Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Wisconsin Best and cheapest companies for home and auto bundles in Wisconsin State Farm has the biggest auto and home bundling discount in Wisconsin at an average of 25%, and also has the cheapest overall bundled rate at an average of $2,361 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance expert and the executive editor of Insurance.com. Before joining QuinStreet, she was managing editor at Quote.com has a decade of experience writing about insurance. She also spent four years in customer service with Farmers Insurance. | Updated on: December 26, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When you shop for home and auto insurance, some companies will have a better deal on bundled coverage than others. We compared multi-policy discounts from insurance companies in Wisconsin to determine which will give you the biggest price break when you purchase multiple types of coverage.State Farm offers the biggest percentage break on your home and auto premiums in Wisconsin when you bundle. Bundle your policies with this insurance company, and it will cut your costs by an average of 24%. Meanwhile, State Farm offers the cheapest overall rate when you bundle with the company in Wisconsin. On average, you will pay $2,083 when you bundle. Key Takeaways In Wisconsin, State Farm is the top choice for bundling home and auto insurance. It offers an average savings of 24%.Some insurance companies offer more significant bundling discounts, so comparing quotes is a good idea.Your ZIP code plays a major role in determining how much you can save on your home and auto insurance bundle.Bundling is usually a smart move, but sometimes it might not be the best option. How we picked the best companies for home and auto bundlingIn 2024, we analyzed home and auto insurance rates provided by Quadrant Data Services, focusing on the average bundling discounts each company offers. We calculated both pre- and post-bundling insurance costs based on these average discount rates to provide a clear view of potential savings. Our analysis encompassed data from 48 insurance companies across 4,686 ZIP codes, delivering a comprehensive look at bundling benefits nationwide.Our recommendation for the best home and auto bundles in WisconsinInsure.com’s analysis ranked companies based on the average bundle discount they offer both in terms of dollar amount and percentage. Based on those criteria, these are the best companies for home and auto bundles in Wisconsin.State FarmThe average bundle discount at State Farm is $672, or 24%. Before the bundle discount is added, the average cost of home and auto insurance is $2,755. After getting a bundle discount, the cost drops to $2,083. State Farm ranked at No. 6 in our Best Auto Insurance Companies ranking and No. 4 in the Best Home Insurance Companies ranking.American FamilyAmerican Family offers an average discount of $466 when you bundle your auto and home insurance, which is about 16%. Without the discount, the average cost is $2,866, but with the discount, the price drops to $2,400.NationwideBundling auto and home insurance with Nationwide can save an average of $414, or 15%. Without the discount, the coverage costs $2,690, but after the discount, it’s only $2,276.Farmers InsuranceFarmers Insurance offers an average bundle discount of $659, which is about 19%. Without the discount, the combined cost of home and auto insurance is $3,422. After applying the discount, the total cost drops to $2,763.AllstateThe average bundle discount at Allstate is $561, or 16%. Before getting a bundle discount, customers see average rates of $3,511 for coverage. With the bundle discount, customers see average rates of $2,950. Allstate ranked at No. 11 in our Best Auto Insurance Companies ranking and No. 5 in the Best Home Insurance Companies ranking.Compare home and auto bundles in WisconsinBundling your home and auto insurance in Wisconsin can help you save, but the savings vary depending on the company. Let’s take a look at how much you can save with some of the top insurers.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$2,083 4787.4A++24%82.03American Family$2,400 5085A16%64.89Nationwide$2,276 4286.6A15%64.17Farmers Insurance$2,763 4382A19%62.88Allstate$2,950 3985A+16%57.83Auto-Owners$2,903 4981.2A++11%53.66What company offers the cheapest home and auto bundles in Wisconsin?State Farm offers the biggest percentage discount if you bundle. State Farm offers the cheapest rate overall if you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$1,568$1,187$2,755$2,083Nationwide$1,449$1,241$2,690$2,276American Family$1,668$1,198$2,866$2,400Farmers Insurance$1,595$1,827$3,422$2,763Auto-Owners$1,814$1,465$3,279$2,903Allstate$1,084$2,427$3,511$2,950Most and least expensive ZIP codes for home and auto insurance bundles in WisconsinWhere you live can help to determine how big of a discount you will get for bundling coverage, and also the base rates from which that discount is taken. Here are the most and least expensive ZIP codes in Wisconsin for policyholders who bundle their coverage:Most expensive ZIP codesThe ZIP code 53206 in Wisconsin has the highest average cost for bundling home and auto insurance, at $3,347. See the top 10 most expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference53206$3,34717%53216$3,34317%53218$3,24617%53205$3,22917%53212$3,20817%53210$3,18717%53208$3,13517%53204$3,12917%53209$3,10917%53233$3,07017%Least expensive ZIP codesThe least expensive ZIP code in Wisconsin for bundling home and auto insurance is 53081, with an average cost of $2,153. Here are the 10 cheapest ZIP codes:ZIP codeAverage auto and home after discountAverage difference53081$2,15317%54301$2,16917%54313$2,17417%54311$2,17417%54303$2,17917%53083$2,18017%54304$2,18517%54302$2,19517%54915$2,19517%54914$2,21517% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Wisconsin? Bundling your insurance policies can save you money and add convenience. With a single insurer, you’ll have one point of contact and easy access to all your coverage details on one website.While bundling can be a good deal, it’s not always the right choice. Sometimes, a company may offer great auto insurance rates but have higher prices for homeowners insurance, so it might be worth looking elsewhere for your homeowners coverage.Also, some insurers might provide the right coverage you need for one type of insurance but not for the other.Instead of relying on a bundle, it’s worth checking out other options to ensure you get the best deal.Remember when buying insurance that you’re doing so to protect your most valuable assets, says Christine O’Brien, president of the Insurance Council of New Jersey. Take the time to learn about policy limits and coverages and get several quotes. How can you switch to a home and auto bundle in Wisconsin? Bundling your policies is a quick process. When one of your insurance policies is up for renewal, you can decide to bundle your car and homeowners insurance with the same company.You don’t have to wait until renewal to bundle. If you cancel any of your policies early, you’ll likely get a refund for the months you won’t be covered.Remember not to cancel your old policy until your new coverage is in place to avoid any gaps in coverage. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in WisconsinCheapest car insurance in WisconsinWisconsin car insurance calculatorNon-owner auto insurance in Wisconsin: Which company has the cheapest rates?Cheapest SR-22 insurance in Wisconsin How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWest Virginia$2,361/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher | . .Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. 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Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in WisconsinCompare home and auto bundles in WisconsinWhat company offers the cheapest home and auto bundles in Wisconsin?Most and least expensive ZIP codes for home and auto insurance bundles in WisconsinFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates