Home Home insurance Renters insurance Renters insurance cost Average renters insurance cost in Wisconsin Average renters insurance cost in Wisconsin Discover the average cost of renters insurance in Wisconsin and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Updated on: January 16, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In Wisconsin, renters insurance rates depend on factors like your insurer, chosen coverage limits and personal circumstances. On average, renters pay $167 annually or $14 monthly for a policy with $40,000 in personal property coverage, $300,000 in liability protection, and a $1,000 deductible. Key Takeaways The average cost of renters insurance in Wisconsin is $167 per year or $14 per month.West Bend Mutual provides the least expensive renters insurance in Wisconsin at an average rate of $81 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Wisconsin. Average renters insurance cost in Wisconsin per monthIn Wisconsin, the average monthly cost of renters insurance is $14. However, premiums can differ depending on factors such as your rental’s location, the value of your personal belongings and the level of coverage you select. Experts recommend comparing quotes from different insurance companies to find the best deal.Average renters ins cost per monthDifference compared to national average$14$8 lessAverage renters insurance cost in Wisconsin by companyRenters in Wisconsin can find the most budget-friendly insurance with West Bend Mutual, which has an average annual cost of $81, according to our data. Other affordable options include State Farm and Secura Insurance.It’s a good idea to gather quotes from at least three insurance providers, as each company calculates premiums differently.Below are the average annual and monthly renters insurance rates from various insurers in Wisconsin.CompanyAverage annual rateAverage monthly rateWest Bend Mutual$81$7State Farm$140$12Secura Insurance$150$13Acuity A Mutual Ins Co$158$13Allstate$175$15Auto-Owners$181$15Nationwide$192$16Wisconsin Mutual$199$17American Family$219$18 Renters insurance calculator in Wisconsin Select your state Wisconsin Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $153/year Estimated renters insurance rates in Wisconsin $13 Monthly renters insurance cost in Wisconsin -38% Compared to national average Get quotes Average cost of renters insurance in Wisconsin by coverage levelThe average annual cost of renters insurance in Wisconsin is $167, with a personal property coverage limit of $40,000, $300,000 in liability coverage and a $1,000 deductible.However, if you lower your personal property coverage from $40,000 to $20,000, you can expect to pay $140 a year for renters insurance in Wisconsin. Make sure $20,000 is enough to cover your belongings before deciding to adjust your coverage.The table below shows the average annual renters insurance costs in Wisconsin for personal property coverage of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$118$10$20,000 with $500 Deductible and $300,000 Liability$131$11$20,000 with $1,000 Deductible and $100,000 Liability$111$9$20,000 with $1,000 Deductible and $300,000 Liability$123$10$40,000 with $500 Deductible and $100,000 Liability$166$14$40,000 with $500 Deductible and $300,000 Liability$180$15$40,000 with $1,000 Deductible and $100,000 Liability$153$13$40,000 with $1,000 Deductible and $300,000 Liability$167$14$60,000 with $500 Deductible and $100,000 Liability$213$18$60,000 with $500 Deductible and $300,000 Liability$227$19$60,000 with $1,000 Deductible and $100,000 Liability$196$16$60,000 with $1,000 Deductible and $300,000 Liability$211$18Average cost of renters insurance in Wisconsin by cityRenters insurance premiums can differ significantly depending on the city. To help you find the best policy for your needs, we’ve compiled a breakdown of average costs by city. Explore the typical renters insurance rates across various locations in Wisconsin.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Wisconsin by cityGreen BayKenoshaMadisonMilwaukeeAverage cost of renters insurance in Wisconsin by ZIP codeIn Wisconsin, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.Most affordable ZIP codes for renters insurance in WisconsinIn Wisconsin, your ZIP code plays a major role in determining your premiums. Based on our data, 54226 is the most affordable ZIP code for renters insurance, with an average annual cost of $157.Comparing quotes from multiple insurers in Wisconsin is a smart way to find the best renters insurance rates for your ZIP code.ZIP codeCityAverage annual rateAverage monthly rate54226Maplewood$157$1354115De Pere$157$1354202Baileys Harbor$158$1354204Brussels$158$1354209Egg Harbor$158$1354210Ellison Bay$158$1354211Ephraim$158$1354212Fish Creek$158$1354213Forestville$158$1354220Manitowoc$158$13Least affordable ZIP codes for renters insurance in Wisconsin53216 is the most expensive ZIP code for renters insurance in Wisconsin, at an average cost of $208 annually or $17 monthly.We’ve gathered and analyzed quotes from major insurance companies across all ZIP codes in Wisconsin. The table below shows the average annual renters insurance rates by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate53216Milwaukee$208$17Renters and auto bundle discounts in WisconsinIf you’re looking for ways to trim costs on your insurance premiums, consider purchasing renters and auto insurance from the same company.Bundling policies can help you save an average of 7% annually in Wisconsin. Travelers offers the cheapest rate on renters and auto insurance bundle. You can save 5% a year on your premiums.CompanyAverage annual rate$ bundle average savings% bundle average savingsTravelers$1,046$555%Secura Insurance$1,063$25019%State Farm$1,130$575%American Family$1,136$635%Nationwide$1,176$655%Geico$1,257$363%Auto-Owners$1,392$735%Automobile Club MI (AAA)$1,540$815%Farmers$1,700$1277%Acuity A Mutual Ins Co$2,116$1296%Allstate$2,282$1456%Progressive$2,529$2479%Final thoughts: Average renters insurance in WisconsinRenters insurance is essential for residents of Wisconsin. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearConnecticut$292/YearWashington, D.C.$272/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Wisconsin Average homeowners insurance cost in Wisconsin Average car insurance cost in Wisconsin Non-owner auto insurance in Wisconsin Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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