How much is homeowners insurance in Pahrump,NV

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As per Insure.com’s rate data analysis, the average cost of homeowners insurance in Pahrump is $1,439 per year (for the coverage level of $300,000 for dwelling, $100,000 for liability protection and $1000 deductible), It’s $1,143 less than the national average of $2,582 .

Homeowners insurance rates differ significantly from one home to another. Home insurance rates in Pahrump depend on several factors, including:

Size of your home
Age of your home
Amount of coverage you need
Location
Your credit score

Nationwide is the cheapest homeowners insurance company in Pahrump with an average annual premium of $1,439 per year.

This guide covers everything from available coverage options to companies with the cheapest homeowners insurance rates in Pahrump. Keep reading to learn about the monthly cost of homeowners insurance in Pahrump, the cost for different dwelling coverage levels, and discover which companies provide the most affordable home insurance in Pahrump.

Key takeaways

The average cost of homeowners insurance in Pahrump is $1,439 per year.
Nationwide is the cheapest homeowners insurance company in Pahrump with an average annual premium of $1,125.
If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $372 more a year for home insurance.

How much is homeowners insurance in Pahrump per month

According to Insure.com’s rate analysis, residents of Pahrump pay an average of $120 per month for homeowners insurance. This is same as the state average of $120 and $95 less than the national average for home insurance across the United States. The cost of your homeowners insurance policy in Pahrump can vary depending on your location, property value, and selected coverage options.

How much is homeowners insurance for a $200,000 house in Pahrump

The average cost of homeowners insurance in Pahrump, NV is $1,067 annually for the dwelling coverage of $200,000 and the liability protection of $100,000. The amount you pay for home insurance each year depends on many different things. The types of natural disasters or events that take place in your area affect how much you pay for coverage in your city.

Some areas are more at risk for natural disasters, like flood, hurricanes, or tornadoes. This means that if something happens, the cost of rebuilding would be higher in those areas, thereby leading to higher insurance premiums. Your insurance policy might not cover damage caused by floods or hurricanes. So, if you live in a flood-prone area, consider buying flood insurance coverage.

How much is homeowners insurance for a $300,000 house in Pahrump

According to Insure.com’s rate analysis, homeowners in Pahrump typically pay an average of $1,439 annually for a home insurance policy with $300,000 in dwelling coverage, $100,000 in liability protection, and a $1,000 deductible.

If you increase your dwelling coverage from $200,000 to $300,000, your home insurance rates will rise by $372. It is advisable to purchase enough insurance to cover the entire cost of rebuilding your home. The required amount of dwelling coverage can vary based on factors such as the size of your home, its features, and the cost of living in your area.

How much is homeowners insurance in Pahrump by company

Among the carriers analyzed, Nationwide is the cheapest homeowners insurance company in Pahrump. It’s average annual rate for Pahrump homeowners is $1,125. State Farm ranks second and American Family makes it to the third spot with an average annual home insurance rate of $1,490.

Before choosing a homeowners insurance policy, it is important to do some research on the company. Our experts have analyzed all the insurance companies across Pahrump and prepared a list of the cheapest home insurance providers. You can find below the Pahrump home insurance companies and their average annual premium.

Home insurance company	Annual rate
Nationwide	$1,125
State Farm	$1,329
American Family	$1,490
CSAA Insurance (AAA)	$1,530
Farmers	$1,711
Country Financial	$1,919
USAA*	$1,330

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Pahrump for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.