Home Car insurance Average car insurance cost Car insurance rates by state Average car insurance cost in Nevada Average car insurance cost in Nevada The average full coverage car insurance cost in Nevada is $3,284 annually, or $274 monthly. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani GiteShivani GiteShivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.VIEW FULL PROFILE | Reviewed by Nupur GambhirNupur GambhirEditor-in-ChiefNupur Gambhir is the editor-in-chief of Insure.com and a licensed life, health and disability insurance agent in New York with seven years of experience covering insurance. Her expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Balance, The Financial Gym and MSN. She holds a BA in Economics from The Ohio State University.VIEW FULL PROFILESee moreSee less | Updated onMarch 11, 2026 Why you can trust Insure.com At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. 25 Years of insurance experience 78.5M Quotes reviewed 170 Insurance providers evaluated 34.5K ZIP codes analyzed If you’re in Nevada, your monthly cost for full coverage car insurance is $274, which adds up to $3,284 per year. For minimum coverage, expect to pay an average of $76 monthly, or $908 a year.Insurance companies calculate your premiums based partly on where you live. They consider factors such as traffic and accident rates, the number of car thefts in your area, and how expensive it is to repair your vehicle. If you live in a busy city with heavy traffic and high theft rates, you’ll likely pay more for car insurance than someone in a rural area with fewer cars on the road and lower accident risks.Other than location, your age, driving history, credit score and ZIP code also influence your insurance rates. Average annual cost $3,284 Average per month cost $274 Average cost for state minimum coverage $1,540 / Year Cheapest car insurance company Travelers$2,222 / Year Average cost for young drivers $5,474 / Year Average cost for Senior drivers $3,428 / Year 012345 1 of 6 Average car insurance cost in NevadaIf you live in Nevada can expect to pay an average of $274 per month for full coverage car insurance – that’s $3,284 per year. If you opt for your state’s minimum required coverage, your insurance cost drops to $76 monthly or $908 annually. Just keep in mind that opting for minimum coverage means significantly less protection if you’re in an accident.However, how much you actually pay for coverage can vary based on several factors, such as your age, driving history, credit score, ZIP code and the type of car you drive.Cheapest car insurance companies in NevadaTravelers has the cheapest rates, at an average annual cost of $2,222 or $185 a month for a full coverage policy with limits of 100/300/100 and $500 collision and comprehensive deductibles.GEICO also stands out for its affordable premiums, with an average cost of $231 per month or $2,769 annually.While these insurance companies have some of the lowest average rates in Nevada, your actual premium may vary. It’s always a good idea to compare quotes to find the best deal on auto insurance. Affordable car insurance providers in Nevada Graph Table Company nameAverage per month costAverage annual costTravelers$185$2,222GEICO$231$2,769American Family$237$2,848Mercury Insurance$253$3,036Farmers$309$3,712Progressive$312$3,739State Farm$323$3,875Allstate$342$4,102CSAA Insurance (AAA)$630$7,558USAA*$162$1,946*USAA is only available to military community members and their families.Powered by: *USAA is only available to military community members and their families.Powered by: Nevada car insurance calculator Tell us about your car to get an estimate. 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Please select a different vehicle. Matching results for your vehicle Add another vehicle Add a vehicle to Compare!!! Acura Integra Nevada Vehicle details Vehicle year 2024 Style 2WD 4 Door Hatchback Automatic Turbo State Nevada Cylinders 4 Make & model Acura - Integra Vehicle type Luxury Car Your estimated rate State Minimum$1,128/year Liability coverage$2,318/year Full Coverage$3,694/yearRecommended Get quotes Get quotes Let's start saving! To save more, tell us about yourself: What is Your Zip Code? What is Your Age? Select age 16 - 20 21 - 24 25 - 34 35 - 44 45 - 54 55 - 64 65+ SEE IF YOU QUALIFY FOR MAJOR DISCOUNTS: I am a homeowner I am currently insured I am a good driver A good driver means: Have no accidents or violations in the last 3 years. Don't have a DUI. Don't need an SR22. Number of vehicles - + Methodology Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for vehicles from 2015 to 2024. Our hypothetical driver is a 40-year-old male who commutes 12 miles to work each day and drives 10,000 miles annually, with policy limits of 100/300/100 ($100,000 for injury liability for one person, $300,000 for all injuries and $100,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. Rates include uninsured/underinsured motorist coverage (since some states require it, we include it for all states) and PIP or Medical Payments if required by state law. This hypothetical driver has a clean record and good credit. For liability-only comparisons, rates reflect the same hypothetical driver but with liability limits of 100/300/100, uninsured/underinsured motorist coverage in matching amounts and PIP or MedPay if required by state law. We recommend limits this high, even if you have only liability coverage. A state-minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorist or PIP. Averages were calculated using data from 174 insurance companies across 76 company groups and were averaged across 34,595 ZIP codes covering 29,374 cities and 3,144 counties across 51 jurisdictions. Rates are based on analysis of 4,781 vehicle make-model combinations. Average rates are for comparative purposes; your rate will depend on your personal factors. Data last refreshed in 2026Powered by:Average cost of car insurance by coverage levels in NevadaYour car insurance cost largely comes down to the coverage limits you pick.If you’re just looking to meet the state’s minimum requirements, you can expect to pay around $76 a month, or about $908 a year. It’s an affordable option, but remember that it only covers liability, so damages to your car won’t be covered.For more complete protection, you may want to go with full coverage instead. Full coverage car insurance includes liability, collision and comprehensive coverage. Collision coverage covers damage to your car from accidents, regardless of fault. Comprehensive coverage protects against non-collision damages, like theft, vandalism and weather events.On average, drivers in Nevada pay around $274 per month, or roughly $3,284 a year for full coverage. It’s a bit more expensive, but it can be worth the extra cost, especially if your car is new or financed.Coverage limitsAverage annual costState minimum liability-only$908Liability only$1,540Full coverage$3,284Non-owner state minimum liability$569Powered by:Auto insurance premiums vary significantly from city to city, so drivers need to be sure they’re getting the best deal. Insure.com has done the research for you. Get more information on auto insurance rates by city below.Car insurance rates in Nevada by citySee rates in your cityHendersonLas VegasNorth Las VegasRenoSparks Our agents make it hassle-free to get the right quote. Call (844) 814-8854 Ethan Available Now Jack Available Now Robbie Available Now Ellie Available Now Average car insurance cost in Nevada by cityWhere you live in Nevada can have a big impact on your car insurance rates.If you’re located in cities like Las Vegas, North Las Vegas, or Henderson, you may face higher premiums due to dense traffic, higher accident rates, and an increased chance of theft or damage.On the other hand, drivers in cities like Fernley and Elko tend to pay much lower insurance premiums, between $2,301 and $2,365 per year.These cities usually have fewer accidents, lower crime rates and less congestion, which helps keep insurance costs down.CityAverage annual costFernley$2,301Elko$2,365Sparks$2,659Reno$2,671Mesquite$2,871Boulder City$3,403Henderson$3,933North Las Vegas$4,414Las Vegas$4,472Powered by:Average car insurance cost in Nevada by ageAge plays a significant role in how insurers calculate car insurance costs. Young drivers usually pay more, as their inexperience on the road makes them a higher risk.Rates are often highest for teenagers, begin to decrease after 25, and then climb again once drivers are in their 70s.Let’s break down what you can expect to pay in Nevada for full coverage, depending on your age and gender.Average car insurance cost in Nevada for young driversAs a young driver, you’ll likely face higher-than-average insurance rates. Because of limited driving experience, insurers view young drivers as riskier, resulting in higher insurance rates until they gain more experience on the road.In Nevada, 20-year-old male drivers pay an average of $7,438 per year for car insurance, while their female counterparts pay $6,580 for the same coverage.However, by age 25, average car insurance costs drop to about $3,736 per year for male drivers and $3,700 for female drivers.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers20$7,438$6,58021$6,205$5,61422$5,494$5,09123$4,908$4,62224$4,533$4,325Powered by:Average car insurance cost in Nevada for adult driversAn adult driver aged 25-60 in Nevada pays $3,222 per year for full coverage, or $269 each month. Female drivers of the same age pay $3,319 annually or $277 monthly.Keep in mind that rates can vary depending on personal factors, so it’s always a good idea to compare quotes to get the best deal.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers25$3,736$3,70030$3,341$3,48835$3,281$3,44140$3,180$3,38945$3,162$3,33050$3,093$3,16455$3,024$3,04160$2,967$3,001Powered by:Average car insurance cost in Nevada for senior driversAs a senior driver, you may notice your car insurance rates increase with age. At 65, men pay $3,158 per year, and women pay $3,161.By age 70, those averages increase to $3,394 for men and $3,328 for women. At 75, premiums rise again, reaching $3,876 for male drivers and $3,660 for female drivers.Older drivers often face higher premiums because insurers view them as higher-risk due to slower reaction times and increased accident severity with age.Still, you can keep your premiums in check by driving safely and taking advantage of senior discounts.