Home and renters insurance calculators and tools

From estimating insurance rates to exploring coverage options, you can easily find everything you need to protect your home and belongings with our home and renters insurance calculators.

Home insurance calculators

Finding the right home and renters insurance doesn’t have to be complicated. Our home insurance calculators are designed to make it easy for you to estimate your coverage needs and understand the potential costs. Whether you own your home or rent your space, these tools provide personalized insights to help you make the right decision.

Homeowners insurance calculator: Estimate the cost of homeowners insurance Use our homeowners insurance calculator to estimate the cost of homeowners insurance in your area.

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Renters insurance calculator: How much renters insurance costs by state and city in 2024 Estimate renters insurance costs in your area with a renters insurance calculator, then compare rates for your specific needs.

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Condo insurance calculator: Estimate the cost of coverage Our condo insurance calculator estimates how much you'll pay for condo insurance based on the amount of coverage you need.

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Cost of living calculator Use this easy calculator to compare how much the cost of living differs from one place to other. The Insure.com Cost of Living Index helps you better understand how much you'd need to earn in each U.S. city.

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How to calculate your home’s replacement cost To calculate your home’s replacement costs, multiply the square footage of your home by the local rebuild cost.

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Home Insurance Advisor Answer questions about your current homeowners insurance policy to find out from the Home Insurance Advisor if you have gaps in coverage and how much home insurance you need.

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Home insurance calculator in your state

Easily estimate your home or renters insurance costs using our interactive map. Select your state to view insurance tools and calculators specific to your state. These easy-to-use comprehensive tools help you understand insurance expenses in your state, enabling smarter budgeting and greater peace of mind.