Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Kansas Best and cheapest companies for home and auto bundles in Kansas State Farm has the biggest auto and home bundling discount in Kansas at an average of 29%, and also has the cheapest overall bundled rate at an average of $3,865 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie is a home and auto insurance expert, educator and content creation professional. She has nearly two decades of experience in the insurance industry, first as a customer service representative at Farmers Insurance and now as a researcher and writer for QuinStreet’s CarInsurance.com, Insurance.com and Insure.com. She also has written for insurance shopping sites such as ExpertInsuranceReviews.com and InsuranceHotline.com. | Updated on: December 26, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When shopping for home and auto insurance, some insurers offer better deals on bundled coverage than others. We’ve compared multi-policy discounts from insurance companies in Kansas to identify which ones provide significant savings when combining multiple coverage types.State Farm provides the highest percentage discount on home and auto insurance premiums in Kansas when you bundle your policies. By choosing this insurer, you can save an average of 29% on your home and auto bundle. On the other hand, State Farm provides the lowest overall rate for bundling in Kansas. When you bundle your policies, you can expect to pay an average of $3,865. Key Takeaways In Kansas, State Farm is the best home and auto bundle insurance provider, offering an average discount of 29%.Some companies offer bigger savings for bundling than others, so it pays to shop around.Where you live within the state will impact how much you can save by bundling.Bundling usually makes sense, but there are situations where this might not be the case. How we picked the best companies for home and auto bundlingIn 2024, we analyzed home and auto insurance rates provided by Quadrant Data Services, focusing on the average bundling discounts each company offers. We calculated both pre- and post-bundling insurance costs based on these average discount rates to provide a clear view of potential savings. Our analysis encompassed data from 48 insurance companies across 4,686 ZIP codes, delivering a comprehensive look at bundling benefits nationwide.Our recommendation for the best home and auto bundles in KansasWe ranked companies based on the average discounts they provide for home and auto bundles, factoring in both the dollar savings and percentage reduction. Below is our curated list of the top companies for home and auto bundles in Kansas.State FarmState Farm offers an average bundle discount of $1,547, which is a 29% savings on your premiums. Before the discount, the combined home and auto insurance cost is $5,412, and after applying the bundle discount, the total cost drops to $3,865.American FamilyAmerican Family offers an average discount of $945 when you bundle your auto and home insurance, which is about 19%. Without the discount, the average cost is $4,975, but with the discount, the price drops to $4,030.Farmers InsuranceThe average bundle discount at Farmers Insurance is $2,314, or 25%. Without the bundle discount, the average cost of coverage is $9,136. After the bundle discount, that cost goes down to $6,822. Farmers Insurance ranked at No. 12 in our Best Auto Insurance Companies ranking and No. 8 in the Best Home Insurance Companies ranking.NationwideThe average bundle discount at Nationwide is $1,630, or 19%. Before the discount is added, the average cost of home and auto insurance is $8,573. After adding the bundle discount, the average cost is $6,943. Nationwide ranked at No. 4 in our Best Auto Insurance Companies ranking and at No. 7 in the Best Home Insurance Companies ranking.AllstateThe average bundle discount at Allstate is $943, or 13%. Before getting a bundle discount, customers see average rates of $7,250 for coverage. With the bundle discount, customers see average rates of $6,307. Allstate ranked at No. 11 in our Best Auto Insurance Companies ranking and No. 5 in the Best Home Insurance Companies ranking.Compare home and auto bundles in KansasBundling your home and auto insurance in Kansas can help you save, but the savings vary depending on the company. Let’s take a look at how much you can save with some of the top insurers.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$3,865 4787.4A++29%82.03American Family$4,030 5085A19%68Farmers Insurance$6,822 4382A25%63.39Nationwide$6,943 4286.6A19%57.18Allstate$6,307 3985A+13%53.27What company offers the cheapest home and auto bundles in Kansas?If you bundle your policies, State Farm gives you the highest discount. State Farm has the lowest overall rate for bundling.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$3,799$1,613$5,412$3,865American Family$3,436$1,539$4,975$4,030Shelter Insurance$3,370$2,052$5,422$4,511Iowa Farm bureau$4,147$1,969$6,116$4,751Allstate$3,633$3,617$7,250$6,307Farmers Insurance$7,139$1,997$9,136$6,822Nationwide$7,107$1,466$8,573$6,943Most and least expensive ZIP codes for home and auto insurance bundles in KansasThe ZIP code you live in can influence the discount you’ll get for bundling your coverage and the base rates before the discount is applied. Here’s a list of the most and least expensive ZIP codes in Kansas for bundling insurance.Most expensive ZIP codesThe ZIP code 67801 in Kansas has the highest average cost for bundling home and auto insurance, at $6,264. See the top 10 most expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference67801$6,26421%67870$6,25321%67834$6,24421%67547$6,07421%67515$6,00620%67260$5,98121%67202$5,96121%67228$5,94721%67211$5,94321%67227$5,93521%Least expensive ZIP codesThe most affordable ZIP code in Kansas for bundling home and auto insurance is 66219, with an average rate of $4,388. Below are the 10 least expensive ZIP codes.ZIP codeAverage auto and home after discountAverage difference66219$4,38821%66209$4,40621%66061$4,43721%66062$4,44521%66220$4,46021%66213$4,46721%66221$4,46821%66210$4,49321%66083$4,49821%66223$4,50021% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Kansas? Bundling your insurance policies can save you money and add convenience. With a single insurer, you’ll have one point of contact and easy access to all your coverage details on one website.While bundling can be a good deal, it’s not always the right choice. Sometimes, a company may offer great auto insurance rates but have higher prices for homeowners insurance, so it might be worth looking elsewhere for your homeowners coverage.Also, some insurers might provide the right coverage you need for one type of insurance but not for the other.Instead of relying on a bundle, it’s worth checking out other options to ensure you get the best deal.Remember when buying insurance that you’re doing so to protect your most valuable assets, says Christine O’Brien, president of the Insurance Council of New Jersey. Take the time to learn about policy limits and coverages and get several quotes. How can you switch to a home and auto bundle in Kansas? Bundling your policies is a quick process. When one of your insurance policies is up for renewal, you can decide to bundle your car and homeowners insurance with the same company.You don’t have to wait until renewal to bundle. If you cancel any of your policies early, you’ll likely get a refund for the months you won’t be covered.Remember not to cancel your old policy until your new coverage is in place to avoid any gaps in coverage. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in KansasCheapest car insurance in KansasKansas car insurance calculatorNon-owner car insurance in Kansas: Which company has the cheapest rates?Cheapest SR-22 insurance in Kansas How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher . .Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. 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Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in KansasCompare home and auto bundles in KansasWhat company offers the cheapest home and auto bundles in Kansas?Most and least expensive ZIP codes for home and auto insurance bundles in KansasFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates