Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Louisiana Best and cheapest companies for home and auto bundles in Louisiana State Farm has the biggest auto and home bundling discount in Louisiana at an average of 23%, and also has the cheapest overall bundled rate at an average of $3,987 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at Insurance.com. | Updated on: December 26, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When you shop for home and auto insurance, some companies will have a better deal on bundled coverage than others. We compared multi-policy discounts from insurance companies in Louisiana to determine which will give you the biggest price break when you purchase multiple types of coverage.State Farm offers the biggest percentage break on your home and auto premiums in Louisiana when you bundle. Bundle your policies with this insurance company, and it will cut your costs by an average of 23%. Meanwhile, State Farm offers the cheapest overall rate when you bundle with the company in Louisiana. On average, you will pay $3,987 when you bundle. Key Takeaways In Louisiana, State Farm is the best home and auto bundle insurance provider, offering an average discount of 23%.Some companies offer bigger savings for bundling than others, so it pays to shop around.Where you live within the state will impact how much you can save by bundling.Bundling usually makes sense, but there are situations where this might not be the case. How we picked the best companies for home and auto bundlingInsure.com analyzed home and auto insurance rates from Quadrant Data Services in 2024 for all 50 states and Washington, D.C. Home and auto bundling discount percentages, based on the average discount from each company were also analyzed. Before and after bundling rates were calculated using the average discount percentage. We included 48 companies and 4,686 ZIP codes in our analysis.Our recommendation for the best home and auto bundles in LouisianaWe assessed companies based on the average savings they offer for home and auto insurance bundles, considering both dollar amounts and percentage discounts. Here are the top insurance companies in Louisiana for home and auto bundling.State FarmState Farm offers a 23% bundle discount, which amounts to an average savings of $1,223. The combined cost of home and auto insurance before the discount is $5,210, and after the discount, it drops to $3,987.ProgressiveProgressive offers an average bundle discount of $454, or 9%. Before the bundle discount, you’ll pay an average of $4,818, which will decrease to $4,364 after the discount is applied.AllstateBundling auto and home insurance with Allstate can save an average of $433, or 9%. Without the discount, the coverage costs $4,852, but after the discount, it’s only $4,419.Compare home and auto bundles in LouisianaThe amount you can save on home and auto insurance with a bundle in Louisiana varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$3,987 4787.4A++23%82.03Progressive$4,364 4886.6A+9%56.29Allstate$4,419 3985A+9%53.29What company offers the cheapest home and auto bundle in Louisiana?State Farm provides the largest discount on premiums for bundled insurance, while State Farm offers the lowest overall rate when you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$2,203$3,007$5,210$3,987Progressive$1,403$3,415$4,818$4,364Allstate$1,357$3,495$4,852$4,419USAA$3,612$1,926$5,538$5,144Most and least expensive ZIP codes for home and auto insurance bundles in LouisianaThe ZIP code you live in can influence the discount you’ll get for bundling your coverage and the base rates before the discount is applied. Here’s a list of the most and least expensive ZIP codes in Louisiana for bundling insurance.Most expensive ZIP codesThe most expensive ZIP code in Louisiana for home and auto insurance bundling is 70127 at an average rate of $6,913. See the 10 most expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference70127$6,91311%70126$6,90011%70128$6,85511%70129$6,77212%70122$6,66311%70117$6,10711%70116$5,96611%70113$5,92911%70119$5,91811%70112$5,88611%Least expensive ZIP codesThe most affordable ZIP code in Louisiana for bundling home and auto insurance is 71446, with an average rate of $3,683. Below are the 10 least expensive ZIP codes.ZIP codeAverage auto and home after discountAverage difference71446$3,68313%71270$3,68413%71105$3,69613%71272$3,70113%71115$3,71013%70503$3,72412%70507$3,76012%70508$3,76712%71104$3,77613%70506$3,78312% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Louisiana? Bundling your insurance policies can save you money and add convenience. With a single insurer, you’ll have one point of contact and easy access to all your coverage details on one website.While bundling can be a good deal, it’s not always the right choice. Sometimes, a company may offer great auto insurance rates but have higher prices for homeowners insurance, so it might be worth looking elsewhere for your homeowners coverage.Also, some insurers might provide the right coverage you need for one type of insurance but not for the other.Instead of relying on a bundle, it’s worth checking out other options to ensure you get the best deal.Remember when buying insurance that you’re doing so to protect your most valuable assets, says Christine O’Brien, president of the Insurance Council of New Jersey. Take the time to learn about policy limits and coverages and get several quotes. How can you switch to a home and auto bundle in Louisiana? Bundling your policies is a quick process. When one of your insurance policies is up for renewal, you can decide to bundle your car and homeowners insurance with the same company.You don’t have to wait until renewal to bundle. If you cancel any of your policies early, you’ll likely get a refund for the months you won’t be covered.Remember not to cancel your old policy until your new coverage is in place to avoid any gaps in coverage. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in LouisianaCheapest car insurance in LouisianaLouisiana car insurance calculatorNon-owner car insurance in Louisiana: Which company has the cheapest rates?Cheapest SR-22 insurance in Louisiana How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWashington, D.C.$2,506/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher . .Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. 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Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in LouisianaCompare home and auto bundles in LouisianaWhat company offers the cheapest home and auto bundle in Louisiana?Most and least expensive ZIP codes for home and auto insurance bundles in LouisianaFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates