All the information you provide for this checkup will be kept confidential. We will not ask you for any information that can be used to contact you unless you request a quote.

First, let’s get some general information

Age should be in between 18-100 years.
Enter valid zip code.
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Which of these applies to your situation:

  • I have a mortgage loan and home/condo insurance
  • I have a mortgage loan and do not have home/condo insurance
  • I own my home and have home/condo insurance
  • I own my home and do not have a home/condo insurance policy
  • I rent my home and have renters insurance
  • I rent my home and do not have renters insurance
  • I am in a situation where I do not need home or renters insurance (e.g. lives with parents)
Select atleast one option.

Have you completed a home inventory of your belongings within the last 5 years

Have you made any improvements to your home in the last 5 years that would increase its value?

If yes, have you updated your dwelling coverage to account for the improvements?

Do you have replacement coverage or actual cash value coverage on your belongings?

  • Replacement
  • Actual Cash Value
  • I don't know
  • I don’t have this coverage
Select atleast one option.

Do you own valuable collectible items such as jewelry, firearms, art?

Do you have a rider for these items?

What are the liability limits for your home/condo or renters policy?

Do you live in an area prone to floods?

If yes, do you have flood insurance (it is a separate policy you must buy)?

Do you live in an area prone to earthquakes?

If yes, do you have earthquake insurance (it is a separate policy you must buy)?

Do you have an umbrella policy?

All the information you provide for this checkup will be kept confidential.
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Home insurance
Did you know that 1 in 265 homes will have a homeowners claim for a fire?

About Insurance Advisor

Homeowners insurance is the safety net that prevents you from having to pay all the costs to repair or rebuild your house if it’s damaged, and it also pays for the loss of your personal possessions. Additionally, it protects you if you are sued by someone hurt in your home or on your property and pays a portion of medical expenses for those injured on your property. But how do you know if you have enough coverage for your particular situation? Our Insurance Advisor tool will tell you.

By answering questions about your current policy, the Home Insurance Advisor will assess your needs and make recommendations for changes you should make to ensure sufficient coverage. The tool assesses the amount your insurer will currently pay out for damages and injuries and tells you if you have enough coverage to protect your assets or not.

If you have your homeowners policy nearby, specifically the declarations page, it can help you answer the Home Insurance Advisor’s questions. However, if the paperwork isn’t handy, estimates on the information will work. Once you’ve completed the questions we will give you recommendations on what gaps you may have in coverage and what you may want to do to better protect you and your home.

Insurance Advisor is an educational tool.

The Insure.com Insurance Advisor is an educational tool created to help you learn about auto, health, home and life insurance. The tool is designed to help consumers understand how the different types of insurance coverage options work, as well as what factors to consider when selecting types of coverages and limits. The recommendations are for informational purposes, and not intended to take the place of a certified financial planner, but instead are intended to assist you in making your own decisions about insurance. They may not take into account ALL factors, such as your budget, risk tolerance, family situation or activities, which may affect the type and amount of insurance that would be right for you. In addition, state insurance laws and insurance company underwriting rules may affect available coverage and its cost.

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