Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Vermont Best and cheapest companies for home and auto bundles in Vermont State Farm has the biggest auto and home bundling discount in Vermont at an average of 26%, while Auto-Owners has the cheapest overall bundled rate at an average of $1,553 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at Insurance.com. | Updated on: December 26, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When you shop for home and auto insurance, some companies will have a better deal on bundled coverage than others. We compared multi-policy discounts from insurance companies in Vermont to determine which will give you the biggest price break when you purchase multiple types of coverage.State Farm offers the biggest percentage break on your home and auto premiums in Vermont when you bundle. Bundle your policies with this insurance company, and it will cut your costs by an average of 26%. Meanwhile, Auto-Owners offers the cheapest overall rate when you bundle with the company in Vermont. On average, you will pay $1,553 when you bundle. Key Takeaways In Vermont, State Farm is the top choice for bundling home and auto insurance. It offers an average savings of 26%.Some insurance companies offer more significant bundling discounts, so comparing quotes is a good idea.Your ZIP code plays a major role in determining how much you can save on your home and auto insurance bundle.Bundling is usually a smart move, but sometimes it might not be the best option. How we picked the best companies for home and auto bundlingIn 2024, we analyzed home and auto insurance rates provided by Quadrant Data Services, focusing on the average bundling discounts each company offers. We calculated both pre- and post-bundling insurance costs based on these average discount rates to provide a clear view of potential savings. Our analysis encompassed data from 48 insurance companies across 4,686 ZIP codes, delivering a comprehensive look at bundling benefits nationwide.Our recommendation for the best home and auto bundles in VermontWe assessed companies based on the average savings they offer for home and auto insurance bundles, considering both dollar amounts and percentage discounts. Here are the top insurance companies in Vermont for home and auto bundling.State FarmState Farm offers an average bundle discount of $532, which is a 26% savings on your premiums. Before the discount, the combined home and auto insurance cost is $2,085, and after applying the bundle discount, the total cost drops to $1,553.AllstateAllstate offers an average discount of $686 when you bundle your auto and home insurance, which is about 22%. Without the discount, the average cost is $3,167, but with the discount, the price drops to $2,481.Auto-OwnersAuto-Owners offers an average discount of $236 when you bundle your auto and home insurance, which is about 13%. Without the discount, the average cost is $1,789, but with the discount, it drops to $1,553.Compare home and auto bundles in VermontThe amount you can save on home and auto insurance with a bundle in Vermont varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$1,553 4787.4A++26%82.03Allstate$2,481 3985A+22%67.22Auto-Owners$1,553 4981.2A++13%66.87What company offers the cheapest home and auto bundle in Vermont?State Farm provides the largest discount on premiums for bundled insurance, while Auto-Owners offers the lowest overall rate when you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleAuto-Owners$742$1,047$1,789$1,553State Farm$1,237$848$2,085$1,553Union Mutual$992$917$1,909$1,596Vermont Mutual$693$1,547$2,240$1,797Allstate$790$2,377$3,167$2,481Co-operative Insurance$1,397$1,757$3,154$2,852Most and least expensive ZIP codes for home and auto insurance bundles in VermontWhere you live can help to determine how big of a discount you will get for bundling coverage, and also the base rates from which that discount is taken. Here are the most and least expensive ZIP codes in Vermont for policyholders who bundle their coverage:Most expensive ZIP codesThe most expensive ZIP code in Vermont for bundling home and auto insurance is 5464, with an average cost of $2,038. Here are the 10 most expensive ZIP codes:ZIP codeAverage auto and home after discountAverage difference5464$2,03818%5079$2,02418%5360$2,01718%5363$2,01118%5251$2,01118%5454$2,01018%5261$2,00918%5355$2,00318%5101$1,99618%5345$1,99518%Least expensive ZIP codesThe least expensive ZIP code in Vermont for bundling home and auto insurance is 5403, with an average cost of $1,888. Here are the 10 cheapest ZIP codes:ZIP codeAverage auto and home after discountAverage difference5403$1,88818%5641$1,89518%5602$1,91418%5408$1,91418%5401$1,91718%5478$1,93618%5405$1,94318%5843$1,95318%5821$1,95418%5491$1,96018% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Vermont? Bundling your insurance policies can save you money and add convenience. With a single insurer, you’ll have one point of contact and easy access to all your coverage details on one website.While bundling can be a good deal, it’s not always the right choice. Sometimes, a company may offer great auto insurance rates but have higher prices for homeowners insurance, so it might be worth looking elsewhere for your homeowners coverage.Also, some insurers might provide the right coverage you need for one type of insurance but not for the other.Instead of relying on a bundle, it’s worth checking out other options to ensure you get the best deal.Remember when buying insurance that you’re doing so to protect your most valuable assets, says Christine O’Brien, president of the Insurance Council of New Jersey. Take the time to learn about policy limits and coverages and get several quotes. How can you switch to a home and auto bundle in Vermont? Bundling your policies is a quick process. When one of your insurance policies is up for renewal, you can decide to bundle your car and homeowners insurance with the same company.You don’t have to wait until renewal to bundle. If you cancel any of your policies early, you’ll likely get a refund for the months you won’t be covered.Remember not to cancel your old policy until your new coverage is in place to avoid any gaps in coverage. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in VermontCheapest car insurance in VermontVermont car insurance calculatorNon-owner car insurance in Vermont: Which company has the cheapest rates?Cheapest SR-22 insurance in Vermont How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVirginia$1,995/YearWashington$1,762/YearWashington, D.C.$2,506/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher . .Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. 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Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in VermontCompare home and auto bundles in VermontWhat company offers the cheapest home and auto bundle in Vermont?Most and least expensive ZIP codes for home and auto insurance bundles in VermontFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates