Home Insurance Interested in flood insurance? Learn more here Written by Insure.com | Posted on: March 1, 2010 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Featured Flood Insurance StoriesProblems choke the National Flood Insurance ProgramSee the scathing things the GAO has to say about flood insurance.Who needs flood insurance?A standard home insurance policy does not cover flooding. Even if you don’t live in a high-risk area, flood insurance could be a wise purchase. Additional Flood Insurance ArticlesFlood insurance misconceptions: 8 facts you should knowIf you don’t think your home is at risk for flooding, think again.Flood insurance: Are you in the zone?The Federal Emergency Management Agency (FEMA) has been improving flood zone maps to illustrate the potential for severe flooding nationwide.Flood survival tipsBefore a flood arrives, have an evacuation route planned, and know how long it will take to evacuate your home.Interested in flood insurance? Learn more hereHome insurance doesn’t cover flooding. Here’s how todecide whether you need a flood insurance policy.Mudflow or mudslide? The answer affects your insurance claimMud may look all the same to you, but the dirty details affect insurance coverage. In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2024 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Renters insurance quotes: Compare rates Hurricanes and home insurance: How hurricane insurance works How replacement cost coverage works when you file a claim How much do claims increase home insurance rates? Mobile home insurance cost and coverage in 2024 Homeowners insurance basics Home Insurance Advisor Cheapest homeowners insurance in 2024 How much flood insurance do I need? How to bundle home and auto insurance policies to save money The largest home insurance companies by market share Home insurance discounts for cheaper rates How much does dog liability insurance cost and do you need it? Do you have an emergency go-bag? Most Americans don’t 1/1 Related Articles Homeowners insurance calculator: Estimate the cost of homeowners insurance By Jessica Olson Best high-value home insurance companies of 2025 By Jake Safane How to calculate your home’s replacement cost By Nupur Gambhir How much do claims increase home insurance rates? By Les Masterson What is dwelling coverage and how much do you need? By Lena Borrelli How to find a homeowners insurance policy By Shivani Gite ZIP Code Please enter valid ZIP See rates