Home Home insurance Renters insurance Renters insurance cost Average renters insurance cost in Arkansas Average renters insurance cost in Arkansas Discover the average cost of renters insurance in Arkansas and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Updated on: January 16, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Arkansas vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Arkansas is $363 per year or $30 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ. Key Takeaways The average cost of renters insurance in Arkansas is $363 per year or $30 per month.State Farm provides the least expensive renters insurance in Arkansas at an average rate of $210 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Arkansas. Average renters insurance cost in Arkansas per monthThe average cost of renters insurance in Arkansas is $30 per month. Your premium may vary depending on your location, the value of your belongings, and the coverage limits you select. It’s recommended that you compare multiple insurance quotes to find the best price.Average renters ins cost per monthDifference compared to national average$30$8 moreAverage renters insurance cost in Arkansas by companyState Farm offers the most affordable renters insurance in Arkansas at an average annual rate of $210, followed by Nationwide and Farm Bureau Mutual Ins Co of AR, based on our data.However, you should get multiple quotes from various renters insurance companies in Arkansas because the prices vary greatly among carriers.Below, we have compared the average annual and monthly renters insurance rates of insurance companies across Arkansas.CompanyAverage annual rateAverage monthly rateState Farm$210$18Nationwide$236$20Farm Bureau Mutual Ins Co of AR$292$24Shelter Insurance$349$29Auto-Owners$397$33Farmers$414$35Allstate$452$38Travelers$965$80USAA$234$20 Renters insurance calculator in Arkansas Select your state Arkansas Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $346/year Estimated renters insurance rates in Arkansas $29 Monthly renters insurance cost in Arkansas 40% Compared to national average Get quotes Average cost of renters insurance in Arkansas by coverage levelOn average, Arkansas renters pay $363 each year for insurance for a coverage limit of $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.Reducing your personal property coverage from $40,000 to $20,000 can lower your renters insurance cost in Arkansas to $236 per year. This policy still includes $300,000 in liability protection and a $1,000 deductible. However, you should ensure that $20,000 is adequate coverage for your personal belongings before making this change.Below are the average annual renters insurance costs in Arkansas for personal property coverage of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$270$22$20,000 with $500 Deductible and $300,000 Liability$286$24$20,000 with $1,000 Deductible and $100,000 Liability$247$21$20,000 with $1,000 Deductible and $300,000 Liability$263$22$40,000 with $500 Deductible and $100,000 Liability$377$31$40,000 with $500 Deductible and $300,000 Liability$394$33$40,000 with $1,000 Deductible and $100,000 Liability$346$29$40,000 with $1,000 Deductible and $300,000 Liability$363$30$60,000 with $500 Deductible and $100,000 Liability$485$40$60,000 with $500 Deductible and $300,000 Liability$502$42$60,000 with $1,000 Deductible and $100,000 Liability$447$37$60,000 with $1,000 Deductible and $300,000 Liability$464$39Average cost of renters insurance in Arkansas by cityRenters insurance premiums can differ significantly depending on the city. To help you find the best policy for your needs, we’ve compiled a breakdown of average costs by city. Explore the typical renters insurance rates across various locations in Arkansas.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Arkansas by cityFayettevilleFort SmithJonesboroLittle RockAverage cost of renters insurance in Arkansas by ZIP codeRenters insurance costs in Arkansas vary by ZIP code. Below, we’ll cover which ZIP codes have the most affordable coverage and which areas have the highest premiums.Most affordable ZIP codes for renters insurance in ArkansasThe amount Arkansas renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 72717 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $306.Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Arkansas.ZIP codeCityAverage annual rateAverage monthly rate72717Canehill$306$2672758Rogers$308$2672703Fayetteville$308$2672712Bentonville$309$2672745Cave Springs$310$2672730Farmington$310$2672719Centerton$310$2672762Elm Springs$310$2672714Bella Vista$311$2672751Pea Ridge$311$26Least affordable ZIP codes for renters insurance in Arkansas72310 is the most expensive ZIP code for renters insurance in Arkansas, at an average cost of $421 annually or $35 monthly.We’ve gathered and analyzed quotes from major insurance companies across all ZIP codes in Arkansas. The table below shows the average annual renters insurance rates by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate72310Armorel$421$3572391West Ridge$421$3572475Waldenburg$418$3572377Rivervale$417$3572332Edmondson$417$3572325Clarkedale$417$3572352La Grange$415$3572341Haynes$415$3572322Caldwell$415$3572312Barton$415$35Renters and auto bundle discounts in ArkansasBundling your renters and auto insurance policies is one of the easiest ways to lower your Arkansas insurance rates.Bundling your policies can lead to an average annual savings of 6% in Arkansas. We found that State Farm provides the most affordable rates for a renters and auto insurance bundle, allowing you to save up to 5% on your premiums each year.CompanyAverage annual rate$ bundle average savings% bundle average savingsState Farm$1,396$695%Travelers$1,434$755%Southern Farm Bureau$1,465$47124%Nationwide$1,760$704%Farmers$1,766$1327%Progressive$1,772$925%Auto Club Enterprises (AAA)$2,042$1145%Auto-Owners$2,124$1125%Geico$2,215$663%Allstate$3,191$461%Final thoughts: Average renters insurance in ArkansasRenters insurance is essential for residents of Arkansas. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArizona$260/YearCalifornia$271/YearColorado$191/YearConnecticut$292/YearWashington, D.C.$272/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Arkansas Average homeowners insurance cost in Arkansas Average car insurance cost in Arkansas Non-owner auto insurance in Arkansas Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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