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In Wyoming, renters insurance rates depend on factors like your insurer, chosen coverage limits and personal circumstances. On average, renters pay $136 annually or $11 monthly for a policy with $40,000 in personal property coverage, $300,000 in liability protection, and a $1,000 deductible.

Key Takeaways

  • The average cost of renters insurance in Wyoming is $136 per year or $11 per month.
  • Nationwide provides the least expensive renters insurance in Wyoming at an average rate of $136 annually.
  • Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Wyoming.

Average renters insurance cost in Wyoming per month

In Wyoming, the average cost of renters insurance is $11 per month. However, the exact premiums may vary based on factors like your location, the value of your belongings, and the amount of coverage you choose. It’s always a good idea to compare quotes from multiple insurers to ensure you get the best deal.

Average renters ins cost per monthDifference compared to national average
$11$11 less

Average renters insurance cost in Wyoming by company

Renters in Wyoming can find the most budget-friendly insurance with Nationwide, which has an average annual cost of $136, according to our data. Other affordable options include State Farm and USAA.

It’s a good idea to gather quotes from at least three insurance providers, as each company calculates premiums differently.

Below are the average annual and monthly renters insurance rates from various insurers in Wyoming.

CompanyAverage annual rateAverage monthly rate
Nationwide$136$11
State Farm$141$12
USAA$131$11

Renters insurance calculator in Wyoming

$126/year
Estimated renters insurance rates in Wyoming
$10
Monthly renters insurance cost in Wyoming
-49%
Compared to national average

Average cost of renters insurance in Wyoming by coverage level

On average, Wyoming renters pay $136 each year for insurance for a coverage limit of $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.

Reducing your personal property coverage from $40,000 to $20,000 can lower your renters insurance cost in Wyoming to $111 per year. This policy still includes $300,000 in liability protection and a $1,000 deductible. However, you should ensure that $20,000 is adequate coverage for your personal belongings before making this change.

Below are the average annual renters insurance costs in Wyoming for personal property coverage of $20,000 and $40,000.

Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate
$20,000 with $500 Deductible and $100,000 Liability$111$9
$20,000 with $500 Deductible and $300,000 Liability$121$10
$20,000 with $1,000 Deductible and $100,000 Liability$105$9
$20,000 with $1,000 Deductible and $300,000 Liability$111$9
$40,000 with $500 Deductible and $100,000 Liability$143$12
$40,000 with $500 Deductible and $300,000 Liability$153$13
$40,000 with $1,000 Deductible and $100,000 Liability$126$10
$40,000 with $1,000 Deductible and $300,000 Liability$136$11
$60,000 with $500 Deductible and $100,000 Liability$172$14
$60,000 with $500 Deductible and $300,000 Liability$182$15
$60,000 with $1,000 Deductible and $100,000 Liability$152$13
$60,000 with $1,000 Deductible and $300,000 Liability$162$14

Average cost of renters insurance in Wyoming by city

Renters insurance premiums can vary widely between cities. To help you choose the right policy, we’ve compiled average costs by location. Explore renters insurance rates across various cities in Wyoming and find the best fit for your budget.

Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below.

Renters insurance rates in Wyoming by city

Average cost of renters insurance in Wyoming by ZIP code

Renters insurance costs in Wyoming vary by ZIP code. Below, we’ll cover which ZIP codes have the most affordable coverage and which areas have the highest premiums.

Most affordable ZIP codes for renters insurance in Wyoming

In Wyoming, your ZIP code plays a major role in determining your premiums. Based on our data, 82224 is the most affordable ZIP code for renters insurance, with an average annual cost of $133.

Comparing quotes from multiple insurers in Wyoming is a smart way to find the best renters insurance rates for your ZIP code.

ZIP codeCityAverage annual rateAverage monthly rate
82224Lost Springs$133$11
82229Shawnee$133$11
82633Douglas$133$11
82637Glenrock$133$11
82222Lance Creek$134$11
82225Lusk$134$11
82227Manville$134$11
82242Van Tassell$134$11
82701Newcastle$134$11
82710Aladdin$134$11

Least affordable ZIP codes for renters insurance in Wyoming

Among the ZIP codes analyzed by Insure.com, the least affordable ZIP code for renters insurance in Wyoming is 82082, with an average cost of $142 a year or $12 monthly.

We analyzed quotes from multiple insurance providers across every ZIP code in Wyoming. Below, you’l find the average annual renters insurance premiums broken down by ZIP code.

ZIP codeCityAverage annual rateAverage monthly rate
82082Pine Bluffs$142$12
82081Meriden$142$12
82061Horse Creek$142$12
82060Hillsdale$142$12
82059Granite Canon$142$12
82054Carpenter$142$12
82053Burns$142$12
82050Albin$142$12
82009Cheyenne$142$12

Final thoughts: Average renters insurance in Wyoming

Renters insurance is a must-have for renters in Wyoming. It protects your belongings in the event of damage from fire, theft, vandalism or any other natural disasters.

To find the best renters insurance at an affordable rate, shop around and compare quotes from multiple insurance companies. In addition to price, consider factors like coverage options, deductibles and customer reviews.

How much is renters insurance in other states

Alaska$257/Year
Alabama$324/Year
Arkansas$363/Year
Arizona$260/Year
California$271/Year
Colorado$191/Year
Connecticut$292/Year
Delaware$181/Year
Florida$248/Year
Georgia$352/Year
Hawaii$247/Year
Iowa$203/Year
Idaho$184/Year
Illinois$246/Year
Indiana$269/Year
Kansas$251/Year
Kentucky$207/Year
Louisiana$504/Year
Massachusetts$262/Year
Maryland$256/Year
Maine$198/Year
Michigan$340/Year
Minnesota$211/Year
Missouri$231/Year
Mississippi$387/Year
Montana$275/Year
North Dakota$192/Year
Nebraska$295/Year
New Hampshire$173/Year
New Jersey$207/Year
New Mexico$201/Year
Nevada$246/Year
New York$293/Year
Ohio$252/Year
Oklahoma$281/Year
Oregon$288/Year
Pennsylvania$274/Year
Rhode Island$476/Year
South Dakota$202/Year
Tennessee$290/Year
Texas$226/Year
Utah$204/Year
Virginia$235/Year
Vermont$182/Year
Washington$222/Year
Wisconsin$167/Year
West Virginia$248/Year
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Shivani Gite
Contributing Writer

 
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Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.

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