How much is homeowners insurance in Mount Dora,FL

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The average cost of homeowners insurance in Mount Dora is $4,024 per year (for the coverage level of $300,000 for dwelling, $100,000 for liability protection and $1000 deductible), based on Insure.com’s rate data analysis. It’s $1,520 more than the national average of $2,504.

However, homeowners insurance rates can vary drastically from one home to another. Home insurance rates in Mount Dora depend on a number of factors, including:

Size of your home
Age of your home
Amount of coverage you need
Location
Your credit score

To make sure you are getting the best deal on home insurance, it is important to get quotes from multiple insurers to find the right coverage for your needs. Read this guide to know how much homeowners insurance cost per month in Mount Dora, home insurance cost for different dwelling coverage, also know which companies offer cheap home insurance in Mount Dora.

In this guide, we will explain everything from what coverage options are available to which companies have the cheapest rates for homeowners insurance in Mount Dora.

Key takeaways

The cost of your homeowners insurance policy in Mount Dora can vary based on factors such as your location, the value of your home, and the coverage options you select.
Travelers is the cheapest homeowners insurance company in Mount Dora with an average annual premium of $1,013.
If you increase your dwelling coverage from $200,000 to $300,000, you will pay $1,035 more, annually for home insurance.

How much is homeowners insurance in Mount Dora per month

Mount Dora homeowners pay an average of $335 a month, based on our rate analysis. It’s $46 less than the state average of $381 and $126 more than the national average for home insurance across the United States. The price of your homeowners insurance policy in Mount Dora may vary depending on where you live, the value of your home, and the coverage you choose.

How much is homeowners insurance for a $200,000 house in Mount Dora

The average cost of homeowners insurance in Mount Dora, FL is $2,989 annually for the dwelling coverage of $200,000 and the liability protection of $100,000. The amount you pay for home insurance each year depends on many different things. The types of natural disasters or events that take place in your area affect how much you pay for coverage in your city.

Some areas are more at risk for natural disasters, like flood, hurricanes, or tornadoes. This means that if something happens, the cost of rebuilding would be higher in those areas, thereby leading to higher insurance premiums. Your insurance policy might not cover damage caused by floods or hurricanes. So, if you live in a flood-prone area, consider buying flood insurance coverage.

How much is homeowners insurance for a $300,000 house in Mount Dora

According to a rate analysis by Insure.com, homeowners in Mount Dora pay an average of $4,024 per year for a $300,000 house. These rates are for the coverage limits of $100,000 for liability protection and $1000 deductible.

If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $1,035 more a year for home insurance. It would be best to buy enough insurance to cover the full cost of rebuilding your home.

However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area.

How much is homeowners insurance in Mount Dora by company

Among the carriers analyzed, Travelers is the most affordable homeowners insurance company in Mount Dora. It’s average annual rate for homeowners in Mount Dora is $1,013.

Amer Integrity Ins Co of FL, ranks second and Progressive makes it to the third spot with an average annual home insurance rate of $2,560.

Research on the company is essential before selecting a homeowners insurance policy. Insure.com has thoroughly examined all insurance companies operating in Mount Dora and compiled a list of the most affordable home insurance companies.

Below are details of Mount Dora home insurance companies and their average annual premiums.

Home insurance company	Annual rate
Travelers	$1,013
Amer Integrity Ins Co of FL	$2,047
Progressive	$2,560
Security First Insurance	$2,575
Heritage Insurance Holdings	$3,682
HCI Group Inc	$4,268
State Farm	$4,273
Allstate	$5,121
Nationwide	$6,247
Citizens Property Insurance	$6,419
FedNat Holding	$6,840
Universal Insurance Holding	$7,558

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Mount Dora for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.