Recent Articles By Cynthia Bowman

Permanent life insurance: What it is and how it works
Permanent life insurance provides lifelong coverage with a death benefit and a cash value component that grows over time, making it a long-term financial planning tool.
What is universal life insurance?
Universal life insurance is a flexible type of permanent life insurance that offers lifelong coverage with the added benefit of adjustable premiums and a cash value component that grows tax-deferred.
Can I insure a car that isn’t in my name?
Insuring a car that isn’t in your name can be possible if you have an insurable interest, like regular use of the vehicle. Options include being added as an additional driver, obtaining non-owner car insurance, or providing a strong reason to insure the car, so consulting with an insurance agent is recommended.
Guide to home insurance for new construction
New homes are cheaper to insure than older homes, and the average new home discount is 42%. Find out how to insure a newly built home.
How to create a home inventory list
A home inventory list can be invaluable in the event of a major home insurance claim where much or all of your personal property is damaged.
What is variable universal life insurance?
Variable universal life insurance offers more investment opportunities than other permanent life insurance. Here's what you need to know about variable universal life insurance.
Is health insurance cheaper through work or private?
Employer-sponsored are usually a more affordable option to individual health insurance.
The most expensive and cheapest electric cars to insure in 2020
Are you looking for the cheapest electric car insurance? Here are some tips on the most and least affordable EV’s to insure and how to save.
Term vs. perm life insurance: Which one is right for you?
Term or perm? This crucial decision is the first you'll face as you evaluate your life insurance options.
Secondary health insurance can help pay out-of-pocket costs
Secondary health insurance, also called supplemental insurance, can help you pay for health care. They can also provide dental and vision coverage and provide help if you become disabled.