Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in South Carolina Best and cheapest companies for home and auto bundles in South Carolina State Farm has the biggest auto and home bundling discount in South Carolina at an average of 26%, and also has the cheapest overall bundled rate at an average of $2,766 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at Insurance.com. | Updated on: December 26, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When you shop for home and auto insurance, some companies will have a better deal on bundled coverage than others. We compared multi-policy discounts from insurance companies in South Carolina to determine which will give you the biggest price break when you purchase multiple types of coverage.State Farm offers the biggest percentage break on your home and auto premiums in South Carolina when you bundle. Bundle your policies with this insurance company, and it will cut your costs by an average of 26%. Meanwhile, State Farm offers the cheapest overall rate when you bundle with the company in South Carolina. On average, you will pay $2,766 when you bundle. Key Takeaways In South Carolina, State Farm is the best home and auto bundle insurance provider, offering an average discount of 26%.Some companies offer bigger savings for bundling than others, so it pays to shop around.Where you live within the state will impact how much you can save by bundling.Bundling usually makes sense, but there are situations where this might not be the case. How we picked the best companies for home and auto bundlingInsure.com analyzed home and auto insurance rates from Quadrant Data Services in 2024 for all 50 states and Washington, D.C. Home and auto bundling discount percentages, based on the average discount from each company were also analyzed. Before and after bundling rates were calculated using the average discount percentage. We included 48 companies and 4,686 ZIP codes in our analysis.Our recommendation for the best home and auto bundles in South CarolinaWe assessed companies based on the average savings they offer for home and auto insurance bundles, considering both dollar amounts and percentage discounts. Here are the top insurance companies in South Carolina for home and auto bundling.State FarmState Farm offers a 26% bundle discount, which amounts to an average savings of $974. The combined cost of home and auto insurance before the discount is $3,740, and after the discount, it drops to $2,766.Auto-OwnersAuto-Owners offers an average discount of $463 when you bundle your auto and home insurance, which is about 13%. Without the discount, the average cost is $3,603, but with the discount, the price drops to $3,140.AllstateAllstate offers an average discount of $552 when you bundle your auto and home insurance, which is about 14%. Without the discount, the average cost is $4,025, but with the discount, it drops to $3,473.TravelersThe average bundle discount at Travelers is $677, which is a 11% savings. The cost of home and auto insurance before the discount is $6,258, but it lowers to $5,581 after applying the discount.Compare home and auto bundles in South CarolinaBundling your home and auto insurance in South Carolina can result in significant savings, though the exact amount depends on the insurer. The table below highlights rates and potential savings with leading companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$2,766 4787.4A++26%82.03Auto-Owners$3,140 4981.2A++13%64.53Allstate$3,473 3985A+14%62.46Travelers$5,581 4483.6A++11%52.82What company offers the cheapest home and auto bundles in South Carolina?State Farm offers the biggest percentage discount if you bundle. State Farm offers the cheapest rate overall if you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$2,076$1,664$3,740$2,766Auto-Owners$1,976$1,627$3,603$3,140Allstate$1,356$2,669$4,025$3,473Travelers$4,772$1,486$6,258$5,581Most and least expensive ZIP codes for home and auto insurance bundles in South CarolinaThe ZIP code you live in can influence the discount you’ll get for bundling your coverage and the base rates before the discount is applied. Here’s a list of the most and least expensive ZIP codes in South Carolina for bundling insurance.Most expensive ZIP codesThe most expensive ZIP code in South Carolina for bundling home and auto insurance is 29225, with an average cost of $4,691. Here are the 10 most expensive ZIP codes:ZIP codeAverage auto and home after discountAverage difference29225$4,69116%29222$4,63116%29555$4,33017%29010$4,11116%29102$4,03616%29483$4,02217%29153$4,02116%29154$3,92416%29044$3,92316%29512$3,92216%Least expensive ZIP codesThe least expensive ZIP code in South Carolina for bundling home and auto insurance is 29575, with an average cost of $3,369. Here are the 10 cheapest ZIP codes:ZIP codeAverage auto and home after discountAverage difference29575$3,36916%29577$3,39316%29902$3,41116%29906$3,44216%29572$3,46116%29707$3,48215%29715$3,49015%29803$3,51816%29672$3,51815%29708$3,52115% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in South Carolina? Bundling your insurance can help you save money and make managing your policies easier. With one company handling everything, you can check all your coverages in one place.However, bundling isn’t always the cheapest move. If you find a great deal on car insurance but your homeowners insurance is much more expensive with the same company, you might save more by getting separate policies from different insurers.It’s also possible that a company has the right coverage for one type of insurance but not for the other.Instead of assuming a bundle is the best deal, it’s always a good idea to shop around and compare quotes.“Remember when buying insurance that you’re doing so to protect your most valuable assets,” says Christine O’Brien, president of the Insurance Council of New Jersey. “Take the time to learn about policy limits and coverages and get several quotes.” How can you switch to a home and auto bundle in South Carolina? Switching to a bundled policy is simple, and many people take this step when their insurance comes up for renewal. For example, if your car insurance is with one company and your homeowners insurance with another, you can easily combine them under one insurer when it’s time to renew.However, you don’t have to wait until renewal to bundle your policies. If you cancel one of your policies before it expires, you might get a refund for the months you won’t be covered by that insurer.But before canceling coverage on any of your policies, make sure your new coverage is set up and active. Don’t cancel the old one until you’re fully covered. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in South CarolinaCheapest car insurance in South CarolinaSouth Carolina car insurance calculatorNon-owner auto insurance in South Carolina: Which company has the cheapest rates?Cheapest SR-22 insurance in South Carolina How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWashington, D.C.$2,506/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher . .Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. In case you missed it Best Car Insurance Companies of 2024 Car insurance rates by state in 2025 What is full coverage car insurance? How much does car insurance cost for seniors in 2025? A complete guide to adding a teenager to your car insurance policy in 2025 What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? Used car insurance costs: Most and least expensive models to insure The Best Car Insurance for Bad Credit of 2021 The best car insurance companies for speeding tickets Car insurance after a DUI Guide to car insurance discounts Proper insurance coverage for college-bound children How to read your auto insurance policy A complete list of car insurance companies New driver insurance grace period: What you need to know How much do insurance agents make? Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in South CarolinaCompare home and auto bundles in South CarolinaWhat company offers the cheapest home and auto bundles in South Carolina?Most and least expensive ZIP codes for home and auto insurance bundles in South CarolinaFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates