Home Home insurance Renters insurance Renters insurance cost Average renters insurance cost in Connecticut Average renters insurance cost in Connecticut View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. Updated on: January 18, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Connecticut varies depending on various factors, including the coverage amount, insurance company, and individual circumstances. But, the average renters insurance cost in Connecticut is $250 per year or $21 per month for coverage limits of $40,000 for personal property coverage, $100,000 in liability coverage and a $1000 deductible. These are average rates and actual premium costs may differ. Renters insurance companies in Connecticut Allstate offers affordable renters insurance in Connecticut at an average annual rate of $146 followed by Chubb Ltd and USAA, based on Insure.com’s analysis. But it’s smart to get multiple quotes for various renters insurance companies in Connecticut because the prices vary a lot among carriers. Below we have compared the average annual and monthly renters insurance rates of insurance companies across Connecticut. CompanyAverage annual rateAverage monthly rateAllstate$146$12Chubb Ltd$166$14USAA$174$14Amica Mutual$175$15State Farm$204$17American Family$308$26Farmers$322$27National General Insurance$375$31Travelers$557$46 Renters insurance calculator in Connecticut Select your state Connecticut Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $100,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $250/year Estimated renters insurance rates in Connecticut $21 Monthly renters insurance cost in Connecticut 0% Compared to national average Get quotes Average cost of renters insurance in Connecticut by coverage level As we discussed above, in Connecticut, the average cost of renters insurance is $250 per year. These rates are for the coverage level of $40,000 for personal property coverage, $100,000 in liability coverage and a $1000 deductible. However, if you lower the personal property coverage from $40,000 to $20,000, you will pay $176 per year for renters insurance in Connecticut for $100,000 in liability protection and $1000 deductible. Find below the average cost of renters insurance in Connecticut for personal property coverage of $20,000 and $40,000. Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000$176$15$40,000$250$21$60,000$323$27 Most affordable ZIP codes for renters insurance in Connecticut How much Connecticut renters pay for insurance majorly depends on the ZIP code they live in. 6031 is the most affordable ZIP for renters insurance in Connecticut among all the ZIP codes analyzed, at about $217 a year on average. Rates vary based on the ZIP code, that’s why comparing quotes is one of the easiest ways to get the best deal on renters insurance in Connecticut. ZIP codeAverage annual rateAverage monthly rate6031$217$186024$219$186063$220$186094$220$186755$225$19 Least affordable ZIP codes for renters insurance in Connecticut Your ZIP code, among other factors, affects how much you pay for renters insurance in Connecticut. 6498 is the least affordable ZIP code for Connecticut renters at an average cost of $287 a year or $24 monthly. We have analyzed quotes from the major insurance carriers across all the ZIP codes in Connecticut. Below are the average annual renters insurance costs by ZIP code. ZIP codeAverage annual rateAverage monthly rate6498$287$246650$286$246413$284$246414$282$246607$280$23 Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Connecticut by cityBridgeportHartfordNew HavenStamfordWaterburyRenters and auto bundle discounts in Connecticut If you’re looking for ways to trim costs on your insurance premiums, consider purchasing renters and auto insurance from the same company. Bundling policies can help you save an average of 14% per year in Connecticut. National General Insurance offers the cheapest rate on renters and auto insurance bundle, you can save 10% a year on your premiums. CompanyAverage annual rate$ bundle average savings% bundle average savingsNational General Insurance$1,109$12410%State Farm$1,181$55532%Amica Mutual$1,291$32120%USAA$1,513$1489%Farmers$2,112$52120%Chubb Ltd$2,136$29912%Travelers$5,151$5189% Final thoughts: Average renters insurance in Connecticut Renters insurance is a must-have for renters in Connecticut. It protects your belongings in the event of damage from fire, theft, vandalism or any other natural disasters. To find the best renters insurance at an affordable rate, shop around and compare quotes from multiple insurance companies. Consider factors like coverage options, deductibles, and customer reviews in addition to price. Methodology Insure.com commissioned Quadrant Information Services to gather renters insurance rates for all available ZIP codes in Connecticut. These rates include a coverage limit of $100,000 for liability coverage, personal property coverage ranging from $20,000 to $40,000, and a $1,000 deductible, with credit tier alignment specified as good/none. Explore other insurance options in Connecticut Average homeowners insurance cost in Connecticut Average car insurance cost in Connecticut Non-owner car insurance in Connecticut How much is renters insurance in other statesAlaska$223/YearAlabama$329/YearArkansas$337/YearArizona$218/YearCalifornia$257/YearColorado$173/YearWashington D.C.$236/YearDelaware$230/YearFlorida$359/YearGeorgia$330/YearHawaii$231/YearIowa$181/YearIdaho$174/YearIllinois$211/YearIndiana$240/YearKansas$236/YearKentucky$193/YearLouisiana$495/YearMassachusetts$234/YearMaryland$243/YearMaine$172/YearMichigan$337/YearMinnesota$200/YearMissouri$206/YearMississippi$394/YearMontana$246/YearNorth Carolina$324/YearNorth Dakota$153/YearNebraska$242/YearNew Hampshire$155/YearNew Jersey$181/YearNew Mexico$194/YearNevada$235/YearNew York$272/YearOhio$226/YearOklahoma$262/YearOregon$254/YearPennsylvania$241/YearRhode Island$436/YearSouth Carolina$290/YearSouth Dakota$184/YearTennessee$272/YearTexas$225/YearUtah$181/YearVirginia$219/YearVermont$166/YearWashington$224/YearWisconsin$148/YearWest Virginia$236/YearWyoming$126/YearShow moreShivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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