Home Car insurance Average car insurance cost Car insurance rates by state Average car insurance cost in Nevada Average car insurance cost in Nevada The average premium for car insurance in Nevada is $2,060 per year or $172 per month. View Carriers Please enter valid zip Compare top carriers in your area Written by Prachi Singh Prachi Singh Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry. Updated on: September 9, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. If you’re looking for car insurance rates in Nevada, the average annual premium is $2,060, per year or $172 monthly. This contrasts with the national average of $1,682, highlighting a variation of $165. Various elements influence car insurance rates, including age, gender, driving record, credit score, and location.This guide talks about the average cost of full coverage in the state, identifies companies providing affordable monthly premiums for car insurance, outlines average car insurance rates across cities in Nevada, and breaks down car insurance rates by age group. To save on your auto insurance expenses, it’s advisable to shop around and compare quotes. Keep reading to ensure that your insurance policy aligns with your needs without exceeding your budget.Summary of average car insurance cost in NevadaAverage annual cost $2,060Average per month cost $172Average cost for state minimum coverage $720 / YearCheapest car insurance company State Farm($1,443 / Year)Average cost for young drivers $3,309 / YearAverage cost for Senior drivers $2,143 / Year Key Takeaways The average car insurance cost in Nevada is $2,060 per year, based on Insure.com’s analysis.In Nevada, the average premium for car insurance is $172 per month.State Farm has the cheapest car insurance rates in Nevada, at an average annual rate of $1,443 a year. Average car insurance cost in Nevada per monthIn Nevada, car insurance costs around $172 per month on average.It’s a common occurrence for the cost of the same coverage to vary among companies, which is true of every auto insurance company. Thus, when seeking car insurance rates in Nevada, it’s wise to obtain quotes from multiple firms.Cheapest car insurance companies in NevadaAccording to Insure.com’s rate analysis, State Farm offers the most affordable car insurance premiums in Nevada. The average annual cost is $1,443, or $120 per month. The second-best option available is Geico, offering insurance at an average cost of $142 per month.The table below lists the other available car insurance companies that offer car insurance in Nevada, along with their average cost per month and average annual cost.Company nameAverage per month costAverage annual costState Farm$120$1,443Geico$142$1,708Travelers$166$1,995Mercury Insurance$180$2,156Farmers$194$2,328American Family$202$2,429Progressive$207$2,482Allstate$218$2,614CSAA Insurance (AAA)$304$3,651USAA$139$1,672Read our guide to cheap car insurance companies Nevada car insurance calculator Select Year Select Year202320222021202020192018201720162015201420132012201120102009200820072006 Vehicle Make Select MakeAcuraAlfa-RomeoAudiBMWBuickCadillacChevroletChryslerDodgeFordGenesisGMCHondaHyundaiInfinitiJaguarJeepKiaLand RoverLexusLincolnMaseratiMazdaMercedesMiniMitsubishiNissanPolestarPorscheRamSubaruTeslaToyotaVolkswagenVolvo Vehicle Model Select ModelIntegraIntegra A-SpecIntegra A-Spec TechMDXMDX SHMDX SH A-SpecMDX SH AdvanceMDX SH TechMDX SH Type SMDX SH Type S Advance PackageMDX TechRDXRDX A-SpecRDX A-Spec AdvanceRDX SHRDX SH A-SpecRDX SH AdvanceRDX SH TechRDX TechTLX 2.0TTLX 2.0T A-SpecTLX 2.0T SH A-SpecTLX 2.0T SH AdvanceTLX 2.0T TechTLX 3.0T Type S State Select StateAlaskaAlabamaArizonaArkansasCaliforniaColoradoConnecticutWashington D.C.DelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew MexicoNew YorkNew JerseyNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingNationwide Reset Vehicle already present. 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Year 2023 Cylinders 4 Make & Model Acura - Integra State Nevada Style 2WD 4 Door Hatchback Turbo CVT Vehicle Type Luxury Car State Minimum Coverage NA* Liability Coverage NA* Full Coverage $1,984/Year OR $165/month Nevada Get Quote Get Quote Let's start saving! To save more, tell us about yourself: What is Your Zip Code? What is Your Age? 16 - 20 21 - 24 25 - 34 35 - 44 45 - 54 55 - 64 65+ SEE IF YOU QUALIFY FOR MAJOR DISCOUNTS: I am a homeowner I am currently insured I am a good driver A good driver means: Have no accidents or violations in the last 3 years. Don't have a DUI. Don't need an SR22. Number of vehicles - + *It is recommended that you should get full coverage car insurance for vehicles 2020 or newer. Methodology Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for vehicles from 2006 to 2023. Our hypothetical driver is a 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. Rates for vehicles up until 2023 includes uninsured motorist coverage (since some states require it, we do it for all) and PIP or Medical Payments, if it is required by state law. This hypothetical driver has a clean record and good credit. For liability 100/300 is rates the same hypothetical driver but with liability limits of 100/300/50, uninsured/underinsured motorist in matching amounts and PIP or MedPay, if required by state. We recommend limits this high, even if you have only liability coverage. A state-minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorist or PIP. Averages were calculated using data from six large carriers, such as Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm. Rates were averaged across multiple ZIP codes and insurance companies. Average rates are for comparative purposes; your rate will depend on your personal factors. Average cost of car insurance by coverage levels in NevadaCar insurance rates in Nevada are directly proportional to the amount of coverage you buy. Your premium is determined by factors such as your liability limits and your choice of comprehensive and collision coverage.Liability-only insurance protects against third-party property damage and personal injuries in an accident. However, relying solely on liability coverage would not cover your injuries or property damage if you are considered at fault in a collision. Liability-only insurance for a coverage limit of 50/100/50 costs $1,042 per year in Nevada.As mentioned earlier, increasing the coverage on your policy leads to a rise in your premium, as the insurer will need to provide compensation in case of accidents or other damages. The average annual cost of full coverage car insurance in Nevada amounts to $2,060 per year.If you don’t own a car but frequently rent one, non-owner state minimum liability coverage is the most suitable option. Similar to liability-only coverage, it protects property damage and bodily injury caused by another driver. In Nevada, the average annual cost for non-owner state minimum liability coverage is $346.For individuals seeking to reduce their car insurance expenses, selecting only the state minimum liability coverage is an option to ensure legal driving privileges within the state. This coverage, which includes only the minimum liability requirements, carries an annual cost of $720 in Nevada.Coverage limitsAverage annual costState Minimum BI/PD$720Liability Only – 50/100/50 BI/PD$1,042Full Coverage – 100/300/100 BI/PD – 500 Comp/Coll$2,060Non-Owners$346Auto insurance premiums vary significantly from city to city, so drivers need to be sure they’re getting the best deal. Insure.com has done the research for you. Get more information on auto insurance rates by city below.Car insurance rates in Nevada by cityHendersonLas VegasNorth Las VegasRenoSparksAverage car insurance cost in Nevada by cityYour car insurance premium is impacted by numerous factors, including your state, city, and even ZIP code. The incidents of accidents and the probability of vehicle theft or vandalism can significantly sway the overall cost within a city or ZIP code.The table below depicts the top popular cities in Nevada:CityAverage annual costBoulder City$2,030Elko$1,712Fernley$1,687Henderson$2,331Las Vegas$2,594Mesquite$1,997North Las Vegas$2,587Reno$1,960Sparks$1,958Average car insurance cost in Nevada by age of the driverAge is a significant factor affecting auto insurance premiums. Teenagers have a higher likelihood of being involved in car accidents compared to any other age group. For instance, in Nevada, the average annual rate for young drivers is $3,309, whereas for seniors, it’s $2,143. Notably, the rate for young drivers surpasses that of senior drivers by $1,166.Statistics indicate that young drivers face a greater risk of car accidents than seasoned drivers. Consequently, they are classified as high-risk individuals. They are more expensive to insure due to tendencies such as speeding and limited road experience. However, premiums rise again around age 70 as certain age-related factors may affect driving capabilities.Average car insurance cost in Nevada for young driversIn Nevada, female young drivers typically pay an average annual car insurance cost of $3,154 and $263 per month.Conversely, male young drivers pay an average annual rate of $3,463, or $289 per month.The average annual rates for young male and female drivers are listed in the table below:Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers20$4,586$3,99021$3,631$3,28122$3,254$3,01323$3,022$2,84124$2,809$2,654Average car insurance cost in Nevada for senior driversIn Nevada, senior female drivers pay an annual car insurance cost of $2,168, equating to $181 per month. Similarly, male senior drivers face an average yearly expense of $2,118, or $176 per month.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers65$1,963$2,00470$2,108$2,16675$2,296$2,333Read more about senior car insurance.Minimum car insurance requirements in NevadaEvery state establishes guidelines regarding the minimum car insurance coverage drivers must possess to be able to drive vehicles legally. As per details provided by the Nevada Department of Insurance, the required coverages and minimum coverage limits in Nevada are as follows:Bodily injury per person: $25,000Bodily injury per accident: $50,000Personal property coverage per person: $20,000Cheapest cars to insure in NevadaThe Subaru Outback has the most affordable average annual insurance premium, standing at $1,657. The Subaru Forester is followed closely at $1,669 per year. The difference in the cost of insuring these two models is $12 annually.MakeModelAverage annual premiumSubaruOutback$1,657SubaruForester$1,669SubaruCrosstrek$1,678ChevroletTrailBlazer$1,681MazdaCX-30$1,681HondaHR-V$1,688BuickEncore GX$1,711VolkswagenTiguan$1,717MazdaCX-5$1,720HondaCR-V$1,723Most expensive cars to insure in NevadaThe most expensive car to insure on the list is the Maserati Quattroporte Trofeo, which has an average annual premium of $4,838. However, the difference between the cheapest and most expensive cars to insure is $3,181 annually.MakeModelAverage annual premiumMaseratiQuattroporte Trofeo$4,838MaseratiQuattroporte$4,744MaseratiGhibli Trofeo$4,621AudiR8 Performance$4,127MaseratiGhibli$4,119MaseratiLevante Trofeo$3,981TeslaModel S Plaid$3,935PorscheTaycan GTS$3,785PorscheTaycan Turbo$3,708TeslaModel 3 Performance$3,696MethodologyThe Insure.com team worked with Quadrant Information Service to obtain car insurance data. To determine the average premiums, our team of data analysts and expert editors analyzed 56,838,240 insurance quotes from 136 insurance companies across 34,523 ZIP codes.The insurance rates are based on a sample profile of a 40-year-old male driver with a clean driving record and a good insurance score. Quotes premiums are for a full coverage policy with limits:The quoted insurance rates are for comparison purposes, and your individual rates may vary.How much is car insurance in other statesAlaska$1,676/YearAlabama$1,860/YearArkansas$1,957/YearArizona$1,812/YearCalifornia$2,416/YearColorado$2,337/YearConnecticut$1,725/YearDelaware$2,063/YearFlorida$2,694/YearGeorgia$1,970/YearHawaii$1,517/YearIowa$1,630/YearIdaho$1,428/YearIllinois$1,532/YearIndiana$1,515/YearKansas$1,900/YearKentucky$2,228/YearLouisiana$2,883/YearMassachusetts$1,726/YearMaryland$1,746/YearMaine$1,175/YearMichigan$2,352/YearMinnesota$1,911/YearMissouri$1,982/YearMississippi$2,008/YearMontana$2,193/YearNorth Carolina$1,741/YearNorth Dakota$1,665/YearNebraska$1,902/YearNew Hampshire$1,265/YearNew Jersey$1,902/YearNew Mexico$2,049/YearNew York$1,870/YearOhio$1,417/YearOklahoma$2,138/YearOregon$1,678/YearPennsylvania$1,872/YearRhode Island$2,061/YearSouth Carolina$2,009/YearSouth Dakota$2,280/YearTennessee$1,677/YearTexas$2,043/YearUtah$1,825/YearVirginia$1,469/YearVermont$1,319/YearWashington$1,608/YearWisconsin$1,664/YearWest Virginia$2,005/YearWyoming$1,758/YearShow more Explore other insurance options in Nevada Non-owner car insurance in Nevada Average renters insurance cost in Nevada Average homeowners insurance cost in Nevada Prachi SinghContributing Researcher . .Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry. In case you missed it Best Car Insurance Companies of 2024 Car insurance rates by state in 2024 What is full coverage car insurance? How much does car insurance cost for seniors in 2024? A complete guide to adding a teenager to your car insurance policy in 2024 What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? 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Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page Average car insurance cost in Nevada per monthCheapest car insurance companies in NevadaAverage cost of car insurance by coverage levels in NevadaAverage car insurance cost in Nevada by cityAverage car insurance cost in Nevada by age of the driverMinimum car insurance requirements in NevadaCheapest cars to insure in NevadaMost expensive cars to insure in NevadaMethodology ZIP Code Please enter valid ZIP See rates