How much is homeowners insurance in Frisco,NC

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In Frisco, homeowners pay an average annual rate of $9,907 (for the coverage level of $300,000 for dwelling, $100,000 for liability protection, and $1,000 deductible), according to Insure.com’s rate analysis. It’s $7,403 more than the national average of $2,504.

Homeowners insurance rates change from one home to another. The home insurance premium in Frisco depends on various factors, such as:

Size of your home
Age of your home
Amount of coverage you need
Location
Your credit score

To ensure you secure the best homeowners insurance policy, compare quotes from multiple insurers, enabling you to find the right coverage that aligns with your specific requirements.

Read this guide to learn how much homeowners insurance costs monthly in Frisco, what home insurance costs for different dwelling coverage, and which companies offer cheap home insurance in Frisco.

Key takeaways

In Frisco, homeowners insurance costs $9,907 annually.
North Carolina Farm Bureau offers the most affordable homeowners insurance in Frisco with an average annual premium of $5,359.
If you increase your dwelling coverage from $200,000 to $300,000, your annual home insurance premium will be $2,319 higher.

How much is homeowners insurance in Frisco per month

According to Insure.com’s rate analysis, residents of Frisco pay an average of $826 per month for homeowners insurance. This is $582 more than the state average of $244 and $617 more than the national average for home insurance across the United States. The cost of your homeowners insurance policy in Frisco can vary depending on your location, property value, and selected coverage options.

How much is homeowners insurance for a $200,000 house in Frisco

In Frisco, NC, homeowners pay an average of $7,588 annually for a $200,000 house. The amount you pay for home insurance each year depends on factors such as – natural disasters or events within your locality.

Some regions are more at risk for natural disasters, like floods, hurricanes, or tornadoes, implying higher rebuilding rates in these areas are higher, resulting in higher insurance premiums. It’s essential to note that your insurance policy might not cover damages caused by floods or hurricanes. If you reside in an area prone to flooding, consider buying flood insurance.

How much is homeowners insurance for a $300,000 house in Frisco

According to a rate analysis by Insure.com, homeowners in Frisco pay an average of $9,907 per year for a $300,000 house. These rates are for the coverage limits of $100,000 for liability protection and $1000 deductible.

If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $2,319 more a year for home insurance. It would be best to buy enough insurance to cover the full cost of rebuilding your home.

However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area.

How much is homeowners insurance in Frisco by company

After evaluating several carriers, North Carolina Farm Bureau is the least expensive homeowners insurance provider in Frisco. It’s average annual rate for homeowners in Frisco is $5,359.

Nationwide holds the second position, while State Farm secures the third spot with an average annual home insurance rate of $9,907.

Researching the insurance company is crucial before selecting a homeowners insurance policy. Our experts have analyzed all insurance providers in Frisco and compiled a list of the cheapest home insurance providers. Below, you’ll find the home insurance companies in Frisco and their average annual premiums.

Home insurance company	Annual rate
North Carolina Farm Bureau	$5,359
Nationwide	$9,548
State Farm	$9,907
USAA*	$8,613

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Frisco for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.