Home Home insurance Renters insurance Renters insurance cost Average renters insurance cost in New Hampshire Average renters insurance cost in New Hampshire Discover the average cost of renters insurance in New Hampshire and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Updated on: January 16, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in New Hampshire vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in New Hampshire is $173 per year or $14 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ. Key Takeaways The average cost of renters insurance in New Hampshire is $173 per year or $14 per month.Amica Mutual provides the least expensive renters insurance in New Hampshire at an average rate of $93 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in New Hampshire. Average renters insurance cost in New Hampshire per monthIn New Hampshire, the average cost of renters insurance is $14 per month. However, the exact premiums may vary based on factors like your location, the value of your belongings, and the amount of coverage you choose. It’s always a good idea to compare quotes from multiple insurers to ensure you get the best deal.Average renters ins cost per monthDifference compared to national average$14$8 lessAverage renters insurance cost in New Hampshire by companyAmica Mutual offers the most affordable renters insurance in New Hampshire at an average annual rate of $93, followed by Vermont Mutual and MMG Insurance, based on our data.However, you should get multiple quotes from various renters insurance companies in New Hampshire because the prices vary greatly among carriers.Below, we have compared the average annual and monthly renters insurance rates of insurance companies across New Hampshire.CompanyAverage annual rateAverage monthly rateAmica Mutual$93$8Vermont Mutual$103$9MMG Insurance$150$13State Farm$151$13Nationwide$160$13Allstate$193$16Plymouth Rock Assurance$215$18Auto-Owners$235$20Farmers$236$20USAA$172$14 Renters insurance calculator in New Hampshire Select your state New Hampshire Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $160/year Estimated renters insurance rates in New Hampshire $13 Monthly renters insurance cost in New Hampshire -35% Compared to national average Get quotes Average cost of renters insurance in New Hampshire by coverage levelThe average annual cost of renters insurance in New Hampshire is $173, with a personal property coverage limit of $40,000, $300,000 in liability coverage and a $1,000 deductible.However, if you lower your personal property coverage from $40,000 to $20,000, you can expect to pay $103 a year for renters insurance in New Hampshire. Make sure $20,000 is enough to cover your belongings before deciding to adjust your coverage.The table below shows the average annual renters insurance costs in New Hampshire for personal property coverage of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$128$11$20,000 with $500 Deductible and $300,000 Liability$141$12$20,000 with $1,000 Deductible and $100,000 Liability$118$10$20,000 with $1,000 Deductible and $300,000 Liability$131$11$40,000 with $500 Deductible and $100,000 Liability$175$15$40,000 with $500 Deductible and $300,000 Liability$188$16$40,000 with $1,000 Deductible and $100,000 Liability$160$13$40,000 with $1,000 Deductible and $300,000 Liability$173$14$60,000 with $500 Deductible and $100,000 Liability$219$18$60,000 with $500 Deductible and $300,000 Liability$235$20$60,000 with $1,000 Deductible and $100,000 Liability$200$17$60,000 with $1,000 Deductible and $300,000 Liability$215$18Average cost of renters insurance in New Hampshire by cityRenters insurance premiums can vary widely between cities. To help you choose the right policy, we’ve compiled average costs by location. Explore renters insurance rates across various cities in New Hampshire and find the best fit for your budget.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in New Hampshire by cityConcordDoverManchesterNashuaRochesterAverage cost of renters insurance in New Hampshire by ZIP codeIn New Hampshire, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.Most affordable ZIP codes for renters insurance in New HampshireThe amount New Hampshire renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 3609 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $164.Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in New Hampshire.ZIP codeCityAverage annual rateAverage monthly rate3609North Walpole$164$143604Drewsville$164$143280Washington$164$143464Stoddard$164$143456Marlow$164$143457Munsonville$164$143462Spofford$164$143608Walpole$164$143466West Chesterfield$164$143602Alstead$165$14Least affordable ZIP codes for renters insurance in New HampshireAmong the ZIP codes analyzed by Insure.com, the least affordable ZIP code for renters insurance in New Hampshire is 3870, with an average cost of $197 a year or $16 monthly.We analyzed quotes from multiple insurance providers across every ZIP code in New Hampshire. Below, you’l find the average annual renters insurance premiums broken down by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate3870Rye$197$163862North Hampton$196$163842Hampton$196$163874Seabrook Beach$194$163871Rye Beach$193$163844Hampton Falls$190$163854New Castle$189$163801Portsmouth$189$163840Greenland$188$163041East Derry$188$16Renters and auto bundle discounts in New HampshireBundling your renters and auto insurance policies is one of the easiest ways to lower your New Hampshire insurance rates.Bundling your policies can lead to an average annual savings of 7% in New Hampshire. We found that MMG Insurance provides the most affordable rates for a renters and auto insurance bundle, allowing you to save up to 22% on your premiums each year.CompanyAverage annual rate$ bundle average savings% bundle average savingsMMG Insurance$786$22222%Nationwide$935$838%State Farm$937$475%Geico$1,112$313%Safety Insurance$1,253$1199%Auto-Owners$1,342$413%Progressive$2,015$1296%Allstate$2,057$944%The Hanover$4,221$1233%Final thoughts: Average renters insurance in New HampshireRenters insurance is essential for residents of New Hampshire. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearConnecticut$292/YearWashington, D.C.$272/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in New-Hampshire Average homeowners insurance cost in New Hampshire Average car insurance cost in New Hampshire Non-owner auto insurance in New Hampshire Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most Americans don’t 1/1 Related Articles Renters insurance: Compare quotes in 2025 By Prachi Singh How to find a homeowners insurance policy By Shivani Gite Mobile home insurance cost and coverage in 2025 By Chris Kissell Renters insurance calculator: How much renters insurance costs by state and city in 2025 By Shivani Gite How to switch home insurance By Leslie Kasperowicz Average homeowners insurance cost by ZIP code in 2025 By Barry Eitel On this page Average renters insurance cost in New Hampshire per monthAverage renters insurance cost in New Hampshire by companyAverage cost of renters insurance in New Hampshire by coverage levelAverage cost of renters insurance in New Hampshire by cityAverage cost of renters insurance in New Hampshire by ZIP codeRenters and auto bundle discounts in New HampshireFinal thoughts: Average renters insurance in New Hampshire ZIP Code Please enter valid ZIP See rates