How much is homeowners insurance in West Wendover,NV

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In West Wendover, homeowners pay an average annual rate of $1,426 (for the coverage level of $300,000 for dwelling, $100,000 for liability protection, and $1,000 deductible), according to Insure.com’s rate analysis. It’s $1,156 less than the national average of $2,582.

Homeowners insurance rates change from one home to another. The home insurance premium in West Wendover depends on various factors, such as:

Size of your home
Age of your home
Amount of coverage you need
Location
Your credit score

To ensure you secure the best homeowners insurance policy, compare quotes from multiple insurers, enabling you to find the right coverage that aligns with your specific requirements.

Read this guide to learn how much homeowners insurance costs monthly in West Wendover, what home insurance costs for different dwelling coverage, and which companies offer cheap home insurance in West Wendover.

Key takeaways

Homeowners insurance costs $1,426 per year in West Wendover.
At $1,103 per year, Nationwide offers the cheapest homeowners insurance in West Wendover.
Your home insurance rates increase by $367 more annually if you increase your dwelling coverage from $200,000 to $300,000.

How much is homeowners insurance in West Wendover per month

According to Insure.com’s rate analysis, residents of West Wendover pay an average of $119 per month for homeowners insurance. This is $1 less than the state average of $120 and $96 less than the national average for home insurance across the United States. The cost of your homeowners insurance policy in West Wendover can vary depending on your location, property value, and selected coverage options.

How much is homeowners insurance for a $200,000 house in West Wendover

In West Wendover, NV, homeowners pay an average of $1,059 annually for a $200,000 home. The annual cost of home insurance is influenced by factors such as the risk of natural disasters in your area.

Regions more susceptible to natural disasters, such as floods, hurricanes, or tornadoes, typically face higher rebuilding costs, leading to increased insurance premiums. It is important to understand that standard insurance policies might not cover damages caused by floods or hurricanes. If you live in a flood-prone area, it is advisable to purchase flood insurance.

How much is homeowners insurance for a $300,000 house in West Wendover

Based on a rate analysis conducted by Insure.com, West Wendover residents pay an average of $1,426 per year to insure a home for coverage limits of $300,000 dwelling, $100,000 liability with a $1,000 deductible. If you plan to increase your dwelling coverage from $200,000 to $300,000, you must pay an additional $367 per year for home insurance.

Buying adequate insurance to cover the entire expense of rebuilding your home is best advisable. However, the amount of dwelling coverage you need may vary depending on your home’s size, amenities, and the cost of living in your area.

How much is homeowners insurance in West Wendover by company

Among the carriers analyzed, Nationwide is the cheapest homeowners insurance company in West Wendover. It’s average annual rate for West Wendover homeowners is $1,103. American Family ranks second and State Farm makes it to the third spot with an average annual home insurance rate of $1,563.

Before choosing a homeowners insurance policy, it is important to do some research on the company. Our experts have analyzed all the insurance companies across West Wendover and prepared a list of the cheapest home insurance providers. You can find below the West Wendover home insurance companies and their average annual premium.

Home insurance company	Annual rate
Nationwide	$1,103
American Family	$1,490
State Farm	$1,563
CSAA Insurance (AAA)	$1,612
Farmers	$1,653
Country Financial	$1,787
USAA*	$1,198

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in West Wendover for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.