Home Insurance Travelers home and auto bundle insurance in 2024 If you bundle your home and auto insurance together with Travelers, you’ll pay an average of $6,210 a year. That’s an 11% average discount. View Carriers Please enter valid zip Compare top carriers in your area Written by Jessica Olson Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at Insurance.com. Expert insight from David Lervig David Lervig Founder and instructor at the Insurance School of TexasGo to comment Posted on: August 13, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Bundling your home and auto insurance with Travelers costs about $6,210 per year. That’s a 11% discount on the combined premiums. Bundling with Travelers will save you money, but that doesn’t make it the cheapest option overall. It’s important to shop around. “I recommend shopping multiple insurers every 2-3 years because most companies offer better rates for new customers than they do for existing customers. I know many companies offer discounts for staying with a company, but most companies still offer better rates for new customers to grow their business,” says David Lervig, founder of the Insurance School of Texas. Insure.com has compiled all the data so you can see if a home and auto bundle with Travelers is the best deal for your insurance needs. Key Takeaways Bundling your home and auto with Travelers gets you, on average, an 11% discount on annual premiums. The average cost of home and auto insurance when bundled with Travelers in $6210 a year, but rates vary by state. Travelers has an AM Best score of A++, which means superior financial stability. Travelers home and auto bundle overview The table below shows what you’ll pay, on average, if you bundle your home and auto together with Travelers. It also includes third-party ratings for Travelers. Travelers’ National Association of Insurance Commissioners (NAIC) score, which shows how many complaints have been lodged against the company, is low at 0.54. Anything below 1 is a low volume of complaints. Travelers has an AM Best score of A++ which shows superior financial strength and ability to pay out claims and is the highest ranking. Travelers has some of the higher prices of the carriers we reviewed, and bundling isn’t always the most cost-effective option. Average bundled premiumSavingsNAIC scoreAM Best score $6,210 11% 0.54 A++ Pros and cons of Travelers Every company has pros and cons, which you should consider when comparing quotes. Here are some pros and cons for Travelers, according to our Best Home Insurance Companies and Best Car Insurance Companies study for 2024: ProsConsLoyal customersHigh premiums compared to other carriersHighest AM Best score of A++Bundling discount on the lower side at 11%Low complaint volume with the NAIC How much does a Travelers home and auto bundle cost? The following table shows Travelers’ cost for auto and home insurance in a sampling of states before and after bundling. It also shows how much you would save if you bundle your home and auto policies together. The most significant savings are in Arkansas, Maryland and Mississippi, where you can save over $1,000 a year by bundling. State Home insurance premium Auto insurance premium Premium before bundle Premium after bundle Saving Arkansas$8,713$1,509$10,222$9,128$1,095Arizona$5,181$1,593$6,774$6,114$659California$933$2,553$3,486$2,866$620Connecticut$5,670$1,710$7,380$6,711$668Delaware$1,534$1,732$3,266$2,985$281Florida$1,157$2,671$3,828$3,408$419Illinois$7,146$1,405$8,551$7,700$850Indiana$7,654$1,315$8,969$8,084$885Massachusetts$5,104$2,584$7,688$6,721$967Maryland$5,815$1,462$7,277$6,121$1,156Mississippi$8,986$1,602$10,588$9,394$1,194New York$2,094$4,008$6,102$5,387$714Ohio$5,712$1,070$6,782$6,069$714Pennsylvania$5,536$1,573$7,109$6,331$778South Carolina$4,772$1,486$6,258$5,581$676Tennessee$6,630$1,520$8,150$7,355$796Virginia$5,105$1,194$6,299$5,619$680 States where Travelers is most expensive for bundling home and auto The table below shows the top five states where bundling with Travelers is most expensive. While there is still a discount, insurance policies in these states are expensive even with bundling. Some things that cause higher rates are severe weather and lack of competition in the insurance market, among other factors. Mississippi is the most expensive state for bundling with Travelers. State Bundle insurance ratesMississippi$9,394Arkansas$9,128Indiana$8,084Illinois$7,700Tennessee$7,355 States where Travelers is cheapest for bundling home and auto The table below shows which states have the cheapest rates for bundling your home and auto with Travelers. California is the cheapest state for buying auto and home insurance with Travelers. It’s worth noting that Travelers is cheap in Florida as well, where rates are generally high. State Bundle insurance ratesCalifornia$2,866Delaware$2,985Florida$3,408New York$5,387South Carolina$5,581 Home and auto bundle rates from Travelers in major cities The following table shows what average rates you’ll pay with Travelers in a selection of major cities. Insurance companies look at your location when calculating rates. Weather is a factor. So are traffic and crime patterns. The claims history of your city also comes into play. The more claims in a certain area, the higher your rates will be. CitiesBundle insurance ratesNew York, NY$6,092Chicago, IL$8,100Phoenix, AZ$6,944Philadelphia, PA$8,007San Diego, CA$2,656 Travelers home and auto bundle insurance rate comparison The following table looks at how Travelers compares to other carriers for home and auto bundling. Travelers is the most expensive for bundle pricing when compared to other major carriers, with average premiums of $6,210. State Farm has the cheapest home and auto bundling rates of $2,853 a year. CompanyHome insurance premium Auto insurance premium Premium before bundle Premium after bundleState Farm$2,124$1,667$3,791$2,853Erie Insurance$2,378$1,570$3,948$3,332American Family$2,347$1,677$4,025$3,340Auto-Owners$2,097$1,789$3,887$3,417Nationwide$2,809$1,611$4,420$3,643Allstate$1,743$2,875$4,619$3,886Amica$2,131$2,621$4,752$3,924Progressive$2,060$2,586$4,645$4,245Farmers$3,364$2,440$5,804$4,693Travelers$5,161$1,823$6,984$6,210 Bundling with Travelers vs. buying from two different companies The following table shows the cost of having separate policies with Travelers plus another carrier for your home or auto insurance and whether you’ll save if you bundle. Travelers’s bundle rates are only cheaper in a few scenarios, as seen in the first table below. It’s generally cheaper to buy separate home and auto policies. However, your rates will vary so it’s still worthwhile to get quotes. Travelers home insurance with auto insurance from competitors CompanyHome premiumCompanyAuto premiumTotal costTravelers$5,161Allstate$2,875$8,036Travelers$5,161Erie$1,570$5,318Travelers$5,161Progressive$2,586$7,747Travelers$5,161State Farm$1,667$6,828Travelers$5,161American Family$1,677$9,081Total cost when bundled with Travelers$6,210 Travelers auto insurance with home insurance from competitors CompanyAuto premiumCompanyHome premiumTotal costTravelers$1,823Allstate$1,743$3,566Travelers$1,823Erie$2,378$4,201Travelers$1,823Progressive$2,060$3,883Travelers$1,823State Farm$2,124$3,947Travelers$1,823American Family$2,347$4,170Total cost when bundled with Travelers$6,210 Should you bundle home and auto insurance with Travelers? Travelers has a superior AM Best score of A++ and a low complaint score with the NAIC. Customers are loyal and recommend it to others. Travelers is a nationwide company with offices conveniently located throughout the country. Travelers has some of the highest prices of the carriers we surveyed, with an average annual bundling premium of $6,210 and an average bundling discount of 11%. In many cases we reviewed, buying separate policies for home and auto was cheaper than bundling with Travelers. Rates vary quite a bit, however, so it’s worth comparing your own quotes from Travelers with other carriers to find the best deal. Frequently asked questions Is it cheaper to have home and car insurance together with Travelers? Bundling with Travelers will save you money if you plan to buy both policies there, but it may not be your cheapest option overall. Is it worth it to bundle home and auto insurance with Travelers? Travelers offers an average 11% discount for home and auto bundling. Buying separate home and auto policies often yields better results, but it depends on the state, so always shop around. What our expert says Q: How often should you shop for insurance? David LervigFounder and instructor at the Insurance School of Texas “I recommend shopping multiple insurers every 2-3 years because most companies offer better rates for new customers than they do for existing customers. I know many companies offer discounts for staying with a company, but most companies still offer better rates for new customers to grow their business.” Methodology Insure.com commissioned home and auto insurance rates for major carriers from Quadrant Data Services in late 2023. Home insurance rates are based on $300,000 in dwelling and liability coverage and a $1,000 deductible. Auto insurance rates are based on a full coverage policy with 100/300/100 liability limits and $500 deductibles, using the sample profile of a 40-year-old male driving a 2023 Honda Accord LX with a clean driving record and good credit. Quadrant also provided average bundling discounts. In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2024 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Renters insurance quotes: Compare rates Hurricanes and home insurance: How hurricane insurance works How replacement cost coverage works when you file a claim How much do claims increase home insurance rates? Mobile home insurance cost and coverage in 2024 Homeowners insurance basics Home Insurance Advisor Cheapest homeowners insurance in 2024 How much flood insurance do I need? How to bundle home and auto insurance policies to save money The largest home insurance companies by market share Home insurance discounts for cheaper rates How much does dog liability insurance cost and do you need it? Do you have an emergency go-bag? Most Americans don’t 1/1 Related Articles Cost of living comparison by state By Chris Kissell Home insurance for older homes with knob and tube wiring By Erik Martin Cheapest homeowners insurance in 2024 By Chris Kissell How to switch home insurance By Leslie Kasperowicz Best cheap homeowners insurance for people with bad credit By Tonya Sisler Best cheap home insurance companies for people with claims By Jessica Olson On this page Travelers home and auto bundle overviewPros and cons of TravelersHow much does a Travelers home and auto bundle cost?Home and auto bundle rates from Travelers in major citiesTravelers home and auto bundle insurance rate comparisonBundling with Travelers vs. buying from two different companiesShould you bundle home and auto insurance with Travelers?Frequently asked questionsWhat our expert saysMethodology Get instant quotes now ! Please enter valid zip Get Quotes