Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in New Hampshire Best and cheapest companies for home and auto bundles in New Hampshire State Farm has the biggest auto and home bundling discount in New Hampshire at an average of 31%, while Allstate has the cheapest overall bundled rate at an average of $4,641 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie is a home and auto insurance expert, educator and content creation professional. She has nearly two decades of experience in the insurance industry, first as a customer service representative at Farmers Insurance and now as a researcher and writer for QuinStreet’s CarInsurance.com, Insurance.com and Insure.com. She also has written for insurance shopping sites such as ExpertInsuranceReviews.com and InsuranceHotline.com. | Updated on: December 26, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When you shop for home and auto insurance, some companies will have a better deal on bundled coverage than others. We compared multi-policy discounts from insurance companies in New Hampshire to determine which will give you the biggest price break when you purchase multiple types of coverage.State Farm offers the biggest percentage break on your home and auto premiums in New Hampshire when you bundle. Bundle your policies with this insurance company, and it will cut your costs by an average of 24%. Meanwhile, State Farm offers the cheapest overall rate when you bundle with the company in New Hampshire. On average, you will pay $1,615 when you bundle. Key Takeaways In New Hampshire, State Farm is the best home and auto bundle insurance provider, offering an average discount of 24%.Some companies offer bigger savings for bundling than others, so it pays to shop around.Where you live within the state will impact how much you can save by bundling.Bundling usually makes sense, but there are situations where this might not be the case. How we picked the best companies for home and auto bundlingIn 2024, we conducted an analysis of home and auto insurance rates across all 50 states and Washington, D.C. using data from Quadrant Data Services. We examined the average bundling discounts offered by various insurance companies, calculating both pre- and post-bundling rates based on these discounts. Our analysis covered 48 insurance companies and data from 4,686 ZIP codes, providing a comprehensive view of bundling benefits nationwide.Our recommendation for the best home and auto bundles in New HampshireInsure.com’s analysis ranked companies based on the average bundle discount they offer both in terms of dollar amount and percentage. Based on those criteria, these are the best companies for home and auto bundles in New Hampshire.State FarmState Farm offers an average bundle discount of $524, which is a 24% savings on your premiums. Before the discount, the combined home and auto insurance cost is $2,139, and after applying the bundle discount, the total cost drops to $1,615.NationwideThe average bundle discount at Nationwide is $473, or 19%. Without a bundle discount, customers pay $2,445 for coverage. After the bundle discount, customers pay $1,972 on average. Nationwide ranked at No. 4 in our Best Auto Insurance Companies ranking and No. 7 in the Best Home Insurance Companies ranking.AllstateBundling auto and home insurance with Allstate can save an average of $695, or 22%. Without the discount, the coverage costs $3,200, but after the discount, it’s only $2,505.Auto-OwnersAuto-Owners offers an average bundle discount of $354, which is about 14%. Without the discount, the combined cost of home and auto insurance is $2,443. After applying the discount, the total cost drops to $2,089.Compare home and auto bundles in New HampshireThe amount you can save on home and auto insurance with a bundle in New Hampshire varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$1,615 4787.4A++24%82.03Nationwide$1,972 4286.6A19%65.66Allstate$2,505 3985A+22%65.1Auto-Owners$2,089 4981.2A++14%58What company offers the cheapest home and auto bundles in New Hampshire?State Farm offers the biggest percentage discount if you bundle. State Farm offers the cheapest rate overall if you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$1,154$985$2,139$1,615Nationwide$1,428$1,017$2,445$1,972Auto-Owners$1,060$1,383$2,443$2,089MMG Insurance$1,907$1,009$2,916$2,442Allstate$1,049$2,151$3,200$2,505Most and least expensive ZIP codes for home and auto insurance bundles in New HampshireWhere you live can help to determine how big of a discount you will get for bundling coverage, and also the base rates from which that discount is taken. Here are the most and least expensive ZIP codes in New Hampshire for policyholders who bundle their coverage:Most expensive ZIP codesThe ZIP code 3102 in New Hampshire has the highest average cost for bundling home and auto insurance, at $2,309. See the top 10 most expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference3102$2,30919%3104$2,30819%3101$2,30319%3103$2,27219%3109$2,26019%3060$2,20219%3064$2,18319%3062$2,18319%3801$2,18119%3042$2,15819%Least expensive ZIP codesThe least expensive ZIP code in New Hampshire for bundling home and auto insurance is 3755, with an average cost of $2,020. Here are the 10 cheapest ZIP codes:ZIP codeAverage auto and home after discountAverage difference3755$2,02019%3766$2,02319%3431$2,02419%3756$2,03419%3458$2,04319%3743$2,05119%3260$2,05319%3774$2,06119%3435$2,06319%3235$2,06919% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in New Hampshire? Bundling your insurance can help you save money and make managing your policies easier. With one company handling everything, you can check all your coverages in one place.However, bundling isn’t always the cheapest move. If you find a great deal on car insurance but your homeowners insurance is much more expensive with the same company, you might save more by getting separate policies from different insurers.It’s also possible that a company has the right coverage for one type of insurance but not for the other.Instead of assuming a bundle is the best deal, it’s always a good idea to shop around and compare quotes.“Remember when buying insurance that you’re doing so to protect your most valuable assets,” says Christine O’Brien, president of the Insurance Council of New Jersey. “Take the time to learn about policy limits and coverages and get several quotes.” How can you switch to a home and auto bundle in New Hampshire? Switching to a bundled policy is simple, and many people take this step when their insurance comes up for renewal. For example, if your car insurance is with one company and your homeowners insurance with another, you can easily combine them under one insurer when it’s time to renew.However, you don’t have to wait until renewal to bundle your policies. If you cancel one of your policies before it expires, you might get a refund for the months you won’t be covered by that insurer.But before canceling coverage on any of your policies, make sure your new coverage is set up and active. Don’t cancel the old one until you’re fully covered. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in New HampshireCheapest car insurance in New HampshireNew Hampshire car insurance calculatorNon-owner auto insurance in New Hampshire: Which company has the cheapest rates?Cheapest SR-22 insurance in New Hampshire How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher . .Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. 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Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in New HampshireCompare home and auto bundles in New HampshireWhat company offers the cheapest home and auto bundles in New Hampshire?Most and least expensive ZIP codes for home and auto insurance bundles in New HampshireFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates