Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Delaware Best and cheapest companies for home and auto bundles in Delaware State Farm has the biggest auto and home bundling discount in Delaware at an average of 324%, and also has the cheapest overall bundled rate at an average of $1,952 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at Insurance.com. | Updated on: December 26, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When you shop for home and auto insurance, some companies will have a better deal on bundled coverage than others. We compared multi-policy discounts from insurance companies in Delaware to determine which will give you the biggest price break when you purchase multiple types of coverage.State Farm offers the biggest percentage break on your home and auto premiums in Delaware when you bundle. Bundle your policies with this insurance company, and it will cut your costs by an average of 24%. Meanwhile, State Farm offers the cheapest overall rate when you bundle with the company in Delaware. On average, you will pay $1,952 when you bundle. Key Takeaways In Delaware, State Farm offers the biggest average discount of 24% on home and auto insurance bundles.Different companies offer varying discounts for bundling, so it’s worth shopping around.Where you live in the state can affect how much you save by bundling.Bundling is generally a good idea, but in a few situations, it might not save you money. How we picked the best companies for home and auto bundlingIn 2024, we analyzed home and auto insurance rates provided by Quadrant Data Services, focusing on the average bundling discounts each company offers. We calculated both pre- and post-bundling insurance costs based on these average discount rates to provide a clear view of potential savings. Our analysis encompassed data from 48 insurance companies across 4,686 ZIP codes, delivering a comprehensive look at bundling benefits nationwide.Our recommendation for the best home and auto bundles in DelawareWe assessed companies based on the average savings they offer for home and auto insurance bundles, considering both dollar amounts and percentage discounts. Here are the top insurance companies in Delaware for home and auto bundling.State FarmState Farm offers a 24% bundle discount, which amounts to an average savings of $618. The combined cost of home and auto insurance before the discount is $2,570, and after the discount, it drops to $1,952.NationwideNationwide offers an average bundle discount of $572, or 21%. Before the bundle discount, you’ll pay an average of $2,739, which will decrease to $2,167 after the discount is applied.AllstateThe average bundle discount at Allstate is $978, or 18%. Without the bundle discount, the average cost of coverage is $5,331. After the bundle discount, that cost goes down to $4,353. Allstate ranked at No. 11 in our Best Auto Insurance Companies ranking and No. 5 in the Best Home Insurance Companies ranking.TravelersThe average bundle discount at Travelers is $281, which is a 9% savings. The cost of home and auto insurance before the discount is $3,266, but it lowers to $2,985 after applying the discount.Compare home and auto bundles in DelawareThe amount you can save on home and auto insurance with a bundle in Delaware varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$1,952 4787.4A++24%82.03Nationwide$2,167 4286.6A21%74.18Allstate$4,353 3985A+18%61.6Travelers$2,985 4483.6A++9%58.8What company offers the cheapest home and auto bundle in Delaware?State Farm provides the largest discount on premiums for bundled insurance, while State Farm offers the lowest overall rate when you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$1,057$1,513$2,570$1,952Nationwide$1,130$1,609$2,739$2,167Travelers$1,534$1,732$3,266$2,985Allstate$1,069$4,262$5,331$4,353Most and least expensive ZIP codes for home and auto insurance bundles in DelawareThe ZIP code you live in can influence the discount you’ll get for bundling your coverage and the base rates before the discount is applied. Here’s a list of the most and least expensive ZIP codes in Delaware for bundling insurance.Most expensive ZIP codesThe most expensive ZIP code in Delaware for bundling home and auto insurance is 19708, with an average cost of $3,421. Here are the 10 most expensive ZIP codes:ZIP codeAverage auto and home after discountAverage difference19708$3,42118%19801$3,34018%19802$3,27318%19805$3,22418%19806$3,11317%19944$3,08018%19971$3,07918%19720$3,06518%19930$3,06118%19977$3,05718%Least expensive ZIP codesThe least expensive ZIP code in Delaware for bundling home and auto insurance is 19943, with an average cost of $2,527. Here are the 10 cheapest ZIP codes:ZIP codeAverage auto and home after discountAverage difference19943$2,52718%19906$2,52718%19904$2,52818%19973$2,58618%19962$2,60618%19938$2,63818%19950$2,65218%19901$2,67018%19946$2,70518%19808$2,71217% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Delaware? Bundling your insurance policies can save you money and add convenience. With a single insurer, you’ll have one point of contact and easy access to all your coverage details on one website.While bundling can be a good deal, it’s not always the right choice. Sometimes, a company may offer great auto insurance rates but have higher prices for homeowners insurance, so it might be worth looking elsewhere for your homeowners coverage.Also, some insurers might provide the right coverage you need for one type of insurance but not for the other.Instead of relying on a bundle, it’s worth checking out other options to ensure you get the best deal.Remember when buying insurance that you’re doing so to protect your most valuable assets, says Christine O’Brien, president of the Insurance Council of New Jersey. Take the time to learn about policy limits and coverages and get several quotes. How can you switch to a home and auto bundle in Delaware? Bundling your policies is a quick process. When one of your insurance policies is up for renewal, you can decide to bundle your car and homeowners insurance with the same company.You don’t have to wait until renewal to bundle. If you cancel any of your policies early, you’ll likely get a refund for the months you won’t be covered.Remember not to cancel your old policy until your new coverage is in place to avoid any gaps in coverage. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. 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How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWashington, D.C.$2,506/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher . .Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. 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Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in DelawareCompare home and auto bundles in DelawareWhat company offers the cheapest home and auto bundle in Delaware?Most and least expensive ZIP codes for home and auto insurance bundles in DelawareFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates