Home Home insurance Renters insurance Renters insurance cost Average renters insurance cost in Utah Average renters insurance cost in Utah Discover the average cost of renters insurance in Utah and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Updated on: January 16, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Utah vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Utah is $204 per year or $17 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ. Key Takeaways The average cost of renters insurance in Utah is $204 per year or $17 per month.Nationwide provides the least expensive renters insurance in Utah at an average rate of $152 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Utah. Average renters insurance cost in Utah per monthThe average cost of renters insurance in Utah is $17 per month. Your premium may vary depending on your location, the value of your belongings, and the coverage limits you select. It’s recommended that you compare multiple insurance quotes to find the best price.Average renters ins cost per monthDifference compared to national average$17$5 lessAverage renters insurance cost in Utah by companyNationwide offers the most affordable renters insurance in Utah at an average annual rate of $152, followed by Iowa Farm bureau and State Farm, based on our data.However, you should get multiple quotes from various renters insurance companies in Utah because the prices vary greatly among carriers.Below, we have compared the average annual and monthly renters insurance rates of insurance companies across Utah.CompanyAverage annual rateAverage monthly rateNationwide$152$13Iowa Farm bureau$153$13State Farm$157$13Auto-Owners$186$16Allstate$189$16American Family$232$19Farmers$242$20Mutual of Enumclaw$280$23USAA$224$19 Renters insurance calculator in Utah Select your state Utah Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $187/year Estimated renters insurance rates in Utah $16 Monthly renters insurance cost in Utah -24% Compared to national average Get quotes Average cost of renters insurance in Utah by coverage levelAs we discussed above, the average cost of renters insurance in Utah is $204 per year. These rates are for a coverage level of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible.However, if you lower the personal property coverage from $40,000 to $20,000, you will pay $153 per year for renters insurance in Utah, which provides $300,000 in liability protection with a $1000 deductible.Below are the average renters insurance costs in Utah for personal property coverage amounts of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$154$13$20,000 with $500 Deductible and $300,000 Liability$171$14$20,000 with $1,000 Deductible and $100,000 Liability$141$12$20,000 with $1,000 Deductible and $300,000 Liability$157$13$40,000 with $500 Deductible and $100,000 Liability$206$17$40,000 with $500 Deductible and $300,000 Liability$223$19$40,000 with $1,000 Deductible and $100,000 Liability$187$16$40,000 with $1,000 Deductible and $300,000 Liability$204$17$60,000 with $500 Deductible and $100,000 Liability$259$22$60,000 with $500 Deductible and $300,000 Liability$276$23$60,000 with $1,000 Deductible and $100,000 Liability$236$20$60,000 with $1,000 Deductible and $300,000 Liability$252$21Average cost of renters insurance in Utah by cityRenters insurance premiums can differ significantly depending on the city. To help you find the best policy for your needs, we’ve compiled a breakdown of average costs by city. Explore the typical renters insurance rates across various locations in Utah.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Utah by cityRedmondSanta ClaraSouth JordanWest JordanAverage cost of renters insurance in Utah by ZIP codeThe cost of renters insurance in Utah varies by ZIP code. It’s important to note that the affordability of renters insurance can differ significantly depending on your location.To provide a more comprehensive overview, let’s see some of the most and least affordable ZIP codes for renters insurance in Utah.Most affordable ZIP codes for renters insurance in UtahIn Utah, your ZIP code plays a major role in determining your premiums. Based on our data, 84736 is the most affordable ZIP code for renters insurance, with an average annual cost of $195.Comparing quotes from multiple insurers in Utah is a smart way to find the best renters insurance rates for your ZIP code.ZIP codeCityAverage annual rateAverage monthly rate84736Henrieville$195$1684311Fielding$196$1684312Garland$196$1684307Corinne$196$1684523Ferron$196$1684776Tropic$196$1684734Hanksville$196$1684743Kingston$196$1684735Hatch$196$1684511Blanding$196$16Least affordable ZIP codes for renters insurance in UtahYour ZIP code, among other factors, affects how much you pay for renters insurance in Utah. 84080 is the least affordable ZIP code for Utah renters at an average cost of $232 a year or $19 monthly.We have analyzed quotes from the major insurance carriers across all the ZIP codes in Utah. Below are the average annual renters insurance costs by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate84080Vernon$232$1984005Eagle Mountain$221$1884111Salt Lake City$219$1884316Howell$218$1884013Cedar Valley$218$1884115Salt Lake City$218$1884628Eureka$218$1884113Salt Lake City$218$18 Renters and auto bundle discounts in UtahBundling your renters and auto insurance policies is one of the easiest ways to lower your Utah insurance rates.Bundling your policies can lead to an average annual savings of 5% in Utah. We found that Nationwide provides the most affordable rates for a renters and auto insurance bundle, allowing you to save up to 4% on your premiums each year.CompanyAverage annual rate$ bundle average savings% bundle average savingsNationwide$1,115$444%Geico$1,524$443%Auto-Owners$1,572$835%State Farm$1,577$785%American Family$1,735$654%Iowa Farm bureau$1,867$563%Progressive$1,911$1457%Allstate$2,114$1517%Farmers$2,135$1607%Final thoughts: Average renters insurance in UtahRenters insurance is a must-have for renters in Utah. It protects your belongings in the event of damage from fire, theft, vandalism or any other natural disasters.To find the best renters insurance at an affordable rate, shop around and compare quotes from multiple insurance companies. In addition to price, consider factors like coverage options, deductibles and customer reviews.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearConnecticut$292/YearWashington, D.C.$272/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Utah Average homeowners insurance cost in Utah Average car insurance cost in Utah Non-owner car insurance in Utah Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most Americans don’t 1/1 Related Articles Guide to the insurance claims history report (CLUE) By Shivani Gite Guide to off-grid home insurance By Lena Borrelli Renters insurance: Compare quotes in 2025 By Prachi Singh How to find a homeowners insurance policy By Shivani Gite Renters insurance calculator: How much renters insurance costs by state and city in 2025 By Shivani Gite Mobile home insurance cost and coverage in 2025 By Chris Kissell On this page Average renters insurance cost in Utah per monthAverage renters insurance cost in Utah by companyAverage cost of renters insurance in Utah by coverage levelAverage cost of renters insurance in Utah by cityAverage cost of renters insurance in Utah by ZIP codeRenters and auto bundle discounts in UtahFinal thoughts: Average renters insurance in Utah ZIP Code Please enter valid ZIP See rates