How much is homeowners insurance in Appleton,NY

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In Appleton, homeowners pay an average annual rate of $1,267 for a coverage level that includes $300,000 for dwelling, $100,000 for liability protection, and a $1,000 deductible, according to Insure.com’s rate analysis. This is $1,237 less than the national average of $2,504.

Homeowners insurance premiums can vary significantly from one property to another. In Appleton, the cost of home insurance is influenced by several factors, including:

Size of your home
Age of your home
Amount of coverage required
Location
Your credit score

It’s crucial to compare quotes from multiple insurers to ensure you get the best homeowners insurance policy. This allows you to find the coverage that meets your specific needs.

Read this guide to discover the monthly homeowners insurance cost in Appleton, explore the insurance costs for different dwelling coverage, and find out which companies offer affordable home insurance in Appleton.

Key takeaways

The cost of your homeowners insurance policy in Appleton can vary based on factors such as your location, the value of your home, and the coverage options you select.
American Family is the cheapest homeowners insurance company in Appleton with an average annual premium of $684.
If you increase your dwelling coverage from $200,000 to $300,000, you will pay $314 more, annually for home insurance.

How much is homeowners insurance in Appleton per month

According to Insure.com’s rate analysis, residents of Appleton pay an average of $106 per month for homeowners insurance. This is $42 less than the state average of $148 and $103 less than the national average for home insurance across the United States. The cost of your homeowners insurance policy in Appleton can vary depending on your location, property value, and selected coverage options.

How much is homeowners insurance for a $200,000 house in Appleton

In Appleton, NY, homeowners pay an average of $953 annually for a $200,000 house. The amount you pay for home insurance each year depends on factors such as – natural disasters or events within your locality.

Some regions are more at risk for natural disasters, like floods, hurricanes, or tornadoes, implying higher rebuilding rates in these areas are higher, resulting in higher insurance premiums. It’s essential to note that your insurance policy might not cover damages caused by floods or hurricanes. If you reside in an area prone to flooding, consider buying flood insurance.

How much is homeowners insurance for a $300,000 house in Appleton

Based on a rate analysis conducted by Insure.com, Appleton residents pay an average of $1,267 per year to insure a home for coverage limits of $300,000 dwelling, $100,000 liability with a $1,000 deductible. If you plan to increase your dwelling coverage from $200,000 to $300,000, you must pay an additional $314 per year for home insurance.

Buying adequate insurance to cover the entire expense of rebuilding your home is best advisable. However, the amount of dwelling coverage you need may vary depending on your home’s size, amenities, and the cost of living in your area.

How much is homeowners insurance in Appleton by company

Among the carriers analyzed, American Family is the cheapest homeowners insurance company in Appleton. It’s average annual rate for Appleton homeowners is $684. NYCM Insurance ranks second and Nationwide makes it to the third spot with an average annual home insurance rate of $960.

Before choosing a homeowners insurance policy, it is important to do some research on the company. Our experts have analyzed all the insurance companies across Appleton and prepared a list of the cheapest home insurance providers. You can find below the Appleton home insurance companies and their average annual premium.

Home insurance company	Annual rate
American Family	$684
NYCM Insurance	$827
Nationwide	$960
State Farm	$1,004
Travelers	$1,117
AIG	$1,193
Heritage Insurance Holdings	$1,343
Chubb Ltd	$1,412
Allstate	$1,820
Farmers	$1,864

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Appleton for $300,000 dwelling coverage, $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.