Home Home insurance Renters insurance Renters insurance cost Average renters insurance cost in Kansas Average renters insurance cost in Kansas Discover the average cost of renters insurance in Kansas and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Updated on: January 16, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Kansas vary depending on your coverage level, insurance provider, and personal circumstances. On average, renters in Kansas pay $251 per year or $21 per month for a policy that includes $40,000 in personal property coverage, $300,000 in liability protection and a $1,000 deductible. Key Takeaways The average cost of renters insurance in Kansas is $251 per year or $21 per month.Allstate provides the least expensive renters insurance in Kansas at an average rate of $162 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Kansas. Average renters insurance cost in Kansas per monthIn Kansas, the average monthly cost of renters insurance is $21. However, premiums can differ depending on factors such as your rental’s location, the value of your personal belongings and the level of coverage you select. Experts recommend comparing quotes from different insurance companies to find the best deal.Average renters ins cost per monthDifference compared to national average$21$1 lessAverage renters insurance cost in Kansas by companyAllstate offers the most affordable renters insurance in Kansas at an average annual rate of $162, followed by Iowa Farm bureau and State Farm, based on our data.However, you should get multiple quotes from various renters insurance companies in Kansas because the prices vary greatly among carriers.Below, we have compared the average annual and monthly renters insurance rates of insurance companies across Kansas.CompanyAverage annual rateAverage monthly rateAllstate$162$14Iowa Farm bureau$175$15State Farm$176$15Shelter Insurance$221$18Nationwide$248$21Auto-Owners$277$23American Family$302$25Farmers$318$27Marysville Mutual$380$32 Renters insurance calculator in Kansas Select your state Kansas Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $238/year Estimated renters insurance rates in Kansas $20 Monthly renters insurance cost in Kansas -4% Compared to national average Get quotes Average cost of renters insurance in Kansas by coverage levelThe average annual cost of renters insurance in Kansas is $251, with a personal property coverage limit of $40,000, $300,000 in liability coverage and a $1,000 deductible.However, if you lower your personal property coverage from $40,000 to $20,000, you can expect to pay $175 a year for renters insurance in Kansas. Make sure $20,000 is enough to cover your belongings before deciding to adjust your coverage.The table below shows the average annual renters insurance costs in Kansas for personal property coverage of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$183$15$20,000 with $500 Deductible and $300,000 Liability$194$16$20,000 with $1,000 Deductible and $100,000 Liability$167$14$20,000 with $1,000 Deductible and $300,000 Liability$178$15$40,000 with $500 Deductible and $100,000 Liability$264$22$40,000 with $500 Deductible and $300,000 Liability$276$23$40,000 with $1,000 Deductible and $100,000 Liability$238$20$40,000 with $1,000 Deductible and $300,000 Liability$251$21$60,000 with $500 Deductible and $100,000 Liability$345$29$60,000 with $500 Deductible and $300,000 Liability$357$30$60,000 with $1,000 Deductible and $100,000 Liability$309$26$60,000 with $1,000 Deductible and $300,000 Liability$322$27Average cost of renters insurance in Kansas by cityRenters insurance premiums can differ significantly depending on the city. To help you find the best policy for your needs, we’ve compiled a breakdown of average costs by city. Explore the typical renters insurance rates across various locations in Kansas.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Kansas by cityOlatheOverland ParkTopekaWichitaAverage cost of renters insurance in Kansas by ZIP codeRenters insurance costs in Kansas vary by ZIP code. Below, we’ll cover which ZIP codes have the most affordable coverage and which areas have the highest premiums.Most affordable ZIP codes for renters insurance in KansasThe amount Kansas renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 66223 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $232.Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Kansas.ZIP codeCityAverage annual rateAverage monthly rate66223Overland Park$232$1966030Gardner$232$1966213Overland Park$232$1966031New Century$233$1966062Olathe$233$1966221Overland Park$233$1966019Clearview City$233$1966021Edgerton$233$1966018De Soto$233$1966085Overland Park$233$19Least affordable ZIP codes for renters insurance in Kansas67060 is the most expensive ZIP code for renters insurance in Kansas, at an average cost of $271 annually or $23 monthly.We’ve gathered and analyzed quotes from major insurance companies across all ZIP codes in Kansas. The table below shows the average annual renters insurance rates by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate67060Haysville$271$2367211Wichita$271$2367026Clearwater$270$2367108Mount Hope$270$2367544Hoisington$269$2267526Ellinwood$269$2267515Arnold$269$2267202Wichita$269$2267831Ashland$268$2267218Wichita$268$22Renters and auto bundle discounts in KansasBundling your renters and auto insurance policies is one of the easiest ways to lower your Kansas insurance rates.Bundling your policies can lead to an average annual savings of 6% in Kansas. We found that American Family provides the most affordable rates for a renters and auto insurance bundle, allowing you to save up to 10% on your premiums each year.CompanyAverage annual rate$ bundle average savings% bundle average savingsAmerican Family$1,385$15410%Nationwide$1,405$624%Travelers$1,416$735%State Farm$1,537$765%Progressive$1,644$604%Farmers$1,677$32016%Auto-Owners$1,859$955%Iowa Farm bureau$1,903$663%Shelter Insurance$1,951$1015%Geico$1,970$603%Allstate$3,486$1314%Final thoughts: Average renters insurance in KansasRenters insurance is a must-have for renters in Kansas. It protects your belongings in the event of damage from fire, theft, vandalism or any other natural disasters.To find the best renters insurance at an affordable rate, shop around and compare quotes from multiple insurance companies. In addition to price, consider factors like coverage options, deductibles and customer reviews.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearConnecticut$292/YearWashington, D.C.$272/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Kansas Average homeowners insurance cost in Kansas Average car insurance cost in Kansas Non-owner car insurance in Kansas Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2025 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Hurricanes and home insurance: How hurricane insurance works How replacement cost coverage works when you file a claim How much do claims increase home insurance rates? Mobile home insurance cost and coverage in 2025 Homeowners insurance basics Home Insurance Advisor Cheapest homeowners insurance in 2024 How much flood insurance do I need? How to bundle home and auto insurance policies to save money The largest home insurance companies by market share Home insurance discounts for cheaper rates How much does dog liability insurance cost and do you need it? Do you have an emergency go-bag? Most Americans don’t 1/1 Related Articles Renters insurance: Compare quotes in 2025 By Prachi Singh How to find a homeowners insurance policy By Shivani Gite Mobile home insurance cost and coverage in 2025 By Chris Kissell Renters insurance calculator: How much renters insurance costs by state and city in 2025 By Shivani Gite How to switch home insurance By Leslie Kasperowicz Average homeowners insurance cost by ZIP code in 2025 By Barry Eitel On this page Average renters insurance cost in Kansas per monthAverage renters insurance cost in Kansas by companyAverage cost of renters insurance in Kansas by coverage levelAverage cost of renters insurance in Kansas by cityAverage cost of renters insurance in Kansas by ZIP codeRenters and auto bundle discounts in KansasFinal thoughts: Average renters insurance in Kansas ZIP Code Please enter valid ZIP See rates