Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Arkansas Best and cheapest companies for home and auto bundles in Arkansas State Farm has the biggest auto and home bundling discount in Arkansas at an average of 30%, and has the cheapest overall bundled rate at an average of $3,119 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie is a home and auto insurance expert, educator and content creation professional. She has nearly two decades of experience in the insurance industry, first as a customer service representative at Farmers Insurance and now as a researcher and writer for QuinStreet’s CarInsurance.com, Insurance.com and Insure.com. She also has written for insurance shopping sites such as ExpertInsuranceReviews.com and InsuranceHotline.com. | Updated on: December 26, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When shopping for home and auto insurance, some insurers offer better deals on bundled coverage than others. We’ve compared multi-policy discounts from insurance companies in Arkansas to identify which ones provide significant savings when combining multiple coverage types.State Farm provides the highest percentage discount on home and auto insurance premiums in Arkansas when you bundle your policies. By choosing this insurer, you can save an average of 30% on your home and auto bundle. On the other hand, State Farm provides the lowest overall rate for bundling in Arkansas. When you bundle your policies, you can expect to pay an average of $3,119. Key Takeaways In Arkansas, State Farm is the top choice for bundling home and auto insurance. It offers an average savings of 30%.Some insurance companies offer more significant bundling discounts, so comparing quotes is a good idea.Your ZIP code plays a major role in determining how much you can save on your home and auto insurance bundle.Bundling is usually a smart move, but sometimes it might not be the best option. How we picked the best companies for home and auto bundlingInsure.com analyzed home and auto insurance rates from Quadrant Data Services in 2024 for all 50 states and Washington, D.C. Home and auto bundling discount percentages, based on the average discount from each company were also analyzed. Before and after bundling rates were calculated using the average discount percentage. We included 48 companies and 4,686 ZIP codes in our analysis.Our recommendation for the best home and auto bundles in ArkansasInsure.com’s analysis ranked companies based on the average bundle discount they offer both in terms of dollar amount and percentage. Based on those criteria, these are the best companies for home and auto bundles in Arkansas.State FarmState Farm offers a 30% bundle discount, which amounts to an average savings of $1,312. The combined cost of home and auto insurance before the discount is $4,431, and after the discount, it drops to $3,119.Farmers InsuranceFarmers Insurance offers an average discount of $1,437 when you bundle your auto and home insurance, which is about 21%. Without the discount, the average cost is $6,988, but with the discount, the price drops to $5,551.NationwideThe average bundle discount at Nationwide is $1,258, or 19%. Without the bundle discount, the average cost of coverage is $6,676. After the bundle discount, that cost goes down to $5,418. Nationwide ranked at No. 4 in our Best Auto Insurance Companies ranking and No. 7 in the Best Home Insurance Companies ranking.AllstateThe average bundle discount at Allstate is $954, which is a 16% savings. The cost of home and auto insurance before the discount is $6,019, but it lowers to $5,065 after applying the discount.Auto-OwnersAuto-Owners provides an average bundle discount of $765, or 11%. Before the discount, the average cost for coverage is $6,743. After applying the discount, the cost comes down to $5,978.Compare home and auto bundles in ArkansasThe amount you can save on home and auto insurance with a bundle in Arkansas varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$3,119 4787.4A++30%82.03Farmers Insurance$5,551 4382A21%65.31Nationwide$5,418 4286.6A19%64.47Allstate$5,065 3985A+16%62.8Auto-Owners$5,978 4981.2A++11%58.59Travelers$9,128 4483.6A++11%52.82What company offers the cheapest home and auto bundle in Arkansas?State Farm provides the largest discount on premiums for bundled insurance, while State Farm offers the lowest overall rate when you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$2,966$1,465$4,431$3,119Allstate$2,782$3,237$6,019$5,065Nationwide$4,845$1,831$6,676$5,418Farmers Insurance$5,090$1,898$6,988$5,551Auto-Owners$4,508$2,235$6,743$5,978Travelers$8,713$1,509$10,222$9,128Most and least expensive ZIP codes for home and auto insurance bundles in ArkansasThe ZIP code you live in can influence the discount you’ll get for bundling your coverage and the base rates before the discount is applied. Here’s a list of the most and least expensive ZIP codes in Arkansas for bundling insurance.Most expensive ZIP codesThe ZIP code 72335 in Arkansas has the highest average cost for bundling home and auto insurance, at $6,513. See the top 10 most expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference72335$6,51319%71801$6,50718%72405$6,44218%72355$6,42618%71635$6,33218%71655$6,30618%72321$6,24418%72301$6,17018%71730$6,11618%72926$6,05118%Least expensive ZIP codesThe least expensive ZIP code in Arkansas for bundling home and auto insurance is 72120, with an average cost of $5,089. Here are the 10 cheapest ZIP codes:ZIP codeAverage auto and home after discountAverage difference72120$5,08917%72207$5,14017%72076$5,21018%72205$5,22317%72701$5,23917%72704$5,24117%72223$5,31017%72703$5,34717%72227$5,36317%72212$5,40417% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Arkansas? Bundling your insurance can help you save money and make managing your policies easier. With one company handling everything, you can check all your coverages in one place.However, bundling isn’t always the cheapest move. If you find a great deal on car insurance but your homeowners insurance is much more expensive with the same company, you might save more by getting separate policies from different insurers.It’s also possible that a company has the right coverage for one type of insurance but not for the other.Instead of assuming a bundle is the best deal, it’s always a good idea to shop around and compare quotes.“Remember when buying insurance that you’re doing so to protect your most valuable assets,” says Christine O’Brien, president of the Insurance Council of New Jersey. “Take the time to learn about policy limits and coverages and get several quotes.” How can you switch to a home and auto bundle in Arkansas? Switching to a bundled policy is simple, and many people take this step when their insurance comes up for renewal. For example, if your car insurance is with one company and your homeowners insurance with another, you can easily combine them under one insurer when it’s time to renew.However, you don’t have to wait until renewal to bundle your policies. If you cancel one of your policies before it expires, you might get a refund for the months you won’t be covered by that insurer.But before canceling coverage on any of your policies, make sure your new coverage is set up and active. Don’t cancel the old one until you’re fully covered. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in ArkansasCheapest car insurance in ArkansasArkansas car insurance calculatorNon-owner auto insurance in Arkansas: Which company has the cheapest rates?Cheapest SR-22 insurance in Arkansas How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher . .Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. 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Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in ArkansasCompare home and auto bundles in ArkansasWhat company offers the cheapest home and auto bundle in Arkansas?Most and least expensive ZIP codes for home and auto insurance bundles in ArkansasFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates