Home Renters insurance Renters insurance cost California Clovis, CA How much is renters insurance in Clovis, CA Our data analysis shows that renters insurance in Clovis costs $267 per year or $22 monthly, on average. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: February 3, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In Clovis, CA, the average cost of renters insurance is $267 annually for $40,000 in personal property, $300,000 in liability and a $1,000 deductible. It is $4 less than the state average of $271 per year.Renters insurance costs may differ depending on the coverage you opt for and the amount of liability coverage included in your policy. If you’re living in a rental property, it’s worth considering this type of insurance to protect your belongings from damages caused by fire, smoke, theft, vandalism and other covered events. We conducted an in-depth analysis of insurance companies to find the most affordable insurers for renters in Clovis. Continue reading to know the cheapest renters insurance companies in Clovis. Key Takeaways Renters insurance in Clovis costs an average of $267 per year or $22 monthly.Mercury Insurance offers the cheapest renters in Clovis, with a monthly premium of $13.Renters can save more on insurance by taking advantage of discounts, including those for having a security system or bundling policies. What is the average cost of renters insurance per month in Clovis?On average, renters in Clovis pay $22 per month for renters insurance, which is $1 less than the state average of $23. The policy includes $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.The cost of renters insurance in Clovis varies depending on your carrier and the coverage limit you select. Renters in Clovis typically pay $18 monthly for $20,000 in personal property coverage and a $1,000 deductible. If you decide to increase your coverage to $40,000, you’ll see an increase of $4 more in your monthly premium.You’ll need to decide on the coverage that best fits your needs and budget. However, choosing higher coverage limits is a good idea if you own valuable items like jewelry, electronics, or furniture.How much is renters insurance in Clovis by deductible?Renters insurance in Clovis costs an average of $227 per year for a $500 deductible and $20,000 in personal property coverage.The deductible is the amount you pay before your insurance coverage applies. By increasing your deductible, you can lower your insurance premium. For instance, raising your deductible from $500 to $1,000 will save you $12 annually.The table below shows renters insurance premiums for varying personal property coverage and deductible amounts.Deductible$20,000 personal property$40,000 personal property$60,000 personal property$500$227$286$345$1,000$215$267$321Read our guide to know what does renters insurance cover.Who offers cheap renters insurance in Clovis?Your quest for the cheapest renters insurance ends here.Mercury Insurance provides the cheapest rates in Clovis, with an annual premium of $155 or $13 per month. CSAA Insurance (AAA) is the second cheapest company, followed by Auto Club Enterprises (AAA).Insure.com’s experts have compared renters insurance quotes from all the national and regional carriers in Clovis to create a list of the most affordable insurers. Below is a list of the cheapest renters insurance companies and their average annual and monthly rates.Renter insurance providerAverage annual rateAverage per month rateMercury Insurance$155$13CSAA Insurance (AAA)$190$16Auto Club Enterprises (AAA)$224$19Farmers$224$19State Farm$277$23Travelers$297$25Allstate$338$28Nationwide$621$52USAA$143$12Tips for lowering the cost of renters insuranceFollow these tips to reduce the cost of your renters insurance in Clovis:Bundle policies: If you have other insurance policies, such as car insurance, consider bundling them with the same company. Many insurers in Clovis provide discounts for bundled policies.Increase your deductible: Opting for a higher deductible can lower your premium in Clovis, but make sure you’re comfortable with the potential out-of-pocket costs if you file a claim.Choose the right coverage amount: Review your renters insurance policy regularly to ensure you aren’t paying for unnecessary coverage, such as excess personal property coverage if you don’t own many valuables.Avoid filing too many claims: Filing frequent small claims can increase your rates. It might be worth paying for minor damages out-of-pocket instead of using your insurance.Compare quotes: Don’t accept the first quote you get. Shop around and compare renters insurance rates from different insurers in Clovis to find the best deal.Final thoughtsRenters insurance in Clovis, CA, offers valuable protection for renters at an affordable price. While premiums can vary depending on location, coverage amount and individual circumstances, the peace of mind it provides is worth the investment. By understanding your coverage needs, comparing quotes and taking advantage of discounts, you can find an affordable policy that suits your budget.MethodologyInsure.com, with the help of Quadrant Information Services, gathered data for renters insurance rates in Clovis for $40,000 personal property coverage, $300,000 liability coverage, and a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is renters insurance in other citiesAnaheimBrisbaneChinoCosta MesaHuntington BeachLos AngelesSan FranciscoSanta ClaritaTemeculaShivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. 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