How much is homeowners insurance in Leeds,MA

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As per Insure.com’s rate data analysis, the average cost of homeowners insurance in Leeds is $1,217 per year (for the coverage level of $300,000 for dwelling, $100,000 for liability protection and $1000 deductible), It’s $1,287 less than the national average of $2,504 .

Homeowners insurance rates differ significantly from one home to another. Home insurance rates in Leeds depend on several factors, including:

Size of your home
Age of your home
Amount of coverage you need
Location
Your credit score

State Farm is the cheapest homeowners insurance company in Leeds with an average annual premium of $1,217 per year.

This guide covers everything from available coverage options to companies with the cheapest homeowners insurance rates in Leeds. Keep reading to learn about the monthly cost of homeowners insurance in Leeds, the cost for different dwelling coverage levels, and discover which companies provide the most affordable home insurance in Leeds.

Key takeaways

In Leeds, homeowners insurance costs $1,217 annually.
State Farm offers the most affordable homeowners insurance in Leeds with an average annual premium of $721.
If you increase your dwelling coverage from $200,000 to $300,000, your annual home insurance premium will be $252 higher.

How much is homeowners insurance in Leeds per month

Leeds homeowners pay an average of $101 a month, based on our rate analysis. It’s $34 less than the state average of $135 and $108 less than the national average for home insurance across the United States. The price of your homeowners insurance policy in Leeds may vary depending on where you live, the value of your home, and the coverage you choose.

How much is homeowners insurance for a $200,000 house in Leeds

In Leeds, MA, homeowners pay an average of $965 annually for a $200,000 home. The annual cost of home insurance is influenced by factors such as the risk of natural disasters in your area.

Regions more susceptible to natural disasters, such as floods, hurricanes, or tornadoes, typically face higher rebuilding costs, leading to increased insurance premiums. It is important to understand that standard insurance policies might not cover damages caused by floods or hurricanes. If you live in a flood-prone area, it is advisable to purchase flood insurance.

How much is homeowners insurance for a $300,000 house in Leeds

As per rate analysis by Insure.com, homeowners residing in Leeds typically pay an average of $1,217 annually to insure a home for coverage limits of $300,000 dwelling, $100,000 liability protection with a $1,000 deductible.

Your home insurance rates will be increased by $252 if you increase your dwelling coverage from $200,000 to $300,000. It is advisable to buy enough insurance sufficient insurance to cover the entire cost of rebuilding your home. However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area.

How much is homeowners insurance in Leeds by company

After evaluating several carriers, State Farm is the least expensive homeowners insurance provider in Leeds. It’s average annual rate for homeowners in Leeds is $721.

Andover Insurance holds the second position, while Travelers secures the third spot with an average annual home insurance rate of $888.

Researching the insurance company is crucial before selecting a homeowners insurance policy. Our experts have analyzed all insurance providers in Leeds and compiled a list of the cheapest home insurance providers. Below, you’ll find the home insurance companies in Leeds and their average annual premiums.

Home insurance company	Annual rate
State Farm	$721
Andover Insurance	$728
Travelers	$888
Vermont Mutual	$932
Heritage Insurance Holdings	$1,126
Arbella Insurance	$1,185
Safety Insurance	$1,203
Mapfre Insurance	$1,387
Allstate	$1,494
Amica Mutual	$1,663
USAA*	$1,554

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Leeds for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.