Home Renters insurance Renters insurance cost Average renters insurance cost in Connecticut Average renters insurance cost in Connecticut Discover the average cost of renters insurance in Connecticut and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Updated on: January 16, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Connecticut vary depending on your coverage level, insurance provider, and personal circumstances. On average, renters in Connecticut pay $292 per year or $24 per month for a policy that includes $40,000 in personal property coverage, $300,000 in liability protection and a $1,000 deductible. Key Takeaways The average cost of renters insurance in Connecticut is $292 per year or $24 per month.Amica Mutual provides the least expensive renters insurance in Connecticut at an average rate of $164 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Connecticut. Average renters insurance cost in Connecticut per monthThe average cost of renters insurance in Connecticut is $24 per month. Your premium may vary depending on your location, the value of your belongings, and the coverage limits you select. It’s recommended that you compare multiple insurance quotes to find the best price.Average renters ins cost per monthDifference compared to national average$24$2 moreAverage renters insurance cost in Connecticut by companyRenters in Connecticut can find the most budget-friendly insurance with Amica Mutual, which has an average annual cost of $164, according to our data. Other affordable options include Allstate and Chubb Ltd.It’s a good idea to gather quotes from at least three insurance providers, as each company calculates premiums differently.Below are the average annual and monthly renters insurance rates from various insurers in Connecticut.CompanyAverage annual rateAverage monthly rateAmica Mutual$164$14Allstate$181$15Chubb Ltd$187$16State Farm$211$18American Family$345$29Farmers$395$33National General Insurance$402$33Travelers$638$53USAA$252$21 Renters insurance calculator in Connecticut Select your state Connecticut Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $265/year Estimated renters insurance rates in Connecticut $22 Monthly renters insurance cost in Connecticut 7% Compared to national average Get quotes Average cost of renters insurance in Connecticut by coverage levelAs we discussed above, the average cost of renters insurance in Connecticut is $292 per year. These rates are for a coverage level of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible.However, if you lower the personal property coverage from $40,000 to $20,000, you will pay $212 per year for renters insurance in Connecticut, which provides $300,000 in liability protection with a $1000 deductible.Below are the average renters insurance costs in Connecticut for personal property coverage amounts of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$203$17$20,000 with $500 Deductible and $300,000 Liability$229$19$20,000 with $1,000 Deductible and $100,000 Liability$187$16$20,000 with $1,000 Deductible and $300,000 Liability$212$18$40,000 with $500 Deductible and $100,000 Liability$289$24$40,000 with $500 Deductible and $300,000 Liability$316$26$40,000 with $1,000 Deductible and $100,000 Liability$265$22$40,000 with $1,000 Deductible and $300,000 Liability$292$24$60,000 with $500 Deductible and $100,000 Liability$373$31$60,000 with $500 Deductible and $300,000 Liability$402$34$60,000 with $1,000 Deductible and $100,000 Liability$341$28$60,000 with $1,000 Deductible and $300,000 Liability$370$31Average cost of renters insurance in Connecticut by cityRenters insurance premiums can differ significantly depending on the city. To help you find the best policy for your needs, we’ve compiled a breakdown of average costs by city. Explore the typical renters insurance rates across various locations in Connecticut.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Connecticut by cityBridgeportHartfordNew HavenStamfordWaterburyAverage cost of renters insurance in Connecticut by ZIP codeThe cost of renters insurance in Connecticut varies by ZIP code. It’s important to note that the affordability of renters insurance can differ significantly depending on your location.To provide a more comprehensive overview, let’s see some of the most and least affordable ZIP codes for renters insurance in Connecticut.Most affordable ZIP codes for renters insurance in ConnecticutThe amount Connecticut renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 6031 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $255.Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Connecticut.ZIP codeCityAverage annual rateAverage monthly rate6031Falls Village$255$216068Salisbury$256$216058Norfolk$256$216018Canaan$256$216024East Canaan$257$216057New Hartford$258$216063Barkhamsted$258$226061Pine Meadow$259$226094Winchester Center$259$226069Sharon$259$22Least affordable ZIP codes for renters insurance in ConnecticutYour ZIP code, among other factors, affects how much you pay for renters insurance in Connecticut. 6498 is the least affordable ZIP code for Connecticut renters at an average cost of $331 a year or $28 monthly.We have analyzed quotes from the major insurance carriers across all the ZIP codes in Connecticut. Below are the average annual renters insurance costs by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate6498Westbrook$331$286615Stratford$329$276475Old Saybrook$329$276650Bridgeport$329$276405Branford$328$276460Milford$328$276413Clinton$327$276414Cobalt$326$276890Southport$325$276512East Haven$325$27 Final thoughts: Average renters insurance in ConnecticutRenters insurance is a must for Connecticut renters. It protects personal belongings from damage caused by fire, theft, vandalism and natural disasters, giving renters confidence and peace of mind.Finding the most affordable renters insurance requires shopping around and comparing quotes from multiple insurers. To make an informed choice, consider not just the price but also the coverage options, deductibles, and customer reviews.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Connecticut Average homeowners insurance cost in Connecticut Average car insurance cost in Connecticut Non-owner car insurance in Connecticut Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2025 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Hurricanes and home insurance: How hurricane insurance works How replacement cost coverage works when you file a claim How much do claims increase home insurance rates? Mobile home insurance cost and coverage in 2025 Homeowners insurance basics Home Insurance Advisor Cheapest homeowners insurance in 2024 How much flood insurance do I need? How to bundle home and auto insurance policies to save money The largest home insurance companies by market share Home insurance discounts for cheaper rates How much does dog liability insurance cost and do you need it? Do you have an emergency go-bag? Most Americans don’t 1/1 Related Articles Homeowners insurance calculator: Estimate the cost of homeowners insurance By Jessica Olson How to bundle home and auto insurance policies to save money By Lena Borrelli Homeowners insurance basics By Shivani Gite How to calculate your home’s replacement cost By Nupur Gambhir Home insurance claims: How to file and what you should know By Chris Kissell How much does dog liability insurance cost and do you need it? By Lena Borrelli On this page Average renters insurance cost in Connecticut per monthAverage renters insurance cost in Connecticut by companyAverage cost of renters insurance in Connecticut by coverage levelAverage cost of renters insurance in Connecticut by cityAverage cost of renters insurance in Connecticut by ZIP codeFinal thoughts: Average renters insurance in Connecticut ZIP Code Please enter valid ZIP See rates