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers65$3,158$3,16170$3,394$3,32875$3,876$3,660Powered by:Minimum car insurance requirements in NevadaWhether you’re purchasing a policy for the first time or relocating to Nevada, it’s important to understand the state’s liability coverage requirements.Drivers in Nevada must carry at least the following minimum coverage limits to stay compliant with the law:Bodily injury per person: $25,000Bodily injury per accident: $50,000Property damage liability: $20,000Cheapest cars to insure in NevadaYour car’s make and model can significantly impact its insurance costs. Vehicles that are expensive to repair or have higher theft or accident rates typically come with higher premiums. On the other hand, vehicles with high safety ratings and affordable repairs are more affordable to insure.Subaru Outback tops the list for cheapest car to insure in Nevada at an average cost of $1,961 a year, followed closely by Volkswagen Tiguan at $1,979 per year.The table below outlines the vehicles with the lowest insurance costs.Make ModelAverage annual premiumSubaru Outback$1,961Volkswagen Tiguan$1,979Mini Cooper Countryman JCW$1,980Honda HR-V$1,981Honda CR-V$1,990Subaru Forester$1,993Subaru Crosstrek$1,996Chevrolet TrailBlazer$2,018Mazda CX-5$2,024GMC Savana$2,029Powered by:Most expensive cars to insure in NevadaMaserati Quattroporte tops the list as the most expensive car to insure in Nevada, at an average annual cost of $5,566. Below is a list of the most expensive vehicles to insure in Nevada and their average annual premiums.Make ModelAverage annual premiumMaserati Quattroporte$5,566Maserati Ghibli$5,260Audi e-tron GT$4,844Nissan GT-R$4,670Tesla Model S$4,588Audi RS7$4,528Mercedes-AMG GT$4,426Porsche 911 GT3$4,403BMW i7$4,388Genesis G90$4,328Powered by:Car insurance costs can vary significantly depending on where you live and your personal profile. The smartest way to get the right coverage at a good price is to shop around and compare quotes from multiple insurers. Taking the time to do a little research can end up saving you a lot on your premiums.MethodologyInsure.com commissioned Quadrant Information Service to get 2025 car insurance data. Our team of data analysts and expert editors has analyzed 78,451,280 insurance quotes from 170 insurance companies across 34,588 ZIP codes to determine the average premiums. The insurance rates are based on a sample profile of a 40-year-old male and female drivers with a clean driving record and a good insurance score. Quotes premiums are for different coverage limits, includingFull coverage policy limits of $100,000 per person for bodily injury, $300,000 total for all bodily injuries per accident and $100,000 for property damage per accident.State minimum limitsLiability-only policy with limits of $50,000 per person for bodily injury, $100,000 in bodily injury per accident and $100,000 for property damage per accident.We also collected average car insurance rates for drivers of different age groups:Teen drivers aged 16-19Young drivers aged 20-24Adult drivers aged 25-60Senior drivers aged 65-75The quoted insurance rates are for comparison purposes, and your rates may vary.78.5MQuotes reviewed170No. of carriers analyzed34.5KZIP codes analyzedHow much is car insurance in other statesAlaska$2,215/YearAlabama$2,107/YearArkansas$2,723/YearArizona$2,333/YearCalifornia$3,010/YearColorado$3,222/YearConnecticut$2,726/YearDelaware$3,097/YearFlorida$3,852/YearGeorgia$2,739/YearHawaii$1,721/YearIowa$2,228/YearIdaho$1,791/YearIllinois$1,901/YearIndiana$1,856/YearKansas$2,410/YearKentucky$2,976/YearLouisiana$4,180/YearMassachusetts$2,430/YearMaryland$2,273/YearMaine$1,701/YearMichigan$3,146/YearMinnesota$2,561/YearMissouri$2,410/YearMississippi$2,455/YearMontana$2,541/YearNorth Carolina$2,587/YearNorth Dakota$2,079/YearNebraska$2,387/YearNew Hampshire$1,650/YearNew Jersey$2,736/YearNew Mexico$2,486/YearNew York$2,898/YearOhio$1,739/YearOklahoma$2,705/YearOregon$1,927/YearPennsylvania$2,428/YearRhode Island$2,706/YearSouth Carolina$2,367/YearSouth Dakota$2,635/YearTennessee$2,214/YearTexas$2,631/YearUtah$2,250/YearVirginia$1,837/YearVermont$1,504/YearWashington$2,175/YearWisconsin$2,026/YearWest Virginia$2,557/YearWyoming$1,984/YearShow more states No matches are found Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most and least expensive models to insure Average car insurance rates by age and gender 1/1 On this page Average car insurance cost in NevadaCheapest car insurance companies in NevadaAverage cost of car insurance by coverage levels in NevadaAverage car insurance cost in Nevada by cityAverage car insurance cost in Nevada by ageMinimum car insurance requirements in NevadaCheapest cars to insure in NevadaMost expensive cars to insure in NevadaMethodology ZIP Code Please enter valid ZIP See rates (844) 645-3330