Home and renters insurance calculators and tools

From estimating insurance rates to exploring coverage options, you can easily find everything you need to protect your home and belongings with our home and renters insurance calculators.

Home insurance calculators

Finding the right home and renters insurance doesn’t have to be complicated. Our home insurance calculators are designed to make it easy for you to estimate your coverage needs and understand the potential costs. Whether you own your home or rent your space, these tools provide personalized insights to help you make the right decision.

Home Insurance Advisor Answer questions about your current homeowners insurance policy to find out from the Home Insurance Advisor if you have gaps in coverage and how much home insurance you need.

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Cost of living calculator Use this easy calculator to compare how much the cost of living differs from one place to other. The Insure.com Cost of Living Index helps you better understand how much you'd need to earn in each U.S. city.

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Home insurance calculator: Estimate home insurance cost A home insurance calculator can help you understand home insurance costs in your area. Get home insurance rate estimates in just a few quick steps.

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Renters insurance calculator: How much renters insurance costs by state and city in 2024 Estimate renters insurance costs in your area with a renters insurance calculator, then compare rates for your specific needs.

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Condo insurance calculator: Estimate your cost A condo insurance calculator can help you estimate the cost of your condo insurance based on the amount of coverage you need.

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Replacement cost estimator Estimating the replacement cost of your home is quick and easy. There are a few different ways you can calculate the replacement cost of your home.

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Home insurance calculator in your state

Easily estimate your home or renters insurance costs using our interactive map. Select your state to view insurance tools and calculators specific to your state. These easy-to-use comprehensive tools help you understand insurance expenses in your state, enabling smarter budgeting and greater peace of mind.