Car Insurance 5 vehicle types Americans hate View Carriers Please enter valid zip Compare top carriers in your area Written by Robert Beaupre | Reviewed by Michelle Megna Michelle Megna Michelle, the former editorial director, insurance, at QuinStreet, is a writer, editor and expert on car insurance and personal finance. Prior to joining QuinStreet, she reported and edited articles on technology, lifestyle, education and government for magazines, websites and major newspapers, including the New York Daily News. | Posted on: August 19, 2015 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Your vehicle says something about you. And if you drive a lifted 4×4 or ride a Harley-Davidson motorcycle, some people may not like what it’s saying. That’s according to a new Insure.com/Op4G survey that asked 1,000 respondents which specialty vehicle types they find the most appealing – and which they find the most obnoxious. The vehicle choices were: Sports cars Classic muscle cars Luxury SUVs Electric/hybrid cars Subcompact cars Lifted 4x4s RVs Harley-Davidson motorcycles Sport bikes Hummers Van conversions Mopeds/scooters Low-rider cars or trucks Rat rods Perhaps not surprisingly, the type of vehicle respondents cited as most appealing was sports cars. Electric/hybrid cars were the No. 2 choice, and classic muscle cars, luxury SUVs and RVs rounded out the top five. Yeah, but I drive an Accord However, when asked if they owned the type of vehicle they found most appealing, only 34 percent of the survey’s sports car enthusiasts said they actually own a sports car. Just 18 percent of the respondents who chose electric/hybrid cars as the most appealing actually own an electric or hybrid car. Penny Gusner, consumer analyst for Insure.com, notes that while electric and hybrid cars may seem practical because they burn little or no gasoline, they are often more expensive to buy and more expensive to insure than their conventionally powered counterparts – a fact that may deter otherwise interested buyers. “When we look at insurance costs by model, electric and hybrid cars sometimes cost up to 20 percent more to insure than similar, gas-powered cars,” Gusner says. “And they’re commonly more expensive to purchase too – sometimes in excess of 50 percent.” Overall, 27 percent of respondents said they own the vehicle type they chose as most appealing. As for the most obnoxious … On the other end of the survey, many of the vehicle types people cited as most obnoxious come with their own downsides – not the least of which may be the unfriendly glances they get from other drivers in traffic. Here are the five vehicle types most cited as obnoxious in the Insure.com survey. 5. Sport bikes These race-inspired motorcycles boast a power-to-weight ratio that scarcely any automobile can touch, which means these motorcycles can navigate traffic at a pace – and volume – that is virtually all their own. Five percent of respondents, however, do not feel that their remarkable performance makes them any less worthy of scorn. 4. Harley-Davidson Motorcycles Harleys, with their low signature rumble and unmistakably American pathos, have been synonymous with rebellion for decades (despite being co-opted by white-collar types in recent years). But for at least 8 percent of respondents, it’s not necessary to visit Sturgis, South Dakota, in August to feel like they’ve seen too many of these iconic cruisers. 3. Low-rider cars and trucks Despite their numerous appearances in classic hip-hop videos and an eponymous anthem (War’s 1975 “Lowrider”), these ground-hugging rides aren’t for everyone – including 10 percent of respondents. After all, creating a low rider requires some dramatic chassis modifications to the vehicle – and a complex system of hydraulics if the driver wants to navigate speed bumps with any confidence. 2. Hummers How deep is America’s love/hate relationship with the Hummer? This extra-wide, extra-thirsty SUV still ranks No. 2 on this list even though the last Hummer rolled off the assembly line in 2010. For 15 percent of respondents, the ensuing five years have done little to dull their hatred of the original over-the-top SUV. 1. Lifted 4x4s Yes, the ample ground clearance of a lifted 4×4 can be useful in some off-road settings. Yet 16 percent of respondents do not believe this justifies the downsides of these high-rolling machines, which can include poorer gas mileage (when compared to a regular truck), cabs that are hard to enter and exit, and an inability to sneak beneath all but the tallest parking-structure ceilings. They also can cost more to insure. You wouldn’t understand, man While a lot of drivers may revile the lifted pickups, Harleys and low-riders they encounter in traffic – more than 50 percent of respondents expressed contempt for one of the five vehicle types above – these machines’ countercultural nature is undoubtedly part of what drives owners to choose them in the first place. “Not many of the vehicles on this list could be considered strictly practical,” says Gusner. “Many of them come with terrible gas mileage, awful car insurance rates or other serious shortcomings. But that’s part of what makes them different from everything else on the road.” Photos: Flickr/Brian Snelson, Flickr/Doug Wertman, Flickr/Don O’Brien, Flickr/Joi Ito, Flickr/Lifted Trucks USA In case you missed it Best Car Insurance Companies of 2024 Car insurance rates by state in 2024 What is full coverage car insurance? How much does car insurance cost for seniors in 2024? A complete guide to adding a teenager to your car insurance policy in 2024 What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? 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