Home Renters insurance Renters insurance cost Average renters insurance cost in Georgia Average renters insurance cost in Georgia Discover the average cost of renters insurance in Georgia and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur is a licensed life, health, and disability insurance agent and an auto and home insurance expert. She has written extensively on insurance topics for QuinStreet’s CarInsurance.com, Insurance.com and Insure.com as well as for Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker and The Financial Gym. | Updated on: January 16, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Georgia vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Georgia is $352 per year or $29 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ. Key Takeaways The average cost of renters insurance in Georgia is $352 per year or $29 per month.Georgia Farm Bureau provides the least expensive renters insurance in Georgia at an average rate of $137 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Georgia. Average renters insurance cost in Georgia per monthThe average cost of renters insurance in Georgia is $29 per month. Your premium may vary depending on your location, the value of your belongings, and the coverage limits you select. It’s recommended that you compare multiple insurance quotes to find the best price.Average renters ins cost per monthDifference compared to national average$29$7 moreAverage renters insurance cost in Georgia by companyAccording to our data, Georgia Farm Bureau provides the most affordable renters insurance in Georgia, with an average annual rate of $137, followed by Auto-Owners and State Farm.Getting quotes from multiple renters insurance companies in Georgia is a good idea, as prices can differ significantly among insurers.Below, you can find average annual and monthly renters insurance rates from various companies in Georgia.CompanyAverage annual rateAverage monthly rateGeorgia Farm Bureau$137$11Auto-Owners$293$24State Farm$300$25Nationwide$403$34Farmers$448$37Travelers$492$41Allstate$679$57USAA$244$20 Renters insurance calculator in Georgia Select your state Georgia Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $334/year Estimated renters insurance rates in Georgia $28 Monthly renters insurance cost in Georgia 35% Compared to national average Get quotes Average cost of renters insurance in Georgia by coverage levelThe average annual cost of renters insurance in Georgia is $352, with a personal property coverage limit of $40,000, $300,000 in liability coverage and a $1,000 deductible.However, if you lower your personal property coverage from $40,000 to $20,000, you can expect to pay $238 a year for renters insurance in Georgia. Make sure $20,000 is enough to cover your belongings before deciding to adjust your coverage.The table below shows the average annual renters insurance costs in Georgia for personal property coverage of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$247$21$20,000 with $500 Deductible and $300,000 Liability$263$22$20,000 with $1,000 Deductible and $100,000 Liability$222$19$20,000 with $1,000 Deductible and $300,000 Liability$238$20$40,000 with $500 Deductible and $100,000 Liability$372$31$40,000 with $500 Deductible and $300,000 Liability$390$33$40,000 with $1,000 Deductible and $100,000 Liability$334$28$40,000 with $1,000 Deductible and $300,000 Liability$352$29$60,000 with $500 Deductible and $100,000 Liability$489$41$60,000 with $500 Deductible and $300,000 Liability$509$42$60,000 with $1,000 Deductible and $100,000 Liability$439$37$60,000 with $1,000 Deductible and $300,000 Liability$459$38Average cost of renters insurance in Georgia by cityRenters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Georgia.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Georgia by cityAtlantaColumbusSavannahAverage cost of renters insurance in Georgia by ZIP codeThe cost of renters insurance in Georgia varies by ZIP code. It’s important to note that the affordability of renters insurance can differ significantly depending on your location.To provide a more comprehensive overview, let’s see some of the most and least affordable ZIP codes for renters insurance in Georgia.Most affordable ZIP codes for renters insurance in GeorgiaThe amount Georgia renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 30223 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $337.Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Georgia.ZIP codeCityAverage annual rateAverage monthly rate30223East Griffin$337$2830224Griffin$337$2830266Orchard Hill$337$2830284Sunny Side$337$2830292Williamson$337$2830528Cleveland$337$2830545Helen$337$2830571Sautee Nacoochee$337$2830523Clarkesville$337$2830531Baldwin$337$28Least affordable ZIP codes for renters insurance in Georgia30369 is the most expensive ZIP code for renters insurance in Georgia, at an average cost of $394 annually or $33 monthly.We’ve gathered and analyzed quotes from major insurance companies across all ZIP codes in Georgia. The table below shows the average annual renters insurance rates by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate30369Atlanta$394$3331328Tybee Island$393$3330354Atlanta$392$33Final thoughts: Average renters insurance in GeorgiaRenters insurance is essential for residents of Georgia. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearConnecticut$292/YearDelaware$181/YearFlorida$248/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Georgia Average homeowners insurance cost in Georgia Average car insurance cost in Georgia Non-owner car insurance in Georgia Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most Americans don’t 1/1 Related Articles Working from home: The remote worker’s guide to insurance By Susan Manning The 10 costliest wildfires By Zack Sigel Homeowners insurance calculator: Estimate the cost of homeowners insurance By Jessica Olson How to bundle home and auto insurance policies to save money By Lena Borrelli Homeowners insurance basics By Shivani Gite Home insurance claims: How to file and what you should know By Chris Kissell On this page Average renters insurance cost in Georgia per monthAverage renters insurance cost in Georgia by companyAverage cost of renters insurance in Georgia by coverage levelAverage cost of renters insurance in Georgia by cityAverage cost of renters insurance in Georgia by ZIP codeFinal thoughts: Average renters insurance in Georgia ZIP Code Please enter valid ZIP See rates