Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Kansas Best and cheapest companies for home and auto bundles in Kansas State Farm has the biggest auto and home bundling discount in Kansas at an average of 29%, and also has the cheapest overall bundled rate at an average of $3,865 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance expert and the executive editor of Insurance.com. Before joining QuinStreet, she was managing editor at Quote.com has a decade of experience writing about insurance. She also spent four years in customer service with Farmers Insurance. | Updated on: April 23, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When you shop for home and auto insurance, some companies will have a better deal on bundled coverage than others. We compared multi-policy discounts from insurance companies in Kansas to determine which will give you the biggest price break when you purchase multiple types of coverage.State Farm offers the biggest percentage break on your home and auto premiums in Kansas when you bundle. Bundle your policies with this insurance company, and it will cut your costs by an average of 29%. Meanwhile, State Farm offers the cheapest overall rate when you bundle with the company in Kansas. On average, you will pay $3,865 when you bundle. Key Takeaways In Kansas, State Farm is the best home and auto bundle insurance provider, offering an average discount of 29%.Some companies offer bigger savings for bundling than others, so it pays to shop around.Where you live within the state will impact how much you can save by bundling.Bundling usually makes sense, but there are situations where this might not be the case. How we picked the best companies for home and auto bundlingInsure.com analyzed home and auto insurance rates from Quadrant Data Services in 2024 for all 50 states and Washington, D.C. Home and auto bundling discount percentages, based on the average discount from each company were also analyzed. Before and after bundling rates were calculated using the average discount percentage. We included 48 companies and 4,686 ZIP codes in our analysis.Our recommendation for the best home and auto bundles in KansasWe assessed companies based on the average savings they offer for home and auto insurance bundles, considering both dollar amounts and percentage discounts. Here are the top insurance companies in Kansas for home and auto bundling.State FarmThe average bundle discount at State Farm is $1,547, or 29%. Before the bundle discount is added, the average cost of home and auto insurance is $5,412. After getting a bundle discount, the cost drops to $3,865. State Farm ranked at No. 6 in our Best Auto Insurance Companies ranking and No. 4 in the Best Home Insurance Companies ranking.American FamilyAmerican Family offers an average discount of $945 when you bundle your auto and home insurance, which is about 19%. Without the discount, the average cost is $4,975, but with the discount, the price drops to $4,030.Farmers InsuranceThe average bundle discount at Farmers Insurance is $2,314, or 25%. Without the bundle discount, the average cost of coverage is $9,136. After the bundle discount, that cost goes down to $6,822. Farmers Insurance ranked at No. 12 in our Best Auto Insurance Companies ranking and No. 8 in the Best Home Insurance Companies ranking.NationwideThe average bundle discount at Nationwide is $1,630, or 19%. Before the discount is added, the average cost of home and auto insurance is $8,573. After adding the bundle discount, the average cost is $6,943. Nationwide ranked at No. 4 in our Best Auto Insurance Companies ranking and at No. 7 in the Best Home Insurance Companies ranking.AllstateAllstate offers an average bundle discount of $943, or 13%. The average rate for coverage before the discount is $7,250, and with the discount, it’s reduced to $6,307.Compare home and auto bundles in KansasThe amount you can save on home and auto insurance with a bundle in Kansas varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$3,865 4787.4A++29%82.03American Family$4,030 5085A19%68Farmers Insurance$6,822 4382A25%63.39Nationwide$6,943 4286.6A19%57.18Allstate$6,307 3985A+13%53.27What company offers the cheapest home and auto bundles in Kansas?If you bundle your policies, State Farm gives you the highest discount. State Farm has the lowest overall rate for bundling.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$3,799$1,613$5,412$3,865American Family$3,436$1,539$4,975$4,030Shelter Insurance$3,370$2,052$5,422$4,511Iowa Farm bureau$4,147$1,969$6,116$4,751Allstate$3,633$3,617$7,250$6,307Farmers Insurance$7,139$1,997$9,136$6,822Nationwide$7,107$1,466$8,573$6,943Most and least expensive ZIP codes for home and auto insurance bundles in KansasThe ZIP code you live in can influence the discount you’ll get for bundling your coverage and the base rates before the discount is applied. Here’s a list of the most and least expensive ZIP codes in Kansas for bundling insurance.Most expensive ZIP codesThe most expensive ZIP code in Kansas for bundling home and auto insurance is 67801, with an average cost of $6,264. Here are the 10 most expensive ZIP codes:ZIP codeAverage auto and home after discountAverage difference67801$6,26421%67870$6,25321%67834$6,24421%67547$6,07421%67515$6,00620%67260$5,98121%67202$5,96121%67228$5,94721%67211$5,94321%67227$5,93521%Least expensive ZIP codesThe least expensive ZIP code in Kansas for bundling home and auto insurance is 66219, with an average cost of $4,388. Here are the 10 cheapest ZIP codes:ZIP codeAverage auto and home after discountAverage difference66219$4,38821%66209$4,40621%66061$4,43721%66062$4,44521%66220$4,46021%66213$4,46721%66221$4,46821%66210$4,49321%66083$4,49821%66223$4,50021% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Kansas? Bundling your insurance can help you save money and make managing your policies easier. With one company handling everything, you can check all your coverages in one place.However, bundling isn’t always the cheapest move. If you find a great deal on car insurance but your homeowners insurance is much more expensive with the same company, you might save more by getting separate policies from different insurers.It’s also possible that a company has the right coverage for one type of insurance but not for the other.Instead of assuming a bundle is the best deal, it’s always a good idea to shop around and compare quotes.“Remember when buying insurance that you’re doing so to protect your most valuable assets,” says Christine O’Brien, president of the Insurance Council of New Jersey. “Take the time to learn about policy limits and coverages and get several quotes.” How can you switch to a home and auto bundle in Kansas? Switching to a bundled policy is simple, and many people take this step when their insurance comes up for renewal. For example, if your car insurance is with one company and your homeowners insurance with another, you can easily combine them under one insurer when it’s time to renew.However, you don’t have to wait until renewal to bundle your policies. If you cancel one of your policies before it expires, you might get a refund for the months you won’t be covered by that insurer.But before canceling coverage on any of your policies, make sure your new coverage is set up and active. Don’t cancel the old one until you’re fully covered. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in KansasCheapest car insurance in KansasKansas car insurance calculatorNon-owner car insurance in Kansas: Which company has the cheapest rates?Cheapest SR-22 insurance in Kansas How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher | . .Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. 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Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in KansasCompare home and auto bundles in KansasWhat company offers the cheapest home and auto bundles in Kansas?Most and least expensive ZIP codes for home and auto insurance bundles in KansasFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates