evaluating renters insurance quotes from all the national and regional insurance companies in Yerington, the experts at Insure.com put together a list of the most affordable insurance carriers.

Below, you’ll find the average annual and monthly rates for cheap renters insurance companies in Yerington, NV.

Renter insurance provider	Average annual rate	Average per month rate
CSAA Insurance (AAA)	$143	$12
State Farm	$180	$15
American Family	$232	$19
Universal Insurance Co	$235	$20
Farmers	$247	$21
Country Financial	$268	$22
Nationwide	$284	$24
USAA	$147	$12

Tips for reducing renters insurance cost

Here are some tips to help reduce renters insurance costs in Yerington:

Bundle insurance policies: If you have other insurance policies, such as car insurance, consider bundling them with the same insurer. Many insurers offer discounts for bundling in Yerington.

Increase deductible: Opting for a higher deductible can lower your premium in Yerington, but make sure you’re comfortable with the amount you’d pay out-of-pocket in case of a claim.

Choose the right coverage: Review your policy regularly to ensure you don’t have extra coverage. For example, you might not need as much coverage for personal property if you don’t own many valuables.

Avoid small claims: Filing too many small claims can increase your rates over time. Consider paying for minor damages out-of-pocket instead of claiming them through insurance.

Shop around: Don’t settle for the first quote you receive. Compare renters insurance quotes in Yerington from multiple providers to find the best price for the coverage you need.

Final thoughts

Renters in Yerington, NV should purchase renters insurance to protect their belongings and financial health. The cost of coverage varies based on your location, coverage limits and individual circumstances. To find the best deal, evaluate your coverage needs, compare quotes from different providers and take advantage of any available discounts.

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for renters insurance rates in Yerington for $40,000 personal property coverage, $300,000 liability coverage, and a $1000 deductible. The data presented are those with a good credit tier alignment.

How much is renters insurance in other cities

Shivani Gite

Contributing Writer

Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.