How much is renters insurance in West Jordan, UT

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Your renters insurance premium could be higher or lower depending on the coverage and liability limits you select. Purchasing renters insurance is a good idea, as it helps protect your personal property from damage or loss due to events like fire, smoke, theft and vandalism.

After carefully evaluating renters insurance companies, we’ve compiled a list of the most affordable insurers for West Jordan renters. Keep reading to learn which insurers offer the lowest rates in West Jordan

Key Takeaways

According to Insure.com’s data study, renters insurance costs an average of $208 per year or $17 per month in West Jordan.
Nationwide has the cheapest renters insurance for West Jordan renters at $11 per month.
Taking advantage of discounts, such as having a security system or bundling renters insurance with other insurance policies, can help reduce your insurance premiums.

What is the average cost of renters insurance per month in West Jordan?

On average, renters in West Jordan pay $17 per month for renters insurance, which is equals to the state average of $17. The policy includes $40,000 in personal property, $100,000 in liability protection and a $1,000 deductible.

The cost of renters insurance in West Jordan varies depending on your carrier and the coverage limit you select. Renters in West Jordan typically pay $13 monthly for $20,000 in personal property coverage and a $1,000 deductible. If you decide to increase your coverage to $40,000, you’ll see an increase of $4 more in your monthly premium.

You’ll need to decide on the coverage that best fits your needs and budget. However, choosing higher coverage limits is a good idea if you own valuable items like jewelry, electronics, or furniture.

How much is renters insurance in West Jordan by deductible?

The renters insurance cost in West Jordan is $174 per year for a $500 deductible and $20,000 as personal property coverage.

A deductible is an amount you agree to pay before your insurance coverage kicks in. If you increase your deductible limit, your insurance cost will go down. For instance, if the personal property coverage is the same, i.e., $20,000, but you increase your deductible limit from $500 to $1,000, you will pay $13 less every year for insurance.

Below are the renters insurance rates for different personal property coverage and deductible amount.

Deductible	$20000 personal property	$40000 personal property	$60000 personal property
$500	$174	$227	$281
$1,000	$161	$208	$257

Read our guide to know what does renters insurance cover.

Who offers cheap renters insurance in West Jordan?

Your search for the cheapest renters insurance company ends here.

Nationwide offers the cheapest renters insurance in West Jordan at $137 a year or $11 per month. According to Insure.com’s data analysis, Iowa Farm bureau ranks second on our list followed by State Farm.

Our experts at Insure.com evaluated renters insurance quotes from all the big and small insurance companies in West Jordan and put together a list of the most affordable insurance carriers.

Below are the average annual and monthly rates of the cheap renters insurance companies in West Jordan, UT.

Renter insurance provider	Average annual rate	Average per month rate
Nationwide	$137	$11
Iowa Farm bureau	$155	$13
State Farm	$168	$14
Auto-Owners	$186	$16
Allstate	$189	$16
Metropolitan	$235	$20
American Family	$244	$20
Mutual of Enumclaw	$280	$23
USAA	$245	$20

Tips for reducing renters insurance cost

Here are some tips to help reduce renters insurance costs in West Jordan:

Bundle insurance policies: If you have other insurance policies, such as car insurance, consider bundling them with the same insurer. Many insurers offer discounts for bundling in West Jordan.

Increase deductible: Opting for a higher deductible can lower your premium in West Jordan, but make sure you’re comfortable with the amount you’d pay out-of-pocket in case of a claim.

Choose the right coverage: Review your policy regularly to ensure you don’t have extra coverage. For example, you might not need as much coverage for personal property if you don’t own many valuables.

Avoid small claims: Filing too many small claims can increase your rates over time. Consider paying for minor damages out-of-pocket instead of claiming them through insurance.

Shop around: Don’t settle for the first quote you receive. Compare renters insurance quotes in West Jordan from multiple providers to find the best price for the coverage you need.

Final thoughts

Renters insurance in West Jordan, UT, offers valuable protection for renters at an affordable price. While premiums can vary depending on location, coverage amount and individual circumstances, the peace of mind it provides is worth the investment. By understanding your coverage needs, comparing quotes and taking advantage of discounts, you can find an affordable policy that suits your budget.

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for renters insurance rates in West Jordan for $40,000 personal property coverage, $300,000 liability coverage, and a $1000 deductible. The data presented are those with a good credit tier alignment.

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Shivani Gite

Contributing Writer

Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.