Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Georgia Best and cheapest companies for home and auto bundles in Georgia State Farm has the biggest auto and home bundling discount in Georgia at an average of 27%, while Auto-Owners has the cheapest overall bundled rate at an average of $3,022 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at Insurance.com. | Updated on: December 26, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Some insurance companies offer better bundle deals than others when shopping for home and auto coverage. We’ve reviewed multi-policy discounts from Georgia insurers to help you find the carriers that offer the most affordable rates after bundling.In Georgia, State Farm offers the highest percentage of savings on home and auto bundles. Bundling your policies with State Farm can help you save an average of 27%. Auto-Owners provides the lowest bundled rate in Georgia, with an average cost of $3,022 for combining your home and auto policies. Key Takeaways In Georgia, State Farm is the top choice for bundling home and auto insurance. It offers an average savings of 27%.Some insurance companies offer more significant bundling discounts, so comparing quotes is a good idea.Your ZIP code plays a major role in determining how much you can save on your home and auto insurance bundle.Bundling is usually a smart move, but sometimes it might not be the best option. How we picked the best companies for home and auto bundlingIn 2024, we conducted an analysis of home and auto insurance rates across all 50 states and Washington, D.C. using data from Quadrant Data Services. We examined the average bundling discounts offered by various insurance companies, calculating both pre- and post-bundling rates based on these discounts. Our analysis covered 48 insurance companies and data from 4,686 ZIP codes, providing a comprehensive view of bundling benefits nationwide.Our recommendation for the best home and auto bundles in GeorgiaWe assessed companies based on the average savings they offer for home and auto insurance bundles, considering both dollar amounts and percentage discounts. Here are the top insurance companies in Georgia for home and auto bundling.State FarmState Farm offers a 27% bundle discount, which amounts to an average savings of $1,250. The combined cost of home and auto insurance before the discount is $4,546, and after the discount, it drops to $3,296.AllstateAllstate offers an average discount of $787 when you bundle your auto and home insurance, which is about 19%. Without the discount, the average cost is $4,060, but with the discount, the price drops to $3,273.Auto-OwnersBundling auto and home insurance with Auto-Owners can save an average of $513, or 14%. Without the discount, the coverage costs $3,535, but after the discount, it’s only $3,022.Compare home and auto bundles in GeorgiaThe amount you can save on home and auto insurance with a bundle in Georgia varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$3,296 4787.4A++27%79.85Allstate$3,273 3985A+19%66.33Auto-Owners$3,022 4981.2A++14%63.59What company offers the cheapest home and auto bundles in Georgia?If you bundle your policies, State Farm gives you the highest discount. Auto-Owners has the lowest overall rate for bundling.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleAuto-Owners$1,685$1,850$3,535$3,022Allstate$1,554$2,506$4,060$3,273State Farm$2,513$2,033$4,546$3,296Country Financial$3,516$1,847$5,363$4,342Most and least expensive ZIP codes for home and auto insurance bundles in GeorgiaThe ZIP code you live in can influence the discount you’ll get for bundling your coverage and the base rates before the discount is applied. Here’s a list of the most and least expensive ZIP codes in Georgia for bundling insurance.Most expensive ZIP codesThe ZIP code 30337 in Georgia has the highest average cost for bundling home and auto insurance, at $4,070. See the top 10 most expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference30337$4,07020%30349$4,04320%30311$4,03720%30331$4,02920%30310$4,02520%30314$4,01920%30336$4,01720%30354$3,99320%30315$3,98420%30344$3,93320%Least expensive ZIP codesThe least expensive ZIP code in Georgia for bundling home and auto insurance is 31322, with an average cost of $2,735. Here are the 10 cheapest ZIP codes:ZIP codeAverage auto and home after discountAverage difference31322$2,73520%30606$3,02620%30741$3,03121%30602$3,04120%30601$3,04220%30725$3,04721%30605$3,05020%30609$3,07220%30683$3,08520%30622$3,12120% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Georgia? Bundling your insurance can help you save money and make managing your policies easier. With one company handling everything, you can check all your coverages in one place.However, bundling isn’t always the cheapest move. If you find a great deal on car insurance but your homeowners insurance is much more expensive with the same company, you might save more by getting separate policies from different insurers.It’s also possible that a company has the right coverage for one type of insurance but not for the other.Instead of assuming a bundle is the best deal, it’s always a good idea to shop around and compare quotes.“Remember when buying insurance that you’re doing so to protect your most valuable assets,” says Christine O’Brien, president of the Insurance Council of New Jersey. “Take the time to learn about policy limits and coverages and get several quotes.” How can you switch to a home and auto bundle in Georgia? Switching to a bundled policy is simple, and many people take this step when their insurance comes up for renewal. For example, if your car insurance is with one company and your homeowners insurance with another, you can easily combine them under one insurer when it’s time to renew.However, you don’t have to wait until renewal to bundle your policies. If you cancel one of your policies before it expires, you might get a refund for the months you won’t be covered by that insurer.But before canceling coverage on any of your policies, make sure your new coverage is set up and active. Don’t cancel the old one until you’re fully covered. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in GeorgiaCheapest car insurance in GeorgiaGeorgia car insurance calculatorNon-owner car insurance in Georgia: Which company has the cheapest rates?Cheapest SR-22 insurance in Georgia How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWashington, D.C.$2,506/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher . .Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. 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Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in GeorgiaCompare home and auto bundles in GeorgiaWhat company offers the cheapest home and auto bundles in Georgia?Most and least expensive ZIP codes for home and auto insurance bundles in GeorgiaFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates