Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Nevada Best and cheapest companies for home and auto bundles in Nevada State Farm has the biggest auto and home bundling discount in Nevada at an average of 23%, and also has the cheapest overall bundled rate at an average of $2,442 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie is a home and auto insurance expert, educator and content creation professional. She has nearly two decades of experience in the insurance industry, first as a customer service representative at Farmers Insurance and now as a researcher and writer for QuinStreet’s CarInsurance.com, Insurance.com and Insure.com. She also has written for insurance shopping sites such as ExpertInsuranceReviews.com and InsuranceHotline.com. | Updated on: December 26, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When you shop for home and auto insurance, some companies will have a better deal on bundled coverage than others. We compared multi-policy discounts from insurance companies in Nevada to determine which will give you the biggest price break when you purchase multiple types of coverage.State Farm offers the biggest percentage break on your home and auto premiums in Nevada when you bundle. Bundle your policies with this insurance company, and it will cut your costs by an average of 23%. Meanwhile, State Farm offers the cheapest overall rate when you bundle with the company in Nevada. On average, you will pay $2,442 when you bundle. Key Takeaways In Nevada, State Farm offers the biggest average discount of 23% on home and auto insurance bundles.Different companies offer varying discounts for bundling, so it’s worth shopping around.Where you live in the state can affect how much you save by bundling.Bundling is generally a good idea, but in a few situations, it might not save you money. How we picked the best companies for home and auto bundlingIn 2024, we analyzed home and auto insurance rates provided by Quadrant Data Services, focusing on the average bundling discounts each company offers. We calculated both pre- and post-bundling insurance costs based on these average discount rates to provide a clear view of potential savings. Our analysis encompassed data from 48 insurance companies across 4,686 ZIP codes, delivering a comprehensive look at bundling benefits nationwide.Our recommendation for the best home and auto bundles in NevadaWe assessed companies based on the average savings they offer for home and auto insurance bundles, considering both dollar amounts and percentage discounts. Here are the top insurance companies in Nevada for home and auto bundling.State FarmThe average bundle discount at State Farm is $721, or 23%. Before the bundle discount is added, the average cost of home and auto insurance is $3,163. After getting a bundle discount, the cost drops to $2,442. State Farm ranked at No. 6 in our Best Auto Insurance Companies ranking and No. 4 in the Best Home Insurance Companies ranking.Farmers InsuranceFarmers Insurance offers an average discount of $953 when you bundle your auto and home insurance, which is about 21%. Without the discount, the average cost is $4,608, but with the discount, the price drops to $3,655.American FamilyBundling auto and home insurance with American Family can save an average of $603, or 15%. Without the discount, the coverage costs $4,137, but after the discount, it’s only $3,534.NationwideNationwide offers an average bundle discount of $284, which is about 9%. Without the discount, the combined cost of home and auto insurance is $3,017. After applying the discount, the total cost drops to $2,733.Compare home and auto bundles in NevadaThe amount you can save on home and auto insurance with a bundle in Nevada varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$2,442 4787.4A++23%82.03Farmers Insurance$3,655 4382A21%71.61American Family$3,534 5085A15%66.13Nationwide$2,733 4286.6A9%60.22What company offers the cheapest home and auto bundles in Nevada?If you bundle your policies, State Farm gives you the highest discount. State Farm has the lowest overall rate for bundling.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$1,379$1,784$3,163$2,442Nationwide$1,146$1,871$3,017$2,733American Family$1,288$2,849$4,137$3,534Farmers Insurance$1,435$3,173$4,608$3,655CSAA Insurance (AAA)$2,010$4,897$6,907$5,847Most and least expensive ZIP codes for home and auto insurance bundles in NevadaWhere you live can help to determine how big of a discount you will get for bundling coverage, and also the base rates from which that discount is taken. Here are the most and least expensive ZIP codes in Nevada for policyholders who bundle their coverage:Most expensive ZIP codesThe most expensive ZIP code in Nevada for bundling home and auto insurance is 89106, with an average cost of $4,732. Here are the 10 most expensive ZIP codes:ZIP codeAverage auto and home after discountAverage difference89106$4,73217%89104$4,58817%89169$4,58017%89101$4,56317%89109$4,52717%89102$4,48217%89158$4,48117%89103$4,48017%89146$4,45717%89110$4,42416%Least expensive ZIP codesThe least expensive ZIP code in Nevada for home and auto insurance bundling is 89701 at an average rate of $2,624. See the 10 least expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference89701$2,62416%89702$2,66817%89703$2,67917%89706$2,68717%89445$2,79416%89406$2,80517%89441$2,82416%89419$2,85717%89415$2,86217%89440$2,86317% Frequently asked questions about home and auto bundle insurance Is bundling home and auto insurance right for everyone in Nevada? Bundling your coverage can be one of the best ways to save on insurance. It also can be convenient to have all of your coverage with the same insurer. By bundling, you have one insurance company and can check all your coverages on a single website.However, bundling might not always be the wisest option. For example, an insurer that offers a great deal on auto insurance might charge higher rates on homeowners insurance. In such a circumstance, you might be better off purchasing your auto insurance from one insurer and your homeowners coverage from another.In addition, it is possible that an insurer might offer the coverage options you need for one type of insurance but not for the other.Rather than simply assuming that a bundle is your best deal, it always pays to shop around.“Remember when buying insurance that you’re doing so to protect your most valuable assets,” says Christine O’Brien, president of the Insurance Council of New Jersey. “Take the time to learn about policy limits and coverages and get several quotes.” How can you switch to a home and auto bundle in Nevada? Switching to a bundle is easy. Many people make this change when one of their policies is up for renewal. For example, if your auto insurance is with one company and your homeowners insurance is with another, you can decide to bundle your coverage with a single insurer the next time the coverage term for one of the two policies ends.However, you do not have to wait until renewal to bundle your policies. If you decide to cancel one of your policies prior to the end of its coverage term, you should receive a refund for the months you will no longer be insured with the company.If you decide to end coverage on one of your policies, be careful not to do so until you are sure your new coverage is in place and has been activated. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in NevadaCheapest car insurance in NevadaNevada car insurance calculatorNon-owner car insurance in Nevada: Which company has the cheapest rates?Cheapest SR-22 insurance in Nevada How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher . .Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. 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Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in NevadaCompare home and auto bundles in NevadaWhat company offers the cheapest home and auto bundles in Nevada?Most and least expensive ZIP codes for home and auto insurance bundles in NevadaFrequently asked questions about home and auto bundle insuranceMethodology ZIP Code Please enter valid ZIP See rates