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Renters insurance costs in Wyoming vary depending on your coverage level, insurance provider, and personal circumstances. On average, renters in Wyoming pay $136 per year or $11 per month for a policy that includes $40,000 in personal property coverage, $300,000 in liability protection and a $1,000 deductible.

Key Takeaways

  • The average cost of renters insurance in Wyoming is $136 per year or $11 per month.
  • Nationwide provides the least expensive renters insurance in Wyoming at an average rate of $136 annually.
  • Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Wyoming.

Average renters insurance cost in Wyoming per month

The average cost of renters insurance in Wyoming is $11 per month. Your premium may vary depending on your location, the value of your belongings, and the coverage limits you select. It’s recommended that you compare multiple insurance quotes to find the best price.

Average renters ins cost per monthDifference compared to national average
$11$11 less

Average renters insurance cost in Wyoming by company

Renters in Wyoming can find the most budget-friendly insurance with Nationwide, which has an average annual cost of $136, according to our data. Other affordable options include State Farm and USAA.

It’s a good idea to gather quotes from at least three insurance providers, as each company calculates premiums differently.

Below are the average annual and monthly renters insurance rates from various insurers in Wyoming.

CompanyAverage annual rateAverage monthly rate
Nationwide$136$11
State Farm$141$12
USAA$131$11

Renters insurance calculator in Wyoming

$126/year
Estimated renters insurance rates in Wyoming
$10
Monthly renters insurance cost in Wyoming
-49%
Compared to national average

Average cost of renters insurance in Wyoming by coverage level

The average annual cost of renters insurance in Wyoming is $136, with a personal property coverage limit of $40,000, $300,000 in liability coverage and a $1,000 deductible.

However, if you lower your personal property coverage from $40,000 to $20,000, you can expect to pay $141 a year for renters insurance in Wyoming. Make sure $20,000 is enough to cover your belongings before deciding to adjust your coverage.

The table below shows the average annual renters insurance costs in Wyoming for personal property coverage of $20,000 and $40,000.

Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate
$20,000 with $500 Deductible and $100,000 Liability$111$9
$20,000 with $500 Deductible and $300,000 Liability$121$10
$20,000 with $1,000 Deductible and $100,000 Liability$105$9
$20,000 with $1,000 Deductible and $300,000 Liability$111$9
$40,000 with $500 Deductible and $100,000 Liability$143$12
$40,000 with $500 Deductible and $300,000 Liability$153$13
$40,000 with $1,000 Deductible and $100,000 Liability$126$10
$40,000 with $1,000 Deductible and $300,000 Liability$136$11
$60,000 with $500 Deductible and $100,000 Liability$172$14
$60,000 with $500 Deductible and $300,000 Liability$182$15
$60,000 with $1,000 Deductible and $100,000 Liability$152$13
$60,000 with $1,000 Deductible and $300,000 Liability$162$14

Average cost of renters insurance in Wyoming by city

Renters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Wyoming.

Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below.

Renters insurance rates in Wyoming by city

Average cost of renters insurance in Wyoming by ZIP code

In Wyoming, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.

Most affordable ZIP codes for renters insurance in Wyoming

The amount Wyoming renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 82224 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $133.

Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Wyoming.

ZIP codeCityAverage annual rateAverage monthly rate
82224Lost Springs$133$11
82229Shawnee$133$11
82633Douglas$133$11
82637Glenrock$133$11
82222Lance Creek$134$11
82225Lusk$134$11
82227Manville$134$11
82242Van Tassell$134$11
82701Newcastle$134$11
82710Aladdin$134$11

Least affordable ZIP codes for renters insurance in Wyoming

Among the ZIP codes analyzed by Insure.com, the least affordable ZIP code for renters insurance in Wyoming is 82082, with an average cost of $142 a year or $12 monthly.

We analyzed quotes from multiple insurance providers across every ZIP code in Wyoming. Below, you’l find the average annual renters insurance premiums broken down by ZIP code.

ZIP codeCityAverage annual rateAverage monthly rate
82082Pine Bluffs$142$12
82081Meriden$142$12
82061Horse Creek$142$12
82060Hillsdale$142$12
82059Granite Canon$142$12
82054Carpenter$142$12
82053Burns$142$12
82050Albin$142$12
82009Cheyenne$142$12

Renters and auto bundle discounts in Wyoming

To lower your insurance costs, consider bundling renters and auto insurance policies from the same company.

By bundling your insurance policies, you can save an average of 5% per year in Wyoming. State Farm offers the best rates for combining renters and auto insurance, allowing you to save 10% on your annual premiums.

CompanyAverage annual rate$ bundle average savings% bundle average savings
State Farm$1,344$14510%
Farmers$1,665$1006%
Allstate$3,093$271%

Final thoughts: Average renters insurance in Wyoming

Renters insurance is essential for residents of Wyoming. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.

To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.

How much is renters insurance in other states

Alaska$257/Year
Alabama$324/Year
Arkansas$363/Year
Arizona$260/Year
California$271/Year
Colorado$191/Year
Connecticut$292/Year
Delaware$181/Year
Florida$248/Year
Georgia$352/Year
Hawaii$247/Year
Iowa$203/Year
Idaho$184/Year
Illinois$246/Year
Indiana$269/Year
Kansas$251/Year
Kentucky$207/Year
Louisiana$504/Year
Massachusetts$262/Year
Maryland$256/Year
Maine$198/Year
Michigan$340/Year
Minnesota$211/Year
Missouri$231/Year
Mississippi$387/Year
Montana$275/Year
North Dakota$192/Year
Nebraska$295/Year
New Hampshire$173/Year
New Jersey$207/Year
New Mexico$201/Year
Nevada$246/Year
New York$293/Year
Ohio$252/Year
Oklahoma$281/Year
Oregon$288/Year
Pennsylvania$274/Year
Rhode Island$476/Year
South Dakota$202/Year
Tennessee$290/Year
Texas$226/Year
Utah$204/Year
Virginia$235/Year
Vermont$182/Year
Washington$222/Year
Wisconsin$167/Year
West Virginia$248/Year
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Shivani Gite
Contributing Writer

 
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Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.

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