Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Pennsylvania Best and cheapest companies for home and auto bundles in Pennsylvania State Farm has the biggest auto and home bundling discount in Pennsylvania at an average of 24%, and also has the cheapest overall bundled rate at an average of $2,589 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at Insurance.com. | Updated on: December 26, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When you shop for home and auto insurance, some companies will have a better deal on bundled coverage than others. We compared multi-policy discounts from insurance companies in Pennsylvania to determine which will give you the biggest price break when you purchase multiple types of coverage.State Farm offers the biggest percentage break on your home and auto premiums in Pennsylvania when you bundle. Bundle your policies with this insurance company, and it will cut your costs by an average of 24%. Meanwhile, State Farm offers the cheapest overall rate when you bundle with the company in Pennsylvania. On average, you will pay $2,589 when you bundle. Key Takeaways In Pennsylvania, State Farm is the best home and auto bundle insurance provider, offering an average discount of 24%.Some companies offer bigger savings for bundling than others, so it pays to shop around.Where you live within the state will impact how much you can save by bundling.Bundling usually makes sense, but there are situations where this might not be the case. How we picked the best companies for home and auto bundlingIn 2024, we analyzed home and auto insurance rates provided by Quadrant Data Services, focusing on the average bundling discounts each company offers. We calculated both pre- and post-bundling insurance costs based on these average discount rates to provide a clear view of potential savings. Our analysis encompassed data from 48 insurance companies across 4,686 ZIP codes, delivering a comprehensive look at bundling benefits nationwide.Our recommendation for the best home and auto bundles in PennsylvaniaWe assessed companies based on the average savings they offer for home and auto insurance bundles, considering both dollar amounts and percentage discounts. Here are the top insurance companies in Pennsylvania for home and auto bundling.State FarmState Farm offers a 24% bundle discount, which amounts to an average savings of $833. The combined cost of home and auto insurance before the discount is $3,422, and after the discount, it drops to $2,589.Erie InsuranceErie Insurance offers an average discount of $679 when you bundle your auto and home insurance, which is about 16%. Without the discount, the average cost is $4,237, but with the discount, the price drops to $3,558.AllstateBundling auto and home insurance with Allstate can save an average of $912, or 19%. Without the discount, the coverage costs $4,690, but after the discount, it’s only $3,778.NationwideThe average bundle discount at Nationwide is $752, or 18%. Before the discount is added, the average cost of home and auto insurance is $4,277. After adding the bundle discount, the average cost is $3,525. Nationwide ranked at No. 4 in our Best Auto Insurance Companies ranking and at No. 7 in the Best Home Insurance Companies ranking.TravelersThe average bundle discount at Travelers is $778, or 11%. Before getting a bundle discount, customers see average rates of $7,109 for coverage. With the bundle discount, customers see average rates of $6,331. Travelers ranked at No. 3 in our Best Auto Insurance Companies ranking and No. 9 in the Best Home Insurance Companies ranking.Compare home and auto bundles in PennsylvaniaThe amount you can save on home and auto insurance with a bundle in Pennsylvania varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$2,589 4787.4A++24%82.03Erie Insurance$3,558 7393.2A+16%72.35Allstate$3,778 3985A+19%69.03Nationwide$3,525 4286.6A18%67.92Travelers$6,331 4483.6A++11%52.82What company offers the cheapest home and auto bundle in Pennsylvania?State Farm provides the largest discount on premiums for bundled insurance, while State Farm offers the lowest overall rate when you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$1,532$1,890$3,422$2,589Nationwide$2,188$2,089$4,277$3,525Erie Insurance$2,060$2,177$4,237$3,558Allstate$989$3,701$4,690$3,778Travelers$5,536$1,573$7,109$6,331Most and least expensive ZIP codes for home and auto insurance bundles in PennsylvaniaThe ZIP code you live in can influence the discount you’ll get for bundling your coverage and the base rates before the discount is applied. Here’s a list of the most and least expensive ZIP codes in Pennsylvania for bundling insurance.Most expensive ZIP codesThe ZIP code 19140 in Pennsylvania has the highest average cost for bundling home and auto insurance, at $5,697. See the top 10 most expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference19140$5,69717%19141$5,67517%19142$5,63517%19138$5,62617%19132$5,58817%19126$5,57817%19143$5,54217%19109$5,53917%19120$5,51017%19139$5,49217%Least expensive ZIP codesThe least expensive ZIP code in Pennsylvania for home and auto insurance bundling is 17331 at an average rate of $2,409. See the 10 least expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference17331$2,40918%17404$2,42618%17406$2,43918%17408$2,44018%17403$2,45118%17407$2,46418%17601$2,48518%17402$2,48718%17721$2,49219%17003$2,49719% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Pennsylvania? Bundling your insurance policies can save you money and add convenience. With a single insurer, you’ll have one point of contact and easy access to all your coverage details on one website.While bundling can be a good deal, it’s not always the right choice. Sometimes, a company may offer great auto insurance rates but have higher prices for homeowners insurance, so it might be worth looking elsewhere for your homeowners coverage.Also, some insurers might provide the right coverage you need for one type of insurance but not for the other.Instead of relying on a bundle, it’s worth checking out other options to ensure you get the best deal.Remember when buying insurance that you’re doing so to protect your most valuable assets, says Christine O’Brien, president of the Insurance Council of New Jersey. Take the time to learn about policy limits and coverages and get several quotes. How can you switch to a home and auto bundle in Pennsylvania? Bundling your policies is a quick process. When one of your insurance policies is up for renewal, you can decide to bundle your car and homeowners insurance with the same company.You don’t have to wait until renewal to bundle. If you cancel any of your policies early, you’ll likely get a refund for the months you won’t be covered.Remember not to cancel your old policy until your new coverage is in place to avoid any gaps in coverage. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in PennsylvaniaCheapest car insurance in PennsylvaniaPennsylvania car insurance calculatorNon-owner car insurance in Pennsylvania: Which company has the cheapest rates?Cheapest SR-22 insurance in Pennsylvania How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWashington, D.C.$2,506/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher . .Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. 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Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in PennsylvaniaCompare home and auto bundles in PennsylvaniaWhat company offers the cheapest home and auto bundle in Pennsylvania?Most and least expensive ZIP codes for home and auto insurance bundles in PennsylvaniaFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates