Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Arkansas Best and cheapest companies for home and auto bundles in Arkansas State Farm has the biggest auto and home bundling discount in Arkansas at an average of 30%, and has the cheapest overall bundled rate at an average of $3,119 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance expert and the executive editor of Insurance.com. Before joining QuinStreet, she was managing editor at Quote.com has a decade of experience writing about insurance. She also spent four years in customer service with Farmers Insurance. | Updated on: April 23, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Some insurance companies offer better bundle deals than others when shopping for home and auto coverage. We’ve reviewed multi-policy discounts from Arkansas insurers to help you find the carriers that offer the most affordable rates after bundling.In Arkansas, State Farm offers the highest percentage of savings on home and auto bundles. Bundling your policies with State Farm can help you save an average of 30%. State Farm provides the lowest bundled rate in Arkansas, with an average cost of $3,119 for combining your home and auto policies. Key Takeaways In Arkansas, State Farm offers the biggest average discount of 30% on home and auto insurance bundles.Different companies offer varying discounts for bundling, so it’s worth shopping around.Where you live in the state can affect how much you save by bundling.Bundling is generally a good idea, but in a few situations, it might not save you money. How we picked the best companies for home and auto bundlingIn 2024, we analyzed home and auto insurance rates provided by Quadrant Data Services, focusing on the average bundling discounts each company offers. We calculated both pre and post bundling insurance costs based on these average discount rates to provide a clear view of potential savings. Our analysis encompassed data from 48 insurance companies across 4,686 ZIP codes, delivering a comprehensive look at bundling benefits nationwide.Our recommendation for the best home and auto bundles in ArkansasWe assessed companies based on the average savings they offer for home and auto insurance bundles, considering both dollar amounts and percentage discounts. Here are the top insurance companies in Arkansas for home and auto bundling.State FarmState Farm offers a 30% bundle discount, which amounts to an average savings of $1,312. The combined cost of home and auto insurance before the discount is $4,431, and after the discount, it drops to $3,119.Farmers InsuranceFarmers Insurance offers an average discount of $1,437 when you bundle your auto and home insurance, which is about 21%. Without the discount, the average cost is $6,988, but with the discount, the price drops to $5,551.NationwideNationwide offers an average discount of $1,258 when you bundle your auto and home insurance, which is about 19%. Without the discount, the average cost is $6,676, but with the discount, it drops to $5,418.AllstateThe average bundle discount at Allstate is $954, which is a 16% savings. The cost of home and auto insurance before the discount is $6,019, but it lowers to $5,065 after applying the discount.Auto-OwnersThe average bundle discount at Auto-Owners is $765, or 11%. Before getting a bundle discount, customers see average rates of $6,743 for coverage. With the bundle discount, customers see average rates of $5,978. Auto-Owners ranked at No. 2 in our Best Auto Insurance Companies ranking and No. 3 in the Best Home Insurance Companies ranking.Compare home and auto bundles in ArkansasThe amount you can save on home and auto insurance with a bundle in Arkansas varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$3,119 4787.4A++30%82.03Farmers Insurance$5,551 4382A21%65.31Nationwide$5,418 4286.6A19%64.47Allstate$5,065 3985A+16%62.8Auto-Owners$5,978 4981.2A++11%58.59Travelers$9,128 4483.6A++11%52.82What company offers the cheapest home and auto bundles in Arkansas?State Farm offers the biggest percentage discount if you bundle. State Farm offers the cheapest rate overall if you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$2,966$1,465$4,431$3,119Allstate$2,782$3,237$6,019$5,065Nationwide$4,845$1,831$6,676$5,418Farmers Insurance$5,090$1,898$6,988$5,551Auto-Owners$4,508$2,235$6,743$5,978Travelers$8,713$1,509$10,222$9,128Most and least expensive ZIP codes for home and auto insurance bundles in ArkansasWhere you live can help to determine how big of a discount you will get for bundling coverage, and also the base rates from which that discount is taken. Here are the most and least expensive ZIP codes in Arkansas for policyholders who bundle their coverage:Most expensive ZIP codesThe most expensive ZIP code in Arkansas for home and auto insurance bundling is 72335 at an average rate of $6,513. See the 10 most expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference72335$6,51319%71801$6,50718%72405$6,44218%72355$6,42618%71635$6,33218%71655$6,30618%72321$6,24418%72301$6,17018%71730$6,11618%72926$6,05118%Least expensive ZIP codesThe most affordable ZIP code in Arkansas for bundling home and auto insurance is 72120, with an average rate of $5,089. Below are the 10 least expensive ZIP codes.ZIP codeAverage auto and home after discountAverage difference72120$5,08917%72207$5,14017%72076$5,21018%72205$5,22317%72701$5,23917%72704$5,24117%72223$5,31017%72703$5,34717%72227$5,36317%72212$5,40417% Frequently asked questions about home and auto bundle insurance Is bundling home and auto insurance right for everyone in Arkansas? Bundling your coverage can be one of the best ways to save on insurance. It also can be convenient to have all of your coverage with the same insurer. By bundling, you have one insurance company and can check all your coverages on a single website.However, bundling might not always be the wisest option. For example, an insurer that offers a great deal on auto insurance might charge higher rates on homeowners insurance. In such a circumstance, you might be better off purchasing your auto insurance from one insurer and your homeowners coverage from another.In addition, it is possible that an insurer might offer the coverage options you need for one type of insurance but not for the other.Rather than simply assuming that a bundle is your best deal, it always pays to shop around.“Remember when buying insurance that you’re doing so to protect your most valuable assets,” says Christine O’Brien, president of the Insurance Council of New Jersey. “Take the time to learn about policy limits and coverages and get several quotes.” How can you switch to a home and auto bundle in Arkansas? Switching to a bundle is easy. Many people make this change when one of their policies is up for renewal. For example, if your auto insurance is with one company and your homeowners insurance is with another, you can decide to bundle your coverage with a single insurer the next time the coverage term for one of the two policies ends.However, you do not have to wait until renewal to bundle your policies. If you decide to cancel one of your policies prior to the end of its coverage term, you should receive a refund for the months you will no longer be insured with the company.If you decide to end coverage on one of your policies, be careful not to do so until you are sure your new coverage is in place and has been activated. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in ArkansasCheapest car insurance in ArkansasArkansas car insurance calculatorNon-owner auto insurance in Arkansas: Which company has the cheapest rates?Cheapest SR-22 insurance in Arkansas How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher | . .Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. 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Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in ArkansasCompare home and auto bundles in ArkansasWhat company offers the cheapest home and auto bundles in Arkansas?Most and least expensive ZIP codes for home and auto insurance bundles in ArkansasFrequently asked questions about home and auto bundle insuranceMethodology ZIP Code Please enter valid ZIP See rates