Average homeowners insurance cost in Barre, VT

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In Barre, homeowners pay an average annual rate of $1,138 (for the coverage level of $300,000 for dwelling, $100,000 for liability protection, and $1,000 deductible), according to Insure.com’s rate analysis. It’s $1,444 less than the national average of $2,582.

Homeowners insurance rates change from one home to another. The home insurance premium in Barre depends on various factors, such as:

Size of your home
Age of your home
Amount of coverage you need
Location
Your credit score

To ensure you secure the best homeowners insurance policy, compare quotes from multiple insurers, enabling you to find the right coverage that aligns with your specific requirements.

Read this guide to learn how much homeowners insurance costs monthly in Barre, what home insurance costs for different dwelling coverage, and which companies offer cheap home insurance in Barre.

Key takeaways

The average cost of homeowners insurance in Barre is $1,138 per year.
Allstate is the cheapest homeowners insurance company in Barre with an average annual premium of $638.
If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $270 more a year for home insurance.

Average homeowners insurance cost in Barre per month

Barre homeowners pay an average of $95 a month, based on our rate analysis. It’s $9 less than the state average of $104 and $120 less than the national average for home insurance across the United States. The price of your homeowners insurance policy in Barre may vary depending on where you live, the value of your home, and the coverage you choose.

Average homeowners insurance cost for a $200,000 house in Barre

In Barre, VT, homeowners pay an average of $868 annually for a $200,000 home. The annual cost of home insurance is influenced by factors such as the risk of natural disasters in your area.

Regions more susceptible to natural disasters, such as floods, hurricanes, or tornadoes, typically face higher rebuilding costs, leading to increased insurance premiums. It is important to understand that standard insurance policies might not cover damages caused by floods or hurricanes. If you live in a flood-prone area, it is advisable to purchase flood insurance.

Average homeowners insurance cost for a $300,000 house in Barre

According to Insure.com’s rate analysis, homeowners in Barre typically pay an average of $1,138 annually for a home insurance policy with $300,000 in dwelling coverage, $100,000 in liability protection, and a $1,000 deductible.

If you increase your dwelling coverage from $200,000 to $300,000, your home insurance rates will rise by $270. It is advisable to purchase enough insurance to cover the entire cost of rebuilding your home. The required amount of dwelling coverage can vary based on factors such as the size of your home, its features, and the cost of living in your area.

Average homeowners insurance cost in Barre by Company

Among the carriers analyzed, Allstate is the cheapest homeowners insurance company in Barre. It’s average annual rate for Barre homeowners is $638. Vermont Mutual ranks second and Auto-Owners makes it to the third spot with an average annual home insurance rate of $798.

Before choosing a homeowners insurance policy, it is important to do some research on the company. Our experts have analyzed all the insurance companies across Barre and prepared a list of the cheapest home insurance providers. You can find below the Barre home insurance companies and their average annual premium.

Home Insurance Company	Annual rate
Allstate	$638
Auto-Owners	$798
State Farm	$1,072
Union Mutual	$1,142
Co-operative Insurance	$1,214
Farmers	$1,809
Travelers	$2,272
Vermont Mutual	$714
USAA*	$1,010

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Barre for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.